Q1 2025 Earnings Presentation May 6, 2025 Copyright 2025 Porch Group, Inc. All rights reserved Disclaimers Financial Targets Porch is providing guidance and targets for future periods in this presentation based on current market conditions, assumptions, and expectations as of the date of this presentation. Actual results may vary due to a number of factors and there is no guarantee that we will be able to achieve these results. Please refer to the below for important disclaimers and a description of these f ...

1Q 2025 Earnings Supplement May 6, 2025 Disclosures This presentation includes forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and Section 21E of the Securities Exchange Act of 1934, as amended. All statements other than statements of historical facts contained in this presentation, including statements regarding the outcome of the operational and portfolio reviews, the costs, cash outlays, benefits, timing and financial impacts of the actions that may b ...

Financial Performance - Net income reached $52 million, remaining stable QoQ and increasing by 1% YoY[2] - The Return on Equity (ROE) was 154%, decreasing by 10 bps QoQ and 134 bps YoY[2] - Net Interest Margin (NIM) stood at 236%, down 8 bps QoQ and 11 bps YoY[2] - The efficiency ratio improved to 269%, decreasing by 225 bps QoQ and increasing by 174 bps YoY[2] Portfolio and Deposits - The commercial book grew to $107 billion, up 6% QoQ and 23% YoY[2] - Total deposits increased to $59 billion, reflecting an 8% increase QoQ and a 24% increase YoY[2] - Non-Performing Loans (NPLs) represented 01% of the portfolio, decreasing by 1 bps QoQ and increasing by 4 bps YoY[2] Liquidity and Funding - Liquid assets accounted for 15% of total assets[13] - The Liquidity Coverage Ratio (LCR) was reported at 265x[12] Capitalization - The Common Equity Tier 1 (CET1) ratio was 151%[26] - The dividend payout ratio was 45%[27] Fee Income - Net fees totaled $106 million, decreasing by 11% QoQ and increasing by 12% YoY[2,40]

First Quarter 2025 Results May 6, 2025 NYSE/LSE: KOS Strictly Private and Confidential 1 Disclaimer Forward-Looking Statements This presentation contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements, other than statements of historical facts, included in this presentation that address activities, events or developments that Kosmos Energy Ltd. ("Kosmos" or the "Company") expects, believes or a ...

Q1 2025 Results Presentation May 6, 2025 Changes in such assumptions and factors could cause actual future results to differ materially from those expressed in the forward-looking statements. All forward-looking statements in this presentation are expressly qualified by such cautionary statements and by reference to the underlying assumptions. Undue reliance should not be placed on forward-looking statements, which speak only as of the date they are made. Except as required by law, the company does not unde ...

Q1 2025 Earnings Call May 6, 2025 IQVIA Template (V2.1.0) 100% 50% 75% 25% 1 Legal This presentation should be viewed in conjunction with IQVIA's Q1 2025 earnings call Safe Harbor Statement for Forward-Looking Statements This presentation contains "forward-looking statements" within the meaning of the federal securities laws, including Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, including, without limitation, our second-quarter a ...

Investor Presentation May 2025 > hims & hers SUPPLEMENTAL PRESENTATION INTRODUCTION Safe Harbor Statement potential effects on us. Future developments affecting us may not be those that we have anticipated. These forward-looking statements This presentation has been prepared by Hims & Hers Health, Inc. ("we," "us," "our," "Hims & Hers," or the "Company"). involve a number of risks, uncertainties (some of which are beyond our control) and other assumptions that may cause actual results or performance to be m ...

Earnings Conference Call Q1 2025 Safe Harbor 1 Strategic diversification for growth over long- term cycles 2 Internally financed investment: Growth without equity needs 3 Long-term EPS growth rate: 6-8% 4 Uninterrupted dividend for 86 years, part of 9-11% TSR target 5 Utility industry leading ROE and TSR track record 6 Targeted earnings mix: 65% Electric / 35% Manufacturing Investment Thesis Founded in 1907 Serve approximately 134,000 customers in MN, ND, SD Diverse end-markets High utilization of asset bas ...

Statements contained herein reflect our views about future periods, including our future plans and performance, constitute "forward- looking statements" under the Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by words such as "will," "would," "anticipate," "expect," "believe," "designed," "plan," or "intend," the negative of these terms, and similar references to future periods. These views involve risks and uncertainties that are difficult to predict and, ac ...

Q1 2025 Performance - Total revenue reached $1764 million, a 64% increase compared to Q1 2024[7, 29] - Same-restaurant sales (SRS) grew by 18% in Q1 2025[7] - Net income attributable to Portillo's Inc was $3313 million, compared to $4562 million in the same quarter last year[28] - Restaurant-Level Adjusted EBITDA was $36656 million with a margin of 208%[7, 32] Fiscal 2025 Financial Targets - The company plans to open 12 new units[9, 12] - Same-restaurant sales are projected to grow by 1% to 3%[12] - Revenue growth is targeted at 10% to 12%[12] - Adjusted EBITDA growth is expected to be 5% to 8%[12] Long-Term Growth Algorithm - The company aims for low single-digit growth in same-restaurant sales[16] - Annual unit growth is targeted at 12% to 15%[16] - Revenue growth is projected in the low teens[16] - Adjusted EBITDA growth is expected in the mid-teens[16]