SUNWAH KINGSWAY CAPITAL HOLDINGS LIMITED 新華滙富金融控股有限公司 (Incorporated in Bermuda with limited liability) (於百慕達註冊成立之有限公司) (Stock Code 股份代號: 00188) N O T I F I C AT I O N L E T T E R 通 知 信 函 Dear Registered Shareholders, Sunwah Kingsway Capital Holdings Limited – Notice of Publication of Interim Report (the "Current Corporate Communication") The Current Corporate Communication of Sunwah Kingsway Capital Holdings Limited (the "Company") has been published in English and Chinese languages and are available on the ...

SUNWAH KINGSWAY CAPITAL HOLDINGS LIMITED 新華滙富金融控股有限公司 Sunwah Kingsway Capital Holdings Limited – Notice of Publication of Interim Report (the "Current Corporate Communication") The Current Corporate Communication of Sunwah Kingsway Capital Holdings Limited (the "Company") has been published in English and Chinese languages and are available on the website of The Stock Exchange of Hong Kong Limited at www.hkexnews.hk and the Company's website at www.sunwahkingsway.com. For the shareholders who have selected ...

Financial Performance - Revenue for the six months ended December 31, 2025, was HKD 54,528,000, compared to HKD 16,480,000 for the same period in 2024, representing a significant increase[14] - Commission and fee income increased to HKD 9,813,000 from HKD 6,297,000 year-over-year, reflecting a growth of 56.5%[14] - The company reported a profit of HKD 3,324,000 for the period, a turnaround from a loss of HKD 25,187,000 in the previous year[14] - Total comprehensive income for the period was HKD (23,821,000), compared to HKD (46,996,000) in the prior year, showing a reduction in losses[15] - The basic and diluted earnings per share improved to HKD 0.44 from a loss of HKD 3.38 in the previous year[14] - For the six months ended December 31, 2025, the company reported a profit before tax of HKD 3,173,000, compared to a loss of HKD 25,199,000 in the same period of 2024[21] - The company reported a significant increase in bank loans drawn, amounting to HKD 690,445,000, compared to HKD 587,258,000 in the previous period[22] - The company reported a pre-tax profit of HKD 3,173 million for the six months ended December 31, 2025, compared to a loss of HKD 25,199 million for the same period in 2024, indicating a significant turnaround[36] Asset and Liability Management - Non-current assets decreased from HKD 353,848,000 to HKD 295,510,000, a reduction of approximately 16.5%[17] - Current assets decreased from HKD 927,808,000 to HKD 911,287,000, a decline of about 1.8%[17] - Total liabilities decreased from HKD 647,981,000 to HKD 608,363,000, a decrease of approximately 6.1%[17] - Net current assets increased from HKD 279,827,000 to HKD 302,924,000, an increase of about 8.2%[17] - Total equity decreased from HKD 625,933,000 to HKD 594,509,000, a decline of approximately 5.0%[17] - The company reported a net asset value of HKD 594,509,000, down from HKD 625,933,000, reflecting a decrease of approximately 5.0%[17] - The company’s bank loans and overdrafts decreased from HKD 97,304,000 to HKD 56,692,000, a significant decrease of approximately 41.7%[17] - Deferred tax liabilities decreased from HKD 7,630,000 to HKD 3,880,000, a reduction of about 49.1%[17] Revenue Streams - Total revenue from customer contracts for the six months ended December 31, 2025, was HKD 9,813 million, an increase from HKD 6,297 million for the same period in 2024, representing a growth of approximately 56.5%[31] - Brokerage services generated revenue of HKD 6,872 million for the six months ended December 31, 2025, compared to HKD 5,089 million in the previous year, reflecting a year-over-year increase of 35.1%[33] - Revenue from asset management services was HKD 1,936 million for the six months ended December 31, 2025, compared to HKD 41 million in the same period of 2024, showing a substantial increase[33] - The company’s total revenue from other services was HKD 734 million for the six months ended December 31, 2025, compared to HKD 617 million in the same period of 2024, reflecting a growth of 19%[31] Operational Efficiency - The company aims to continue its growth trajectory by adhering to its core values and enhancing operational efficiency[5] - The company plans to continue focusing on expanding its securities investment and financial advisory services to enhance revenue streams[28] - The company’s management continues to monitor the market value of collateral for margin loans, which was approximately HKD 110,000,000 as of December 31, 2025[46] Market Conditions - The company noted that the market sentiment turned cautious in the fourth quarter of 2025 due to increased global market volatility and geopolitical uncertainties[75] - The group expects the investment market to remain stable by 2026, supported by improved fundamentals and ample liquidity[86] Governance and Compliance - The audit committee has reviewed the accounting principles and practices adopted by the group, including the interim report for the six months ending December 31, 2025[106] - All directors confirmed compliance with the trading standards set out in the listing rules during the review period[104] - The company has ensured that all regular board meetings were scheduled with at least 14 days' notice, maintaining governance standards[100] Employee and Management Costs - Employee costs increased to HKD 20,280 million for the six months ended December 31, 2025, up from HKD 17,534 million in the same period of 2024, marking an increase of 15.7%[38] - The total remuneration for key management personnel was HKD 4,109,000 for the six months ended December 31, 2025, compared to HKD 4,027,000 for the same period in 2024[61] Shareholder Information - Major shareholders hold more than 5% of the issued share capital, with Dr. Cai Guanshen holding 28.91%[98] - The company has a total of 375,712,306 shares issued, with Dr. Cai Guanshen holding 57.06% of the total shares[99] - No share buybacks, sales, or redemptions occurred during the six-month period ending December 31, 2025[103]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2026年2月28日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 新華滙富金融控股有限公司 呈交日期: 2026年3月2日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00188 | 說明 | 普通股 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | HKD | | 0.1 | HKD | | 1,000,000,000 | | 增加 / 減少 (-) | | | | | | | HKD | | | | 本月底結存 | | | 10,000,000,000 | HKD | | 0.1 | HKD | | 1,000,000,000 ...

