TechnipFMC(FTI) - 2025 Q3 - Earnings Call Presentation
2025-10-23 12:30
Q3 2025 Earnings Presentation October 23, 2025 © 2025 TechnipFMC. All rights reserved. The information contained in this document is company confidential and proprietary property of TechnipFMC and its affiliates. It is to be used only for the benefit of TechnipFMC and may not be distributed, transmitted, reproduced, altered, or used for any purpose without the express written consent of TechnipFMC. Disclaimer Forward-looking statements This communication contains "forward-looking statements" as defined in S ...
Plexus(PLXS) - 2025 Q4 - Earnings Call Presentation
2025-10-23 12:30
FISCAL FOURTH QUARTER AND FISCAL 2025 HIGHLIGHTS October 22, 2025 PLEXUS CONFIDENTIAL SAFE HARBOR AND FAIR DISCLOSURE STATEMENT Some of the statements made and information provided during our call as well as information included in the supporting materials will be forward looking statements, including, without limitation, those regarding revenue, gross margin, selling and administrative expense, operating margin, other income and expense, taxes, cash cycle, capital allocation and future business outlook. Fo ...
Altisource Portfolio Solutions S.A.(ASPS) - 2025 Q3 - Earnings Call Presentation
2025-10-23 12:30
ALTISOURCE PORTFOLIO SOLUTIONS THIRD QUARTER 2025 SUPPLEMENTARY INFORMATION © 2025 Altisource All Rights Reserved. AUGUST 2022 Furthermore, we believe the exclusion of more significant non-operational items enables comparability to prior period performance and trend analysis. DISCLAIMER This presentation contains forward-looking statements that involve a number of risks and uncertainties. These forward-looking statements include all statements that are not historical fact, including statements that relate t ...
Cass Information Systems(CASS) - 2025 Q3 - Earnings Call Presentation
2025-10-23 12:30
Investor Presentation OCTOBER 2025 www.cassinfo.com | ©2025 Cass Information Systems | Forward-Looking Information All statements other than statements of historical fact included in this release, including without limitation the Company's future prospects and performance, the business strategy and the plans and objectives of the Company's management for future operations, are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. When used in this release, wo ...
Esquire Financial (ESQ) - 2025 Q3 - Earnings Call Presentation
2025-10-23 12:30
Financial Performance & Metrics - The company's adjusted Return on Average Assets (ROA) was 2.37%[12,32] - The adjusted Return on Tangible Common Equity (ROTCE) reached 18.89%[12,32] - The company boasts an industry-leading Net Interest Margin (NIM) of 6.04%[15] - The efficiency ratio is strong at 48.9%[15] Loan & Deposit Portfolio - Approximately 90% of the company's variable rate commercial loan portfolio has interest rate floors in place[26,41] - Commercial loans, substantially all variable rate, total $1.05 billion, representing approximately 68% of the loan portfolio[41] - DDA and escrow-based NOW/IOLTA accounts represent 32% and 55% of total deposits, respectively[26] - Litigation and payment processing deposits account for 76% and 8% of total deposits, respectively[59] Revenue & Fee Income - Fee income, primarily from payment processing, constitutes 17% of total revenue[16,63] - The company's payment processing vertical services 93,000 merchants nationally[16,63] Market Opportunity - The litigation vertical represents a $529 billion total addressable market[67,78] - The payment processing vertical represents a $11.7 trillion market[67,83]
Horizon Bancorp(HBNC) - 2025 Q3 - Earnings Call Presentation
2025-10-23 12:30
Financial Performance - Net income experienced a significant decline, moving from a profit of $20644000 in Q2 2025 to a loss of $221990000 in Q3 2025[6] - Diluted EPS decreased substantially from $047 in Q2 2025 to $(469) in Q3 2025[6] - Net interest income increased from $55355000 in Q2 2025 to $58386000 in Q3 2025[6] - The net interest margin (NIM) on a fully taxable equivalent (FTE) basis expanded to 352% in Q3 2025, up from 323% in Q2 2025[6] Balance Sheet Transformation - The company completed the sale of $17 billion in investment securities and redeployed $580 million at a yield of 527%[8] - $700 million in FHLB puttable advances were prepaid[8] - $176 million of indirect auto loans were sold near the end of September[8] - Non-core, higher-cost transactional deposits were reduced by approximately $275 million[8] Loan Portfolio - Total loans decreased by $162 million, a 325% linked quarter decline[14] - Commercial loans grew 70% LQA[20] - Indirect auto loans declined by $210 million due to the intentional run-off and sale of $176 million in the quarter[25] Deposits - Total deposits decreased from $5699757000 in Q2 2025 to $5520901000 in Q3 2025[6] - Loans to deposits ratio is 874%[37]
