Here’s a helpful recap of our latest Market Sense panel discussion. This time, we covered different ideas for making the most out of your cash. https://www.fidelity.com/marketsense 1230334.1.0 ...

Market Trends & Investment Strategies - The Federal Reserve is shifting towards lower interest rates, presenting a challenge for investors to maximize cash returns [1] - Investors are exploring investments that can thrive in a declining interest rate environment [1] - The discussion covers strategies for reinvesting cash in response to potentially diminishing returns from traditional savings vehicles [1] Investment Options - Potential reinvestment options are being explored, including mutual funds, ETFs, and separately managed accounts [1] - The report references CDs, short-term bonds, fixed annuities, and money market funds as cash investment options [1] - Stock performance, international stocks, and small-cap stocks are discussed as potential investment avenues [1] Portfolio Allocation - The report mentions 60/40 and 70/30 portfolios, suggesting a discussion around asset allocation strategies [1] Resources & Disclaimer - Fidelity provides resources for researching rates, including CUSIP numbers, bond yields, and CDs via a bond search tool [1] - The webcast is for educational purposes only and should not be considered investment advice [1]

College Savings - 529 accounts are useful for covering college expenses [1] - It's important to be careful about how 529 accounts are used to avoid penalties [1] Withdrawal Rules - There are specific withdrawal rules for 529 accounts that must be followed [1]

Long-Term Care Needs & Costs - Government data indicates that approximately 70% of individuals turning 65 today are likely to require some form of long-term care services [1] - Long-term care, whether due to injury, illness, or aging, can be financially burdensome [1] - The podcast episode addresses the financial implications of long-term care without insurance [1] Long-Term Care Insurance - Long-term care insurance is presented as a strategy to safeguard personal and family finances [1] - The discussion covers the definition, cost, and coverage aspects of long-term care insurance [1] - The content explores both traditional and hybrid long-term care insurance policies [1] - The podcast aims to answer questions about long-term care insurance, including eligibility and timing [1] Resources & Support - The Alzheimer's Association is mentioned as a resource, providing a helpline at (800) 272-3900 and online information [1] - Fidelity Investments provides resources on hybrid life insurance with long-term care benefits [1] - Fidelity Investments encourages engagement through various social media platforms [1]

Investment Portfolio Management - Fidelity provides tools to track portfolio performance and financial goals [1] - The platform allows users to monitor accounts, check balances and returns, and review asset mix [1] - Key insights are available on both desktop and the Fidelity mobile app to understand financial picture [1] Fidelity Resources and Services - Fidelity offers resources for evaluating investments and performance [1] - Users can open a brokerage account at Fidelity [1] - Fidelity encourages users to ask questions in the comments section [1] Fidelity Social Media Presence - Fidelity maintains an active presence on various social media platforms including YouTube, Reddit, Instagram, TikTok, Facebook, LinkedIn, X (formerly Twitter), and Discord [1]

_Before trading options, please read Characteristics and Risks of Standardized Options here: https://www.theocc.com/Company-Information/Documents-and-Archives/Options-Disclosure-Document_ Tony discusses the escalating trade tensions, October rate cut, and more. He then shares a trade idea for a gas & electric company and looks back to a recent trade for an investment bank. Questions? Drop them below 👇 and we’ll reply right in the comments. - For more about In the Money: https://www.fidelity.com/learning-cen ...

Market Volatility Management - During market volatility, individuals can control their financial planning and investment strategies [1] - Determining risk tolerance is crucial for navigating market dips [1] - Market volatility can present potential investment opportunities [1] Retirement Planning - Market dips can affect retirement savings [1] - Pulling out of the market can significantly impact retirement plans [1] - Staying the course with investments or making adjustments should be considered during market volatility [1] Resources and Engagement - Fidelity offers resources on market volatility overview and tips for navigating volatile markets [1] - New episodes of Money Unscripted are released bi-weekly on Tuesdays [1] - Fidelity encourages audience engagement through comments, email, and social media platforms [1]

Crypto Market Overview & Future Outlook - Fidelity's panel recapped 2025 crypto headlines, discussing Bitcoin vs stocks & altcoins [1] - The panel explored crypto's future in mainstream finance & payments and as a portfolio diversifier [1] - Fidelity's experts shared insights on what could be coming in Q4 [1] Regulatory & Legislative Impact - The panel explored the potential impact of the GENIUS Act and other pending legislation and regulations on the crypto markets [1] Investor Considerations - The livestream addressed viewer questions about how interest rate cuts and the equity markets are connected to cryptocurrency's present and future [1] - Fidelity provided information about crypto's possible role in an investor's portfolio [1] Risk Management - The panel discussed crypto and criminal activity [1]

Market Focus - The discussion centers on blue chip investing strategies in an unpredictable economic environment [1] - The report explores the impact of artificial intelligence (AI) on established and emerging companies, identifying potential winners and losers [1] - The analysis includes navigating tariffs and uncertainty in the market [1] Investment Strategies - The report features insights on stock picking from a portfolio manager [1] - It addresses handling risk versus growth in investment decisions [1] - The content emphasizes the power of compounding [1] AI Analysis - The report discusses the future of AI and AI innovation [1] - It raises the question of whether there is an AI bubble [1] Global Market Perspective - The discussion includes a comparison of U S versus global stocks [1] Disclaimer - The views expressed are for educational purposes and should not be considered investment advice [1]

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