Forward looking statements Note: This press release contains statements which, to the extent they are not statements of historical or present fact, constitute "forward-looking statements" under the securities laws. From time to time, oral or written forward-looking statements may also be included in other information released to the public. These forward-looking statements are intended to provide RTX Corporation ("RTX") management's current expectations or plans for our future operating and financial perfor ...

Financial Performance - Operating revenue reached $488 billion, a 154% increase[7, 8, 10] - Health Benefits operating revenue was $41431 billion, up 112%[12, 35] - CarelonRx operating revenue was $167 billion, a 254% increase[16, 35] - Carelon Services operating revenue increased by 630% to $6536 billion[17, 35] - Adjusted operating expense improved by 60 bps[10] - Adjusted diluted earnings per share are targeted to grow at least 12% annually[21, 22, 26] Health Benefits Segment - Health Benefits membership totaled 458 million, a decrease of 05%[12, 15] - Adjusted operating margin for Health Benefits declined by 80 bps to 54%[15] Carelon Segment - Carelon Services operating revenue expanded by over 60%[17] - Adjusted scripts in CarelonRx increased by 90%[16]

Financial Performance - First quarter global sales increased by 1.4% to $5.9 billion, impacted by one less day[11] - Adjusted EBITDA decreased by 8.4% to $473 million, with an adjusted EBITDA margin of 8.1%, a decrease of 80 bps[12] - Adjusted diluted EPS decreased by 21.2% to $1.75[12] - Free cash flow was negative $161 million[13] Segment Performance - Industrial global sales decreased by 0.4% to $2.2 billion, with global comps down 0.7%, impacted by one less day[15] - Industrial segment EBITDA was $279 million, in-line with prior year, with a segment EBITDA margin of 12.7%, improved 10 bps[15] - Automotive global sales increased by 2.5% to $3.7 billion, with global comps down 0.8%, impacted by one less day[18] - Automotive segment EBITDA decreased by 10.7% to $286 million, with a segment EBITDA margin of 7.8%, decreased 110 bps[18] 2025 Outlook - Reaffirmed total sales growth of 2% to 4% for both Automotive and Industrial segments[34] - Reaffirmed adjusted diluted EPS guidance of $7.75 to $8.25, representing an adjusted EPS growth of (5%) to 1%[34] - Reaffirmed free cash flow guidance of $800 million to $1 billion[34]

Cautionary Statement Regarding Forward-Looking Statements The following slides are part of a presentation by Synchrony Financial in connection with reporting quarterly financial results and should be read in conjunction with the earnings release and financial supplement included as exhibits to our Current Report on Form 8-K filed today and available on our website (www.investors.synchrony.com) and the SEC's website (www.sec.gov). All references to net earnings and net income are intended to have the same me ...

ZIONS FIRST QUARTER 2025 April 21, 2025 FORWARD-LOOKING STATEMENTS; USE OF NON-GAAP FINANCIAL MEASURES Financial Review Forward Looking Information This presentation includes "forward-looking statements" as that term is defined in the Private Securities Litigation Reform Act of 1995. These statements are based on management's current expectations and assumptions regarding future events or determinations, all of which are subject to known and unknown risks, uncertainties, and other factors that may cause our ...

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2025 First Quarter April 21, 2025 Investors are cautioned that forward-looking statements, which are not historical fact, involve risks, assumptions and uncertainties that change over time, including those detailed in Form 10-K under the section, "Risk Factors". As such, actual results could differ materially from those expressed or implied by forward-looking statements made in this presentation. Management believes that the expectations in these forward- looking statements are based upon reasonable assumpt ...

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1 Safe Harbor Statement NOTE: This presentation contains certain statements that are not historical facts and that constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Statements in this presentation addressing expectations, assumptions, beliefs, projections, estimates, future plans, strategies, and events, developments that we expect or anticipate will occur in the future, and future operating results or financial condition are forward-looking ...

Comerica Incorporated First Quarter 2025 Financial Review April 21, 2025 Safe Harbor Statement This presentation, & other Comerica written & oral communications, include statements that are not historical facts but rather are forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. Words such as achieve, anticipate, aspire, assume, believe, can, confident, continue, could, designed, enhances, estimate, expect, feel, forecast, forward, future, goal, grow, guidance, guide ...