2025 First Quarter Earnings Conference Call April 22, 2025 Forward Looking Statements & Additional Disclosures Some statements in this presentation may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements include, but are not limited to, statements preceded by, followed by or that include the words "will," "believes," "expects," "anticipates," "intends, ...

1Q25 EARNINGS REPORT PennyMac Financial Services, Inc. April 2025 FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, regarding management's beliefs, estimates, projections and assumptions with respect to, among other things, our financial results, future operations, business plans and investment strategies, as well as industry and market conditions, all of which are subject to change. Words li ...

First Quarter 2025 Earnings Conference Call April 22, 2025 1 Safe Harbor Statement Statements in this presentation which are not historical facts are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, Section 21E of the Securities Exchange Act of 1934, as amended, and the Private Securities Litigation Reform Act of 1995. These forward-looking statements may include discussions of the strategic plans and objectives or anticipated future performance and e ...

Q1 2025 EARNINGS RELEASE APRIL 22, 2025 - Picture to be updated Additional information concerning these and other factors is contained in our filings with the U.S. Securities and Exchange Commission, including our Annual Report on Form 10-K for the year ended December 31, 2024. All forward-looking statements, including all financial forecasts, speak only as of the date of this presentation. Pentair assumes no obligation, and disclaims any obligation, to update the information contained in this presentation. ...

Invesco Asset Management (India) For quarter ending March 2025 Invesco overview 2 We are a leading independent global investment management firm At Invesco, we drive sustainable growth by delivering capabilities that build enduring partnerships and create better outcomes for our clients. Established in 1935, we have: UK & Ireland Continental Europe US & Canada Middle East Asia Australia Invesco Ltd. AUM of $1,846.0 billion as of December 31, 2024. Locations shown indicate offices hosting Portfolio Manager, ...

DISCLOSURES Forward-Looking Statements This presentation may contain statements that are based on management's current estimates or expectations of future events or future results, and that may be deemed to constitute forward-looking statements as defined under the Private Securities Litigation Reform Act of 1995. These statements on SmartFinancial Inc.'s ("SmartFinancial") business and financial results and conditions, are not historical in nature and can generally be identified by such words as "expect," ...

Financial Performance - Net income was $195 million in 1Q25, compared to $216 million in 1Q24[13] - Earnings per share (EPS) were $121 in 1Q25, versus $134 in 1Q24[13] - Net interest margin was 347% in 1Q25, compared to 374% in 1Q24 and 341% in 4Q24[13] - Total deposits grew by 17% year-over-year[13] Loan Portfolio & Asset Quality - Commercial loans grew nearly 5% annualized in 1Q25[13] - The ratio of nonperforming assets to total assets was 009% at the end of 1Q25[13] - Net loan charge-offs to average loans were (001)% in 1Q25[13] - Total loans were $46365 million as of March 31, 2025[80] Capital & Shareholder Value - Total risk-based capital ratio was 144% at the end of 1Q25, compared to 141% at the end of 1Q24[13] - Tangible book value per share (TBVPS) was $3442 at the end of 1Q25, versus $3022 at the end of 1Q24[13]

FORWARD LOOKING STATEMENTS & NON-GAAP FINANCIAL MEASURES Q1 2025 FINANCIAL RESULTS APRIL 21, 2025 Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements contained in this presentation that do not relate to matters of historical fact should be considered forward- looking statements, including without limitation, statements regarding our forecasted financial results and the effective tax rate u ...

April 22, 2025 at: www.lockheedmartin.com/investor April 22, 2025 through midnight April 23, 2025 Evan Scott 1 st Quarter 2025 Conference Call April 22, 2025 Webcast login at: James D. Taiclet Chairman, President and CEO Chief Financial Officer Maria Ricciardone Vice President, Treasurer & Investor Relations www.lockheedmartin.com/investor Webcast replay & podcast available by 2:00 p.m. ET Audio replay available from 2:00 p.m. ET 1 Forward-Looking Statements This presentation contains statements that, to th ...

Financial Performance - Home Bancorp's total assets reached $3.5 billion as of March 31, 2025[9] - Net income for Q1 2025 was $10.964 million, compared to $9.673 million in Q4 2024[13] - Diluted EPS for Q1 2025 was $1.37, up from $1.21 in Q4 2024[13] - Net interest margin (NIM) increased to 3.91% in Q1 2025 from 3.82% in Q4 2024[13] - Total deposits reached $2.827 billion as of March 31, 2025, an increase of $46.511 million QoQ and $104.629 million YoY[13, 73] Loan Portfolio - Total loans amounted to $2.7 billion[9, 29] - The annualized growth rate for total loans in YTD 2025 was 4%[29] - Houston market loans experienced a 21% annualized growth rate YTD[29] - Commercial Real Estate Owner Occupied (CRE O.O.) loans represent 26% of the total loan portfolio[28] - Commercial & Industrial (C&I) loans represent 15% of the total loans, with a total balance of $411.363 million[28, 41] Deposits and Funding - Non-interest bearing deposits make up 27% of the total deposit composition[74] - Uninsured deposits are approximately $645 million, representing 23% of total deposits[79] - The company has $1.263 billion in total primary and secondary liquidity[79] Capital Management - The company has repurchased 297,193 shares for $13.022 million as of April 17, 2025[107] - A cash dividend of $0.27 per share is payable on May 16, 2025[107]