Tianyu Information(SZ:300205)2022-12-08 08:16Group 1: Business Layout - The company continues to focus on three main areas: data security, mobile internet, and mobile payment services [2] - The business has expanded to include tax services and two new directions: O2O e-commerce and trusted terminals, forming a "three big, three small" business layout [3] Group 2: Financial IC Card Products - The financial IC card market is expected to grow over the next two years, but the growth rate will slow down [3] - In the first half of 2014, the company issued approximately 60 million financial IC cards, maintaining its leading position in the industry [3] - Due to increased market competition, the sales price and gross margin of financial IC card products are expected to decline [3] Group 3: Financial Terminal Products - The internet financial terminal is a device for online card transactions, offering various functions such as online payments and balance inquiries [3] - The company has won a bid for the Industrial and Commercial Bank of China's financial IC card multifunction terminal project and has received a small number of orders [3] Group 4: Education Cloud Project - The national education informatization development plan is gradually being implemented, and the education cloud market has broad prospects [3] - The company is responsible for the construction and maintenance of the national education resource public service platform and has secured multiple regional education cloud projects [3] - The company aims to leverage its first-mover advantage to capture market share in regional education cloud platform construction and explore business models related to platform operations [3] Group 5: Mobile Payment Services - The company's wholly-owned subsidiary, Qindong Network, continues to provide integrated solutions for payment and collection to industry clients [4] - Qindong Network has established partnerships with several banks, including Citic Bank and Industrial Bank, leading to an increase in merchants, users, and transaction volume [4] - The company is actively expanding its market reach and aims to achieve profitability soon [4] Group 6: Trusted Terminals and Security Applications - With the rapid development of mobile internet, security issues related to mobile terminals and applications need urgent attention [4] - The company has invested in Wuhan Guohua Technology Co., Ltd. to focus on overall security solutions for mobile terminals and the development, sales, and operation of security applications [4] - The company is attempting to collaborate with relevant industry chain manufacturers to jointly explore the trusted terminal and security application market [4]