Dallas, TX 2025 Southwest IDEAS Conference November 20, 2025 Forward-looking statements and Non-GAAP information This presentation contains forward-looking statements with predictions, projections and other statements about future events. These statements are made on the basis of management's views and assumptions regarding future events and business performance. We use words such as "believe," "expect," "anticipate," "intends," "estimate," "forecast," "project," "will," "plan," "should" and similar express ...

NASDAQ: PAYS 17th Annual Southwest IDEAS Investor Conference 11.20.2025 Important Notices Forward-Looking Statements This presentation may include forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended ("Forward-Looking Statements"). All statements other than statements of historical fact included in this presentation are Forward-Looking Statements. These Forward-Looking Statements are based o ...

November 2025 Investor Presentation Fiscal 2025 Fourth Quarter and Year End Financial Results Forward-Looking Statements and Non-GAAP Measures Forward-Looking Statements This presentation contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, Section 21E of the Securities Exchange Act of 1934, as amended, and the Private Securities Litigation Reform Act of 1995. NJR cautions readers that the assumptions forming the basis for forward-looking statement ...

DISCLAIMER This presentation contains estimates and other statistical data made by independent parties and by the Company relating to market size and growth and other data about the Company's industry and estimated total addressable market. This data involves a number of assumptions and limitations, and you are cautioned not to give undue weight to such estimates. Neither the Company nor any other person makes any representation as to the accuracy or completeness of such data or undertakes any obligation to ...

Fourth Quarter & Fiscal Year 2025 Earnings Call November 20, 2025 NYSE: BV Introductory Information Forward Looking Statements This presentation contains "forward-looking statements" within the meaning of the safe harbor provision of the U.S. Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended (the "Securities Act"), and Section 21E of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), which are subject to the "safe harbor" created by th ...

Agora, Inc. 2025 Q3 Earnings November 19, 2025 Disclaimer Information in this presentation contains forward-looking statements within the meaning of Section 21E of the U.S. Securities Exchange Act of 1934, as amended. These forward-looking statements are made under the "safe harbor" provisions of the U.S. Private Securities Litigation Reform Act of 1995. All statements other than statements of historical or current fact included in this presentation are forward-looking statements, including but not limited ...

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FinVolution Group I n v e s t o r P r e s e n t a t i o n November 2025 This presentation has been prepared by FinVolution Group (the "Company") pursuant to Section 5(d) of the U.S. Securities Act of 1933, as amended (the "Securities Act") solely for informational purposes and is not an offer to buy or sell or a solicitation of an offer to buy or sell any security or instrument or to participate in any investment activity or trading strategy, nor may it or any part of it form the basis of or be relied on in ...

Financial Data and Key Metrics Changes - Third quarter 2025 revenue was $12.3 million, down from $15.4 million in the third quarter of 2024, primarily due to the sale of 9 Times Square in Q4 2024 [9] - GAAP net gain attributable to common stockholders was $35.8 million in Q3 2025, influenced by a $44.3 million non-cash gain related to the foreclosure at 1140 Avenue of the Americas, compared to a net loss of $34.5 million in Q3 2024 [9] - Adjusted EBITDA for Q3 2025 was $1.9 million, down from $4.1 million in Q3 2024, while cash net operating income decreased to $5.3 million from $7 million in the same period [9][10] Business Line Data and Key Metrics Changes - The company executed a significant lease renewal at 196 Orchard, extending the weighted average remaining lease term of the portfolio to 6.2 years, up from 5.9 years at the end of Q2 2025 [5] - Near-term lease expirations represent 8% of annualized straight-line rent, with 56% of leases now extending beyond 2030, an increase from 54% last quarter [6] Market Data and Key Metrics Changes - The real estate portfolio, excluding the property expected to be disposed of, is valued at approximately $390 million and spans about 743,000 square feet, primarily located in Manhattan [6] - The tenant base includes large investment-grade firms, contributing to portfolio stability [6] Company Strategy and Development Direction - The company is focused on unlocking value from current assets, emphasizing tenant retention, property improvements, and cost efficiency [5] - Ongoing marketing efforts for the sale of 123 Williams Street and 196 Orchard are aimed at generating cash to retire debt and reinvest in higher-yielding assets [7] - The strategic disposition of 1140 Avenue of the Americas is expected to eliminate a $99 million liability, aligning with the strategy to manage the balance sheet proactively [7] Management's Comments on Operating Environment and Future Outlook - Management highlighted the importance of operational flexibility through the consensual foreclosure of 1140 Avenue of the Americas and ongoing sales efforts [11] - The focus remains on leasing available space, renewing existing leases, and maintaining strict expense controls [11] Other Important Information - The company has changed its audit partners to CBIZ CPAs to streamline costs and reduce general and administrative expenses [10] Q&A Session Summary - No specific questions or answers were documented in the provided content, indicating a focus on the presentation rather than an interactive Q&A session.

Financial Data and Key Metrics Changes - The preliminary report indicates that the directors named in the proxy statement have been elected by the stockholders [11] - The appointment of Grant Thornton as the company's independent registered public accounting firm for the year ending June 30, 2026, has been ratified [11] - The stay-on-pay proposal has been approved, indicating stockholder support for executive compensation [11] - The 2021 incentive compensation proposal has been approved, increasing the number of shares available for issuance from 14,450,000 to 21,950,000 [3][11] Business Line Data and Key Metrics Changes - No specific data on individual business lines was provided in the meeting [0] Market Data and Key Metrics Changes - No specific market data or key metrics changes were discussed during the meeting [0] Company Strategy and Development Direction and Industry Competition - The company is focused on enhancing its incentive compensation plan, which may indicate a strategy to attract and retain talent [3][11] - The approval of the increase in shares available for the incentive plan suggests a strategic move to align employee interests with stockholder value [3][11] Management's Comments on Operating Environment and Future Outlook - Management did not provide specific comments on the operating environment or future outlook during this meeting [0] Other Important Information - The meeting was conducted virtually, and stockholders were encouraged to submit questions through the virtual meeting page [5][10] - The meeting concluded with a motion to adjourn, indicating that all business items were addressed [12] Q&A Session Summary - No specific questions or answers were recorded during the meeting, as the focus was on voting and procedural matters [0]