Group 1 - The company Xinhua Huifu Financial (00188) announced a mid-term dividend distribution of 1 Hong Kong cent per share, scheduled for March 27, 2026 [1]

Group 1 - The company reported a revenue of HKD 19.558 million for the six months ending December 31, 2025, representing a year-on-year decrease of 13.7% [1] - The net profit was HKD 3.324 million, marking a turnaround from a loss to profit compared to the previous period [1] - The basic and diluted earnings per share were HKD 0.0044 [1]

Core Viewpoint - Xinhua Huifu Financial (00188.HK) reported a significant turnaround in its financial performance for the first half of the fiscal year 2026, achieving a profit of HKD 3 million compared to a loss of HKD 25 million in the same period of the previous fiscal year [1] Financial Performance - The company recorded a post-tax profit of HKD 3 million for the first half of fiscal year 2026, contrasting with a post-tax loss of HKD 25 million in the first half of fiscal year 2025 [1] - Total comprehensive expenses for the first half of fiscal year 2026 amounted to HKD 24 million, down from HKD 47 million in the first half of fiscal year 2025 [1] Market Conditions - The vacancy rate for Grade A office buildings in Central Hong Kong remained in double digits throughout 2025 [1] - The market value of the company's self-owned properties continued to decline, leading to a post-tax revaluation loss of HKD 28 million in the first half of fiscal year 2026, compared to revaluation losses of HKD 21 million and HKD 37 million in the same periods of the previous fiscal years [1]

Core Viewpoint - Xinhua Huifu Financial (00188) reported a mid-term performance for the six months ending December 31, 2025, showing a revenue decline but a return to profitability [1] Financial Performance - Revenue for the period was HKD 19.558 million, representing a year-on-year decrease of 13.7% [1] - Net profit reached HKD 3.324 million, marking a turnaround from a loss to profitability [1] - Basic and diluted earnings per share were HKD 0.0044 [1]

第 2 頁 共 2 頁 v 1.1.1 第 1 頁 共 2 頁 v 1.1.1 EF001 | 其他信息 | | | --- | --- | | 其他信息 | 不適用 | | 發行人董事 | | | | 董事包括主席蔡冠深、行政總裁兼執行董事蔡冠明、非執行董事關頴琴、獨立非執行董事史習陶、羅君美、關浣非及杜珠聯。 | EF001 免責聲明 | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | --- | --- | | 股票發行人現金股息公告 | | | 發行人名稱 | 新華滙富金融控股有限公司 | | 股份代號 | 00188 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 截至2026年6月30日止年度中期股息及暫停辦理股份過戶登記手續 | | 公告日期 | 2026年2月26日 | | 公告狀態 | 新公告 | | 股息信息 | | | 股息類型 | 中期（半年期） | | 股息性質 ...

