Rendering of Advanced Anti-Radiation Guided Missile Extended Range (AARGM-ER) First Quarter 2025 Conference Call Kathy Warden Chair, Chief Executive Officer and President Ken Crews Corporate Vice President and Chief Financial Officer April 22, 2025 Forward-Looking Statements This presentation and the information we are incorporating by reference, and statements to be made on the earnings conference call, contain or may contain statements that constitute "forward-looking statements" within the meaning of the ...

First Quarter 2025 Results Christian Klein, CEO Dominik Asam, CFO April 22, 2025 Public First Quarter 2025 Results Presentation | April 22, 2025 Safe Harbor Statement During this presentation we will make forward-looking statements which are predictions, projections, or other statements about future events. These statements are based on current expectations, forecasts, and assumptions that are subject to risks and uncertainties that could cause actual results and outcomes to materially differ. Additional in ...

Financial Performance - The company reported net income available to common shareholders of $130.9 million, or $0.70 per diluted common share[5] - Adjusted net income available to common shareholders was $131.4 million, or $0.71 per diluted common share[3, 5] - Quarterly adjusted pre-tax pre-provision net revenue (PPNR) reached $189.9 million, a $5.9 million increase from Q4 2024[5] - Net interest margin expanded by 8bps from the previous quarter to 3.46%[3, 5] - The adjusted efficiency ratio improved to 57.6%, a +151bps change compared to Q4 2024[3] Loan and Deposit Portfolio - Period end loans totaled $34.1 billion, reflecting a 3.7% annualized growth in Q1 2025[3] - Net organic loan growth was $309.9 million for 1Q25, or 3.7% on an annualized basis[5] - Total deposits were $40.3 billion as of March 31, 2025, a decline of $0.2 billion from $40.5 billion at the end of Q4 2024[6, 8] - Noninterest bearing deposits accounted for 21% of total deposits at the end of Q1 2025[6] Credit Quality - Net charge-offs for 1Q25 were $23.0 million, or 0.27% of average net loans and leases on an annualized basis[24, 27] - Total nonaccrual loans and leases improved to $236 million, or 0.69% of total loans[28, 29] - Allowance for credit losses was 1.34% of net loans and leases at March 31, 2025[27] Capital and Merger - Total shareholders' equity was $5.7 billion at March 31, 2025[51, 53] - Tangible book value per common share increased to $22.30 per share at March 31, 2025, up $2.82 per share, or 14.5%, compared to March 31, 2024[53] - The company received approvals to complete merger with FCB Financial Corp, expected to close May 1, 2025[5]

1 Forward-Looking Statements This presentation and related communications should be read in conjunction with the financial statements, notes, and other information contained in Capital One's Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K. Please note that the following materials containing information regarding Capital One's financial performance is preliminary and based on Capital One's data available at the time of the earnings presentation. It speaks only as ...

East West Bancorp, Inc. 1Q Earnings Presentation April 22, 2025 Basis of Presentation The preparation of the Company's consolidated financial statements in conformity with U.S. generally accepted accounting principles ("GAAP") requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated financial statements, income and expenses during the reporting periods, and the related disclosures. Although our estimates consider curr ...

2025 First Quarter Earnings Conference Call April 22, 2025 Forward Looking Statements & Additional Disclosures Some statements in this presentation may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements include, but are not limited to, statements preceded by, followed by or that include the words "will," "believes," "expects," "anticipates," "intends, ...

1Q25 EARNINGS REPORT PennyMac Financial Services, Inc. April 2025 FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, regarding management's beliefs, estimates, projections and assumptions with respect to, among other things, our financial results, future operations, business plans and investment strategies, as well as industry and market conditions, all of which are subject to change. Words li ...

Financial Performance - Net income was $243 million, resulting in $068 of diluted earnings per share[11] - Deposit balances increased by 2%, driven by higher money markets and governmental balances, while brokered CDs were reduced by $96 million[11] - Book value per share grew 2%, while tangible book value per share increased 4%, to $3190 and $2068, respectively[11] Loan Portfolio - Total loan balances grew at an annualized rate of 4% compared to December 31, 2024[15] - At March 31, 2025, 47% of loans were fixed rate, with the remaining 53% at a variable rate[15] - North Star Leasing balances comprised only 3% of the total loan portfolio at March 31, 2025[18] Asset Quality - Key asset quality metrics improved during the first quarter of 2025[21] - The annualized net charge-off rate declined to 52 basis points compared to 61 basis points for the fourth quarter of 2024[21] - Criticized loans declined $15 million compared to year-end, while classified loans were down $5 million[21] Net Interest Income and Non-Interest Income/Expense - Net interest income declined 1% compared to the linked quarter, attributable to a $14 million decline in accretion income[26] - Non-interest income, excluding gains and losses, grew 2% compared to the linked quarter[29] - Non-interest expense increased 2% compared to the linked quarter, impacted by one-time costs[33] 2025 Outlook - Loan growth is projected to be between 4% and 6% for the full year of 2025, compared to 2024[47]

Q1 2025 EARNINGS RELEASE APRIL 22, 2025 - Picture to be updated Additional information concerning these and other factors is contained in our filings with the U.S. Securities and Exchange Commission, including our Annual Report on Form 10-K for the year ended December 31, 2024. All forward-looking statements, including all financial forecasts, speak only as of the date of this presentation. Pentair assumes no obligation, and disclaims any obligation, to update the information contained in this presentation. ...

Invesco Asset Management (India) For quarter ending March 2025 Invesco overview 2 We are a leading independent global investment management firm At Invesco, we drive sustainable growth by delivering capabilities that build enduring partnerships and create better outcomes for our clients. Established in 1935, we have: UK & Ireland Continental Europe US & Canada Middle East Asia Australia Invesco Ltd. AUM of $1,846.0 billion as of December 31, 2024. Locations shown indicate offices hosting Portfolio Manager, ...