October 20, 2025 Disclosure Statement NASDAQ: RBB 2025 Third Quarter Earnings Results | ($ in thousands, except per share data) | | 4Q24 | | 1Q25 | | 2Q25 | | 3Q25 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | Earnings & Profitability | | | | | | | | | | Diluted Earnings Per Share (EPS) | $ | 0.25 | $ | 0.13 | $ | 0.52 | $ | 0.59 | | Net Interest Income before Provision | $ | 25,977 | $ | 26,163 | $ | 27,334 | $ | 29,277 | | for Credit Losses | | | | | | | | | | Net Income(1) | $ | 4,385 | $ | ...

Q3 Earnings Conference Call October 21, 2025 Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Legal Disclaimers This presentation contains forward-looking statements that are based on management's beliefs, assumptions, current expectations, estimates and projections about BOK Financial Corporation, the financial services industry, and the economy generally. Words such as "anticipates," "believes," "estimates," "expects," "forecasts," "plans," "outlook," "projects," "will," ...

Q3 2025 Earnings Conference Call Forward-Looking Statements Certain comments in this presentation contain certain forward looking statements (as defined in the Securities Exchange Act of 1934 and the regulations thereunder). Forward looking statements are not historical facts but instead represent only the beliefs, expectations or opinions of Home Bancorp, Inc. and its management regarding future events, many of which, by their nature, are inherently uncertain. Forward looking statements may be identified b ...

Financial Performance - Q3 2025 - Steel Dynamics reported a net income of $404 million[15] - The company's cash flow from operations reached $723 million[15] - Adjusted EBITDA was $664 million, representing a 14% margin[15] - Diluted earnings per share (EPS) amounted to $274[15] - Revenue was strong at $48 billion[15] - The company repurchased 11% of its outstanding shares for $210 million[15] - Return on Invested Capital (ROIC) was 15%[15] Operational Highlights - Q3 2025 - Steel shipments reached a record high[7,18] - The company announced the acquisition of the remaining 55% of New Process Steel[7] - Aluminum Dynamics operations continued to ramp up[7] - The company made its first shipments of biocarbon to the Columbus steel mill[7] Strategic Growth & Investments - The company is investing $19 billion in a new state-of-the-art Sinton, Texas flat roll steel mill, which started production in Q1 2022[43] - Steel Dynamics is investing $600 million in greenfield investments for four new flat roll steel finishing lines, which started in the first half of 2024[43] - The company is investing $25 billion in the undersupplied North American aluminum flat rolled products market, with first coils shipped in June 2025[43]

Third Quarter 2025 Financial Highlights Earnings Presentation Q3 2025 | October 20, 2025 3Q25 Highlights Core Deposit Base | Period Ending Deposits | 3Q25 | % of | ∆ vs. | ∆ vs. | ∆ vs. | ∆ vs. | | --- | --- | --- | --- | --- | --- | --- | | (in millions) | | Deposits | 2Q25 $ | 2Q25 % | 3Q24 $ | 3Q24 % | | Noninterest Bearing Demand | $9,037 | 21% | ($117) | (1%) | ($206) | (2%) | | Interest Bearing Demand | 20,518 | 47% | 1,581 | 8% | 2,392 | 13% | | Savings | 3,096 | 7% | 455 | 17% | 535 | 21% | | Other ...

Financial Performance Highlights - Net income for the first nine months of 2025 reached a record of $6008 million, an increase of $911 million or 18% compared to the same period in 2024[10, 13, 14] - Diluted EPS for the first nine months of 2025 was $825, up $058 or 8% from the same period in 2024[10, 13, 14] - Net interest income for the first nine months of 2025 reached a record $16 billion, an increase of $2028 million or 14% compared to the same period in 2024[10, 13, 14] - Pre-tax, pre-provision income for the first nine months of 2025 was $8841 million, an increase of $1061 million or 14% compared to the same period in 2024[10, 13] - Total assets reached $696 billion, an increase of $58 billion or 9%[10, 13] - Total loans increased by $50 billion or 11% to $521 billion[10, 13, 14] - Total deposits increased by $53 billion or 10% to $567 billion[10, 13] Balance Sheet and Capital Strength - Tangible book value per common share (non-GAAP) increased to $8539 as of September 30, 2025[10, 13, 14, 43] - The company's capital levels are well in excess of regulatory thresholds[36, 39] - Investment portfolio at 13% of total assets as of September 30, 2025[39] Loan and Deposit Portfolio - Total loans increased by approximately $10 billion in Q3 2025, or 8% annualized[16, 31] - Total deposits increased by approximately $8946 million in Q3 2025, or 6% annualized[16, 35]

October 21, 2025 at: www.lockheedmartin.com/investor October 21, 2025 through midnight October 22, 2025 3 rd Quarter 2025 Conference Call October 21, 2025 Webcast login at: James D. Taiclet Chairman, President and CEO Evan Scott Chief Financial Officer Maria Ricciardone Vice President, Treasurer & Investor Relations www.lockheedmartin.com/investor Webcast replay & podcast available by 2:00 p.m. ET Audio replay available from 2:00 p.m. ET 1 Forward-Looking Statements This presentation contains statements tha ...

Third Quarter 2025 Earnings Conference Call October 21, 2025 1 Safe Harbor Statement Statements in this presentation which are not historical facts are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, Section 21E of the Securities Exchange Act of 1934, as amended, and the Private Securities Litigation Reform Act of 1995. These forward-looking statements may include discussions of the strategic plans and objectives or anticipated future performance and ...

Forward Looking Statements Certain statements contained in this presentation as well as other information provided from time to time by Badger Meter, Inc. (the "Company") or its employees, may contain forward-looking statements that involve risks and uncertainties that could cause actual results to differ materially from those statements. The words "anticipate," "believe," "estimate," "expect," "think," "should," "could" and "objective" or similar expressions are intended to identify forward looking stateme ...

A N N U A L M E E T I N G O F STOCKHOLDERS OCTOBER 21, 2025 10:00 AM Welcome and Introductory Remarks Craig L. Montanaro Director, President and Chief Executive Officer 2 Members of the Board of Directors John J. Mazur, Jr., Chairman Theodore J. Aanensen John F. McGovern Raymond E. Chandonnet Craig L. Montanaro Curtland E. Fields Leopold W. Montanaro Catherine A. Lawton Christopher Petermann Joseph P. Mazza Charles J. Pivirotto Melvina Wong-Zaza 3 Executive Management Team Cassia J. Beierle, Esq. Executive ...