Company Overview - As of September 2025 LTM, Pacasmayo's cement shipments reached 2.9 million MT[4] - The company has a combined cement production capacity of 4.9 million MT/year and a combined clinker production capacity of 3.08 million MT/year[20] - 72% of the company's retail customers are socioeconomic level CDE, 25-55 years old[23] - Approximately 70% of the company's sales are represented by 271 store owners and 320 points of sale under the DINO brand[36] Financial Performance - Sales of goods reached S/ 2,084.0 million, a 6.2% increase compared to LTM September 30, 2024[6] - EBITDA reached S/ 568.0 million, a 0.9% increase compared to LTM September 30, 2024[6] - EBITDA margin was -4.9 percentage points compared to LTM September 30, 2024[6] - Cement sales accounted for S/ 1,687.93 million of the total sales of goods[40] Market Overview - Pacasmayo has a 22.9% share of the Peruvian cement market in the Northern Region, with shipments of 2.964 million MT as of August 2025 LTM[13] - The total cement market in Peru reached 12.948 million MT as of August 2025 LTM[13]

RenaissanceRe Holdings Ltd. Contents | | Page | | --- | --- | | Basis of Presentation | i | | Financial Highlights | 1 | | Summary Consolidated Financial Statements | | | a. Consolidated Statements of Operations | 3 | | b. Consolidated Balance Sheets | 4 | | Underwriting and Reserves | | | a. Segment Underwriting Results | 5 | | b. Segment Underwriting Results - Five Quarter Trend | 7 | | c. Property Segment - Catastrophe and Other Property Underwriting Results | 10 | | d. Gross Premiums Written | 12 | | e. ...

Financial Results and Supplemental Information THIRD QUARTER 2025 October 28, 2025 2020 Joe B. Jackson Parkway Murfreesboro, TN 1,016,281 Square Feet ILPT Ownership: 100% Table of Contents QUARTERLY RESULTS | Industrial Logistics Properties Trust Announces Third Quarter 2025 Financial Results | 4 | | --- | --- | | Third Quarter 2025 Highlights | 5 | | FINANCIALS | | | Key Financial Data | 7 | | Condensed Consolidated Statements of Income (Loss) | 8 | | Condensed Consolidated Balance Sheets | 9 | | Debt Summ ...

Q1 F26 October 29, 2025 SAFE HARBOR STATEMENT During these presentations, and in response to your questions, certain items may be discussed which are not based entirely on historical facts. Any such items should be considered forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Any forward-looking statements speak only as of the date on which they are made, and we undertake no obligation to update such statements to reflect events or circumstance ...

EARNINGS UPDATE | OCTOBER 29, 2025 Q3 2025 THIRD QUARTER 2025 EARNINGS CALL | 1 Forward-looking statements This presentation contains statements that the Company believes to be "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. All statements other than statements of historical fact, including, without limitation, statements regarding the Company's future financial position, business strategy, growth and drivers, capital allocation, resiliency, targets ( ...

Financial Highlights - The company's market capitalization is $90 billion[5] - Total assets reached $719 billion[5] - Gross loans amounted to $377 billion[5] - Total deposits reached $601 billion[5] - Institutional Assets Under Administration (AUA) totaled $6415 billion[5] - Fee income accounted for 300% of revenue[5] Q3 2025 Performance - Commercial & Personal Banking Services revenue was $5020 million, with average deposits of $393 billion[8] - Institutional Banking Services revenue was $1764 million, with average deposits of $175 billion[10] - Net interest income, as reported, reached $4750 million[50] - Noninterest income, excluding securities gains, was $2074 million[50]

Q3 2025 Performance Highlights - The company reported quarterly bookings of $1.3 billion, resulting in a 1.4x book-to-bill ratio in Q3 [8] - Revenue increased by 18% to $960 million in Q3 2025, compared to $812 million in Q3 2024 [10] - Adjusted EBITDA grew by 22% to $117 million in Q3 2025, up from $78 million in Q3 2024 [10] - Adjusted Diluted EPS increased by 21% to $0.29 in Q3 2025, compared to $0.24 in Q3 2024 [10] - Total backlog increased by 8% to $8.909 billion, compared to $8.264 billion [10] Segment Performance - Advanced Sensing and Computing (ASC) revenue increased by 9% to $580 million [13] - Integrated Mission Systems (IMS) revenue increased significantly by 34% to $383 million [13] - ASC Adjusted EBITDA increased significantly by 47% to $53 million [13] Revised 2025 Guidance - The company is raising the lower end of its prior revenue guidance and now expects revenue between $3.55 billion and $3.60 billion for full year 2025, reflecting double-digit growth [8, 15] - Adjusted EBITDA is maintained in the range of $437 million to $453 million [15] - Adjusted Diluted EPS is increased to a range of $1.07 to $1.11, reflecting a slightly lower tax rate of 18% [8, 15] - Free Cash Flow (FCF) is still expected to track towards approximately 80% of Adjusted Net Earnings [8]

