1 4Q24 Earnings Presentation Forward-Looking Statements Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. federal securities laws. Forward-looking statements include, without limitation, statements concerning plans, estimates, calculations, forecasts and projections with respect to the anticipated future performance of the Company. These statements are often, but not always, made through the use of words or phrases such as ''may'', ''might'', '' ...

Q4 Earnings Presentation January 23, 2025 Q4 2024 financial highlights Key Metrics Highlights $60.8 million Net income $68.3 million Operating net income* | $0.30 | $0.34 | | --- | --- | | Diluted EPS | Diluted operating EPS* | | 3.05% | 1.69% | | NIM* | Total deposit cost | | 0.76% | 0.71% | | NPLs / total loans | NCOs / avg. loans | $0.12 per share Dividend declared *Non-GAAP Financial Measure. Please refer to Appendices A-D for applicable reconciliation. 1CET1 ratio as of December 31, 2024 is preliminary ...

First Citizens BancShares, Inc. Fourth Quarter 2024 Earnings Conference Call January 24, 2025 Important Notices Forward Looking Statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 regarding the financial condition, results of operations, business plans, asset quality, future performance, and other strategic goals of BancShares. Words such as "anticipates," "believes," "estimates," "expects," "predicts," "forecasts," "i ...

American Express Earnings Conference Call Q4'24 JANUARY 24, 2025 Summary Financial Performance ($ in millions; except per share amounts) | | Q4'24 | YoY% Inc/(Dec) | FY'24 | YoY% Inc/(Dec) | | --- | --- | --- | --- | --- | | Total Revenues Net of Interest Expense | $17,179 | 9% | $65,949 | 9% | | FX-Adjusted* | | 10% | | 10% | | Net Income | $2,170 | 12% | $10,129 | 21% | | Diluted EPS** | $3.04 | 16% | $14.01 | 25% | | Adjusted EPS*** | | | $13.35 | 19% | | Average Diluted Shares Outstanding | 704 | (3%) | ...

All forward-looking statements speak only as of the date they are made and are based on information available at that time. SouthState does not undertake any obligation to update or otherwise revise any forward-looking statements, whether as a result of new information, future events, or otherwise, except as required by federal securities laws. As forward-looking statements involve significant risks and uncertainties, caution should be exercised against placing undue reliance on such statements. SOUTHSTATE ...

4Q 2024 Earnings & Business Update January 24, 2025 "Safe Harbor" Statement In this presentation we have made forward-looking statements. These statements are based on our estimates and assumptions and are subject to risks and uncertainties. Forward-looking statements include the information concerning our possible or assumed future results of operations. Forward-looking statements also include those preceded or followed by the words "anticipates," "assumes," "believes," "estimates," "expects," "forecasts," ...

Let's take on tomorrow. Investor Presentation: Q4'24 and FY'24 January 2025 Forward-Looking Statements In addition to historical information, this press release may contain "forward-looking statements" within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include statements with respect to Customers Bancorp, Inc.'s strategies, goals, beliefs, expectations, estimates, intentions, capital raising efforts, financial conditio ...

Ericsson Fourth quarter 2024 January 24, 2025 © Telefonaktiebolaget LM Ericsson 2025 | Fourth quarter report 2024 | January 24, 2025 Fourth quarter 2024 This presentation contains forward-looking statements. Such statements are based on our current expectations and are subject to risks and uncertainties that could materially affect our business and results. Please read our earnings reports and our most recent annual report for a better understanding of these risks and uncertainties and please see the last p ...

4th Quarter 2024 Earnings Presentation EagleBankCorp.com January 22, 2025 Scan for digital version Forward Looking Statements This presentation contains forward looking statements within the meaning of the Securities and Exchange Act of 1934, as amended, including statements of goals, intentions, and expectations as to future trends, plans, events or results of Company operations and policies and regarding general economic conditions. In some cases, forward-looking statements can be identified by use of wor ...

January 23, 2025 1 Safe Harbor Statement This presentation contains forward-looking statements and information that involve risks, uncertainties and assumptions. Forward-looking statements are all statements that concern plans, objectives, goals, strategies, future events or performance and underlying assumptions and other statements that are other than statements of historical fact, including, but not limited to, those that are identified by the use of words such as "anticipates", "believes", "estimates", ...