Veritex Holdings, Inc. First Quarter 2025 Results Investor Presentation April 23, 2025 NASDAQ: VBTX A BETTER STATE OF BANKING © 2025 Veritex Bank Member FDIC Forward-Looking Statements This presentation includes "forward-looking statements", within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are based on various facts and derived utilizing assumptions, current expectations, estimates and projections and are subject to known and unknown risks, uncertainties ...

Safe Harbor Statement This presentation contains statements that reflect our views about our future performance and constitute "forward-looking statements" under the Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by words such as "outlook," "believe," "anticipate," "appear," "may," "will," "should," "intend," "plan," "estimate," "expect," "assume," "seek," "forecast," and similar references to future periods. Our views about future performance involve risks an ...

First Quarter 2025 Financial Results Presentation April 23, 2025 Quarterly Earnings Report First Quarter Snapshot 1Q25 RESULTS millions, except per share and ratios NET REVENUE 1Q25: GAAP & NON-GAAP $1,255 ANNUALIZED ROTCE* 1Q25:GAAP 5.0% & NON-GAAP 6.2% BOOK VALUE PER SHARE TBV $33.31 BV $47.08 * Please see our definition of ROTCE in our first quarter 2025 earnings release NET EARNINGS 1Q25: GAAP $44 & NON-GAAP $54 EPS 1Q25: GAAP $0.39 & NON-GAAP $0.49 ANNUALIZED ROCE 1Q25:GAAP 3.5% & NON-GAAP 4.4% Record ...

In addition to our financial information presented in accordance with GAAP, management uses certain "non-GAAP financial measures" within the meaning of the SEC Regulation G, to clarify and enhance understanding of past performance and prospects for the future. Please refer to Tables 8-1 and 8-2 in OFG's Financial Supplement for a reconciliation of GAAP to non-GAAP measures and calculations for the quarter ended March 31, 2025 at www.ofgbancorp.com. Forward Looking Statements The information included in this ...

Q1 2025 Results April 23, 2025 1 Cautionary note The following materials are for presentation purposes only. They accompany the discussions held during Rogers Communications Inc.'s (Rogers) investor conference call on April 23, 2025. Certain statements made in this presentation, including, but not limited to, statements relating to expected future events, financial and operating results, guidance, objectives, plans, strategic priorities and other statements that are not historical facts, are forward-looking ...

Presentation Title in Title Case Presentation subtitle in sentence case First Quarter 2025 Earnings Supplement © 201X Virtu Financial. All rights reserved. Not to be reproduced or retransmitted without permission. Compliance #XXXX-XXXX © 2025 Virtu Financial. All rights reserved. Presenter Name Event name xx Month 201x Performance Highlights Normalized Adj. EPS1 $1.30 1Q 2025 Key Financials Summary Recent Results Adj. NTI1 $497M Adj. NTI/day1 $8.3M Adj. EBITDA1 $320M Adj. EBITDA Margin1,2 64% Debt to LTM Ad ...

Q1 2025 Earnings Call April 23, 2025 © 2025 OTIS WORLDWIDE CORPORATION. Forward-Looking Statements Note: All results and expectations in this presentation reflect continuing operations unless otherwise noted. This communication contains statements which, to the extent they are not statements of historical or present fact, constitute "forward-looking statements" under the securities laws. From time to time, oral or written forward-looking statements may also be included in other information released to the p ...

Q1 2025 SALES Juergen Esser Chief Financial Officer STRONG START TO THE YEAR DEMONSTRATING THE RELEVANCE OF OUR HEALTH-FOCUSED PORTFOLIO Another quarter of quality growth +4.7% +4.3% +4.2% +4.1% +4.0% +1.9% Vol/mix +2.4% Price Q1 25 Q2 24 Q4 24 Q1 24 Q3 24 Note: all data in like-for-like 2 STRONG START TO THE YEAR BROAD-BASED GROWTH ACROSS GEOGRAPHIES | | EUROPE | +2.0% | | --- | --- | --- | | | NORTH AMERICA | +3.7% | | | CHINA, NORTH ASIA & OCEANIA | +9.9% | | +4.3% | LATIN AMERICA | +9.0% | | Q1 2025 LFL ...

Championing a Smoke-Free World 2025 First-Quarter Results April 23, 2025 Introduction • A glossary of terms as well as adjustments, other calculations and reconciliations to the most directly comparable U.S. GAAP measures for non-GAAP financial measures cited in this presentation are available in Exhibit 99.2 to the company's Form 8-K dated April 23, 2025 and on our Investor Relations website 2 Forward-Looking and Cautionary Statements Excellent Q1 Marks Strong Start to 2025 (a) At prevailing exchange rates ...

2025 1st Quarter Earnings April 23, 2025 AT&T Intellectual Property and/or AT&T affiliated companies. All other marks are the property of their respective owners AT&T Proprietary (Internal Use Only) - Not for use or disclosure outside the AT&T companies except under written agreement © 2025 AT&T Intellectual Property. AT&T and globe logo are registered trademarks and service marks of AT&T Intellectual Property and/or AT&T affiliated companies. © 2025 AT&T Intellectual Property. AT&T and globe logo are regis ...