Honeywell(HON) - 2025 Q3 - Earnings Call Presentation
2025-10-23 12:30
Financial Performance - Honeywell's Q3 2025 adjusted earnings per share was $2.82, exceeding the guidance range of $2.50-$2.60[20] - Organic sales grew by 6% in Q3 2025, driven by double-digit growth in commercial aftermarket and defense and space[20] - Orders increased by 22% year-over-year, resulting in a book-to-bill ratio of 1.1x[20] - The company is raising its full-year organic growth and EPS guidance, including the effect of the Solstice spin-off in October[4] - Free cash flow for Q3 2025 was $1.5 billion[20] Portfolio Transformation - The spin-off of Solstice Advanced Materials was completed in October 2025, with Honeywell receiving a $1.5 billion dividend[10] - Honeywell expects to spin off Honeywell Aerospace in the second half of 2026[7] - Quantinuum raised over $600 million in a fundraising round in September, valuing the company at $10 billion pre-money, which is 2x prior 2024 valuation[15,19] Segment Results - Aerospace Technologies sales were up 12% organically in Q3 2025[23] - Building Automation sales were up 7% organically in Q3 2025, with segment margin up 80 bps[23] - Energy and Sustainability Solutions sales were down (2%) organically in Q3 2025[23]
CACI(CACI) - 2026 Q1 - Earnings Call Presentation
2025-10-23 12:00
Financial Performance & Guidance - CACI reported $143 million in free cash flow for Q1[9] - The company's EBITDA margin was 11.7%[9, 21] - CACI reaffirms FY26 revenue guidance of $9200 million to $9400 million[25] - Adjusted diluted EPS for FY26 is projected to be between $27.13 and $28.03[25] - The company anticipates at least $710 million in free cash flow for FY26[25] Revenue & Growth - CACI experienced 11% year-over-year revenue growth, with 5.5% being organic[9, 21] - The company's Q1 contract awards totaled $5 billion, resulting in a book-to-bill ratio of 2.2x[9, 28] - CACI has a backlog of $34 billion, representing approximately 3.7 years of annualized revenue[28] Strategic Positioning - CACI is focused on dominating the electromagnetic spectrum and driving government modernization[13, 16] - The company has a strong balance sheet with 2.6x leverage[24] - CACI has a pipeline of submitted bids worth $6 billion, with approximately 80% for new business[28]
Lazard(LAZ) - 2025 Q3 - Earnings Call Presentation
2025-10-23 12:00
Lazard's Business Overview - Lazard's Asset Management (AM) had \$265 billion in Assets Under Management (AUM) as of 3Q25[16] - Lazard's Financial Advisory (FA) had over 200 Managing Directors (MDs) [16] - 62% of Lazard's AUM is in non-USD securities as of 3Q25[17] Financial Performance - Lazard's goal is for revenue to double by 2030[29] - Lazard's Financial Advisory revenue is above goal one year early[29] - Lazard's Asset Management AUM had positive net flows September-to-date[29] - Lazard's Financial Advisory is achieving its MD growth target of 10 to 15 net additions annually[30] Asset Management - Lazard's Asset Management LTM 3Q25 net revenue was \$1.1 billion[49] - Lazard's Asset Management average management fee was 44 bps in 3Q25[49] Financial Advisory - Lazard's Financial Advisory LTM 3Q25 net revenue was \$1.8 billion[72]
T-Mobile(TMUS) - 2025 Q3 - Earnings Call Presentation
2025-10-23 12:00
EXHIBIT 99.2 | 3 | Highlights | | --- | --- | | 4 | Customer Metrics | | 7 | Financial Metrics | | 13 | Capital Structure | | 14 | Guidance | | 15 | Contacts | | 16 | Financial and Operational Tables | 2 (1) AT&T Inc. does not disclose postpaid net account additions. Comcast and Charter do not disclose postpaid phone net customer additions. Industry-leading claims are based on consensus expectations if results are not yet reported. (2) Core Adjusted EBITDA, Adjusted Free Cash Flow and Adjusted Free Cash Flo ...