JRCB(SZ:002807)2022-11-21 15:46Economic Overview - Jiangyin's GDP reached 3159.99 billion CNY in 2021, with a year-on-year growth of 9% [1] - The city's industrial added value was 891.28 billion CNY, growing by 9.7% [1] - Retail sales totaled 503.51 billion CNY, reflecting a 6.2% increase [1] - Import and export volume reached 169.71 billion USD, up by 18.3% [1] Business Development Strategy - Jiangyin Bank's loans in non-local areas accounted for 31.03% of total loans by the end of 2020, an increase of 19.88 percentage points since 2016 [3] - The bank plans to deepen collaboration in three southern Jiangsu branches and enhance services in seven non-local branches [3] - The bank aims to stabilize five village and town banks, focusing on building a reputable brand [3] Retail Business Plans - The bank will maintain its focus on traditional inclusive finance, targeting small micro-enterprises with loans up to 10 million CNY [3] - There is an emphasis on increasing the proportion of small micro-business loans through enhanced outreach and technology [3] - The bank aims to develop retail banking by leveraging technology to create a personalized and intelligent digital banking experience [3]