Financial Performance - Net income totaled $56.8 million, representing fully diluted EPS of $0.94[5] - Revenue in the third quarter totaled $202.4 million, an increase of 1.9% linked quarter and 5.3% year-over-year[5] - Net interest income (FTE) totaled $165.2 million, an increase of 2.4% linked-quarter and 4.6% year-over-year; net interest margin expanded to 3.83%[5] - Noninterest income totaled $39.9 million, up 0.1% linked-quarter and 6.3% year-over year[5] Balance Sheet - Loans held for investment (HFI) increased $83.4 million, or 0.6%, linked-quarter, and a $448.0 million, or 3.4%, increase year-over-year[5] - Total deposits increased $515.1 million, or 3.4%, linked-quarter, and $390.0 million, or 2.6%, from the prior year; cost of total deposits increased 4 basis points to 1.84%[5] - At September 30, 2025, Total Assets were $18.8 billion, Loans (HFI) were $13.5 billion and Total Deposits were $15.6 billion[6] Credit Quality - Net charge-offs totaled $4.4 million, including one charge-off on an individually analyzed loan totaling $3.1 million reserved for in prior periods; NCOs represented 0.13% of average loans[5] - Allowance for credit losses (ACL) represented 1.22% of loans HFI and 239.69% of nonaccrual loans, excluding individually analyzed credits at September 30, 2025[5] Capital Management - Repurchased $11.0 million, or approximately 280 thousand common shares, during third quarter; for the first nine months of 2025, repurchased $37.1 million, or approximately 1.0 million common shares; $62.9 million in remaining share repurchase authorization in 2025[5] - Tangible book value per share of $29.60 at September 30, 2025, up 3.0% linked quarter and 10.1% year-over-year[5]

Q3 2025 Earnings Presentation October 29, 2025 Disclaimer This presentation (the "Presentation") of OppFi Inc. ("OppFi" or the "Company") is for information purposes only. Certain information contained herein has been derived from sces prepared by third parties. While such information is believed to be reliable for the purposes used herein, the Company makes no representation or warranty with respect to the accuracy of such information. Trademarks and trade names referred to in this Presentation are the pro ...

Company Overview - Blackstone Mortgage Trust (BXMT) focuses on real estate credit investments in North America, Europe, and Australia[2] - BXMT is managed by Blackstone, the largest owner of commercial real estate globally with over $600 billion of Total Enterprise Value (TEV)[2] - BREDS platform has acquired $22 billion in bank loan portfolios since Q4 2023[10] - BREDS has $143 billion in loan originations since inception[10] Portfolio Activity - BXMT closed or acquired $51 billion in loans in 2025 to date, concentrated in multifamily, industrial, and diversified portfolios[6] - BXMT had $50 billion in repayments in 2025 to date, including $22 billion in office[6] - BXMT resolved $21 billion of impaired loans since Q3 2024 at a premium to aggregate carrying value[6] - Impaired loan balance reduced by 71% from peak[6] - Total Q3 2025 investments were $10 billion, including $06 billion of loan originations[61] Financial Performance - Q3 2025 dividend per share was $047, equating to a 104% annualized yield[58] - Q3 GAAP EPS was $037 and Distributable EPS was $024[60] - Distributable EPS prior to charge-offs was $048[60] - Book value per share was $2099[61] - Total credit facilities amount to $185 billion across 13 bank counterparties, including $75 billion of availability[61] Portfolio Composition - The loan portfolio totals $168 billion[20] - Multifamily and Industrial sectors now represent 47% of the portfolio[23] - Office exposure has been reduced by 48% since 2019[23] - 96% of the loan portfolio is performing as of Q3 2025[61] Capitalization - BXMT has completed over $11 billion in total corporate capital transactions since inception[25] - A $04 billion Term Loan B transaction in Q3 2025 reduced the spread by 100 basis points[6] - The company has $13 billion in quarter-end liquidity[58]