Tianyu Information(SZ:300205)2022-12-08 09:16Group 1: Business Focus Areas - The company primarily focuses on data security, mobile internet, and payment services [2] - Data security includes card, system, terminal, and service offerings [2] - Mobile internet services encompass wireless city and education cloud projects [2] - Payment services target vertical industry applications for convenient and secure payment solutions [2] Group 2: Financial IC Card Products - The issuance of financial IC cards exceeded 100 million last year, with expectations for further growth this year [2] - Anticipated decline in sales prices and gross margins due to upcoming tenders from major state-owned banks [2] - Collaboration with domestic chip manufacturers for the development and testing of financial IC card products [2] Group 3: Financial Terminal Products - Internet financial terminals facilitate online card transactions and enhance payment security through Bluetooth and audio connections [2][3] - The company has secured a project with Industrial and Commercial Bank of China for multifunctional financial IC card terminals [3] Group 4: Mobile Payment Products - The mobile payment market is developing slower than expected due to user experience and acceptance environment [3] - The company won a significant share in the China Mobile SWP-SIM card procurement project, although prices have decreased [3] - Plans to enhance profitability through industry applications like urban transportation cards [3] Group 5: Communication and Education Cloud Services - The company is involved in developing and operating wireless city platforms and education cloud projects across multiple provinces [3] - Active exploration of business models related to regional education cloud platforms [3] Group 6: Future Business Opportunities - The company aims to expand its mobile payment, financial terminal, and service-related businesses as new profit drivers [4]