Business Model & Strategy - FinWise operates a resilient and profitable business model focused on providing banking and payment solutions to fintechs[10] - The company emphasizes a compliance-first and risk management-focused culture[10] - A key strategy involves Strategic Program Lending (SPL) with credit enhancement features to generate lower-risk asset growth and interest income[10] - FinWise aims to diversify its revenue streams by incorporating credit-enhanced products, payments solutions (MoneyRails™), and BIN sponsorship[21] Financial Performance & Portfolio - As of 1Q25, 44% of the loan portfolio consists of SBA Guaranteed loans and Strategic Program Held For Sale (HFS) loans, which are considered lower risk[10, 43] - Strategic Platform Loans on the balance sheet totaled $1387 million as of March 31, 2025, with 856% classified as HFS and 144% as Held For Investment (HFI)[16] - The company's allowance for credit losses (ACL) to total gross loans HFI stood at 29% at the end of 1Q25, reflecting a lower-risk portfolio[40] Operational Efficiency & Capitalization - At the end of 1Q25, 72 out of 196 FTEs (37%) are dedicated to IT, Compliance, Risk Management, and BSA functions[13] - The efficiency ratio for 1Q25 was 648%, compared to 610% in 1Q24[50] - The bank's capital levels remain significantly above the regulatory requirement of 9%[82]

Risk in Force Composition - The original risk written in 2025 was $2.6 billion, with 99.4% remaining [6] - The original risk written in 2004 & Prior was $181.5 billion, with only 0.2% remaining [6] - Loans with an original LTV (loan-to-value) of 85% or less accounted for 3.7% of the primary risk in force as of March 31, 2025 [6] - Loans with an original LTV between 90.01% and 95.00% accounted for 53.3% of the primary risk in force as of March 31, 2025 [6] - Loans with FICO scores of 760 and greater represent 44.0% of the primary risk in force [6] Delinquency and Losses - The delinquency rate (based on loan count) was 2.3% [7] - Ever-to-date claims paid for the 2005-2008 origination year reached $13,388.3 million [7] - New notices previously delinquent accounted for 66.8% [7] Financial Performance - Net losses incurred for Q1 2025 were $10 million, after considering prior period development [12] - Direct primary loss reserves totaled $404 million as of March 31, 2025 [13] Capital and Risk Management - Total PMIERs (Primary Mortgage Insurer Eligibility Requirements) Primary Minimum Required Assets were $5,749 million, with $3,310 million retained [11] - The company ceded 42% of its risk through various reinsurance arrangements [11] - Scheduled Contingency Reserve Releases for 2025 totaled $457 million [39], with $112 million released as of March 31, 2025 [40]

Financial Performance - The company reported net income of $1282 million, or $350 per diluted share[5,6] - Operating income reached $1418 million, translating to $387 per diluted share[5,6] - The company achieved a net return on equity of 174% and an operating return on equity of 172%[5,6] - Net investment income increased by 183% to $1061 million, driven by higher earned yields and cashflows[5,10] Underwriting Results - The combined ratio was 941%, with a combined ratio excluding catastrophes at 878%[5] - Catastrophe losses amounted to $956 million, contributing 63 points to the combined ratio[5,10] - Net premiums written grew by 39%[5] Segment Performance - Core Commercial net premiums written increased by 38% to $6046 million, but the combined ratio increased to 1034%[11] - Specialty net premiums written increased by 54% to $3583 million, with a combined ratio of 877%[19] - Personal Lines net premiums written increased by 30% to $5479 million, and the combined ratio improved significantly to 897%[27] Growth and Pricing - Personal Lines renewal price increases were 131%, with rate increases of 118%[5] - Core Commercial renewal price increases were 111%, with rate increases of 91%[5] - Specialty renewal price increases were 84%, including rate increases of 59%[5]

Exhibit 99.2 ____ These earnings supplemental materials contain forward-looking statements including, but not limited to, statements about management's plans, goals, expectations, and guidance and assumptions with respect to future financial performance of the Company. Any statements in these supplemental materials that are not statements of historical facts are forward- looking statements. When used in these supplemental materials, the words "anticipate," "believe," "continue," "could," "estimate," "expect ...

Cautionary Statements This presentation includes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements include, among others, statements of expectations, beliefs, future plans and strategies, anticipated results from operations and developments and other matters that are not historical facts. Forward-looking statements include, among other things, statements ...

Earnings Summary April 30, 2025 1Q Investor Presentation 1 Cautionary Note Regarding Forward-Looking Statements This presentation contains certain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements may be identified by words such as "expects," "intends," "anticipates," "plans," "believes," "seeks," "estimates," "will," "may" or words of similar meaning and include, but are not limited to, statements regarding the outlook for th ...

INVESTOR PRESENTATION FORWARD LOOKING STATEMENTS LEGAL STATEMENTS Statements in this presentation contain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 and Section 21E of the Securities Exchange Act of 1934, as amended, that are based on current expectations, estimates, and projections about the Company's business, management's beliefs, and assumptions made by management. These statements are not guarantees of future performance and involve risks and ...

2025 Paramount Group Investor Presentation A P R I L Cautionary Note on Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the federal securities laws. You can identify these statements by our use of the words "assumes," "believes," "estimates," "expects," "guidance," "intends," "plans," "projects" and similar expressions that do not relate to historical matters. You should exercise caution in interpreting and relying on forward-looking statements because ...

FIRST QUARTER 2025 EARNINGS PRESENTATION April 30, 2025 DISCLAIMER Forward-Looking Statements This presentation contains forward-looking statements within the meaning of federal securities laws. These forward-looking statements are not historical facts but rather are based on ACRES Commercial Realty Corp.'s ("ACR's" or the "Company's") current beliefs, assumptions and expectations. These beliefs, assumptions and expectations can change as a result of many possible events or factors, not all of which are kno ...

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