Bank of Marin Bancorp(BMRC) - 2024 Q4 - Earnings Call Presentation
2025-01-27 18:53
Fourth Quarter 2024 Earnings Presentation J a n u a r y 2 7 , 2 0 2 5 Forward-Looking Statements This discussion of financial results includes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, (the "1933 Act") and Section 21E of the Securities Exchange Act of 1934, as amended, (the "1934 Act"). Those sections of the 1933 Act and 1934 Act provide a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about ...
Hope Bancorp(HOPE) - 2024 Q4 - Earnings Call Presentation
2025-01-27 17:32
2024 Fourth Quarter Earnings Conference Call January 27, 2025 Forward Looking Statements & Additional Disclosures Some statements in this presentation may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements include, but are not limited to, statements preceded by, followed by or that include the words "will," "believes," "expects," "anticipates," "inten ...
AT&T(T) - 2024 Q4 - Earnings Call Presentation
2025-01-27 17:26
2024 4th Quarter Earnings January 27, 2025 © 2025 AT&T Intellectual Property. AT&T, and globe logo are registered trademarks and service marks of AT&T Intellectual Property and/or AT&T affiliated companies. All other marks are the property of their respective owners Cautionary Language Concerning Forward-looking Statements Information set forth in this presentation contains financial estimates and other forward- looking statements that are subject to risks and uncertainties, and actual results might differ ...
SoFi Technologies(SOFI) - 2024 Q4 - Earnings Call Presentation
2025-01-27 17:21
Investor Presentation Q4 2024 & FY 2024 January 2025 Disclaimer Use of Non-GAAP Financial Measures This presentation includes certain non-GAAP financial measures (including on a forward-looking basis) such as Adjusted Net Revenue, Adjusted EBITDA, Adjusted EBITDA Margin, and Tangible Book Value. These non- GAAP measures are in addition to, and not a substitute for or superior to, measures of financial performance prepared in accordance with GAAP and should not be considered as an alternative to net revenue, ...
Dynex Capital(DX) - 2024 Q4 - Earnings Call Presentation
2025-01-27 15:56
Fourth Quarter and Full Year 2024 Earnings Presentation January 27, 2025 Safe Harbor Statement NOTE: This presentation contains certain statements that are not historical facts and that constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Statements in this presentation addressing expectations, assumptions, beliefs, projections, estimates, future plans, strategies, and events, developments that we expect or anticipate will occur in the future, a ...
Ryanair(RYAAY) - 2025 Q3 - Earnings Call Presentation
2025-01-27 15:24
Q3 Results – Jan 2025 Europe's Lowest Cost Air line 2 2 Lowest fare/lowest cost EU airline No. 1, Traffic: c.200m (+9%) No. 1, OTP & reliability No. 1 Large Cap. ESG airline – Sustainalytics 300 MAX-10 order – Decade of Growth Fin. strength + lowest cost = L.T. winner Europe's No. 1 Cover age & Choice 3 Europe's Lowest Costs – Gap W idens | € per pax | RYA | (ii) WIZ | EZJ | LUV | IAG | LUF | AFKLM | | --- | --- | --- | --- | --- | --- | --- | --- | | Staff/Efficiency | 8 | 8 | 14 | 75 | 47 | 44 | 92 | | Ai ...
Bright Scholar(BEDU) - 2025 Q1 - Earnings Call Presentation
2025-01-27 14:38
N Y S E : B E D U Financial and Operational Results FY2025 First Fiscal Quarter January 2025 Bright Scholar Education Holdings Limited Bright Scholar Education Holdings Limited Page Pag e 1 A Global Premier Education Service Company For The Future Bright Scholar, Bright Future. Bright Scholar Education Holdings Limited Page 2 Safe Harbor Statement This presentation contains forward-looking statements, including statements about the business outlook, strategy and market opportunity of Bright Scholar Educatio ...
Ermenegildo Zegna(ZGN) - 2024 Q4 - Earnings Call Presentation
2025-01-27 12:40
FY/Q4 2024 PRELIMINARY REVENUES Unaudited figures January 27, 2025 1 Disclaimer Non-IFRS Financial Measures The Group's management monitors and evaluates operating and financial performance using several non-IFRS financial measures including: revenues on a constant currency basis (constant currency) and revenues on an organic growth basis (organic growth or organic). The Group's management believes that these non-IFRS financial measures provide useful and relevant information regarding the Group's financial ...
MidWestOne(MOFG) - 2024 Q4 - Earnings Call Presentation
2025-01-24 21:06
Fourth Quarter 2024 Earnings Conference Call January 24, 2025 Forward Looking Statements & Non-GAAP Measures This presentation contains certain "forward-looking statements" within the meaning of such term in the Private Securities Litigation Reform Act of 1995. We and our representatives may, from time to time, make written or oral statements that are "forward-looking" and provide information other than historical information. These statements involve known and unknown risks, uncertainties and other factors ...
OceanFirst Financial (OCFC) - 2024 Q4 - Earnings Call Presentation
2025-01-24 19:09
Exhibit 99.2 OceanFirst Financial Corp. 4Q 2024 Earnings Release Supplement(1) January 2025 (1) The 4Q 2024 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on January 23, 2025. . . . Legal Disclaimer . . . FORWARD LOOKING STATEMENTS. In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, which ar ...