Financial Performance - For the six months ended December 31, 2025, the company reported total revenue of HKD 22,663,000, an increase of 15.5% compared to HKD 19,558,000 for the same period in 2024[4] - Commission and fee income reached HKD 9,813,000, up 56.5% from HKD 6,297,000 year-over-year[4] - The company incurred a net loss of HKD 6,361,000 from financial assets and liabilities, compared to a gain of HKD 35,275,000 in the previous year[4] - The net profit for the period was HKD 3,324,000, a significant recovery from a loss of HKD 25,187,000 in the same period last year[4] - Earnings per share improved to HKD 0.44, compared to a loss per share of HKD 3.38 in the prior year[4] - The company reported a significant increase in asset management income to HKD 1,936,000 from HKD 41,000 in the previous year[12] - The company reported a pre-tax profit of HKD 3,173,000 for the six months ended December 31, 2025, compared to a loss of HKD 25,199,000 in the same period of 2024[17] - The group recorded a post-tax profit of HKD 3 million in the first half of the 2026 fiscal year, a turnaround from a post-tax loss of HKD 25 million in the same period of the 2025 fiscal year[28] Revenue Breakdown - Total revenue for the six months ended December 31, 2025, was HKD 19,558,000, a decrease of 13.8% compared to HKD 22,663,000 for the same period in 2024[12] - Total revenue from customer contracts reached HKD 9,813,000 for the six months ended December 31, 2025, compared to HKD 6,297,000 for the same period in 2024, representing a growth of 56.5%[13] - Brokerage and lending services generated HKD 6,872,000 in revenue for the six months ended December 31, 2025, up from HKD 5,089,000 in 2024, an increase of 35.1%[15] - Revenue from asset management services was HKD 1,936,000 for the six months ended December 31, 2025, significantly higher than HKD 41,000 in 2024, marking an increase of 4,634.1%[15] - The asset management department's total revenue for the first half of the fiscal year 2026 increased significantly to HKD 7 million, compared to HKD 1 million in the same period of fiscal year 2025[34] Expenses and Costs - The company reported a decrease in general and administrative expenses to HKD 30,588,000 from HKD 33,471,000, reflecting a cost control strategy[4] - Employee costs increased to HKD 20,280,000 for the six months ended December 31, 2025, compared to HKD 17,534,000 in 2024, reflecting a rise of 15.7%[17] - General and administrative expenses increased to HKD 33 million in the first half of the 2026 fiscal year, up from HKD 31 million in the same period of the 2025 fiscal year[29] Assets and Liabilities - Non-current assets totaled HKD 295,510,000, a decrease from HKD 353,848,000 as of June 30, 2025[6] - Current assets increased to HKD 302,924,000, up from HKD 279,827,000 as of June 30, 2025[6] - Total liabilities decreased to HKD 608,363,000 from HKD 647,981,000[6] - The net asset value was HKD 594,509,000, down from HKD 625,933,000[6] - Total assets decreased to HKD 1,206,797,000 as of December 31, 2025, from HKD 1,281,656,000 as of June 30, 2025, a decline of 5.8%[16] Market and Economic Conditions - The Hong Kong stock market experienced a strong upward trend from July to December 2025, with the Hang Seng Index reaching a four-year high of 27,382 points in early October 2025, before declining to 25,631 points by the end of December 2025[26] - Average daily trading volume in the Hong Kong stock market surged to HKD 54,380 billion in the first half of the 2026 fiscal year, a significant increase from HKD 31,790 billion in the same period of the 2025 fiscal year[27] - The Hang Seng Index rose to a multi-year high of 28,056 points in January 2026, reflecting strong investor confidence and high market turnover[40] Strategic Focus - The company is focusing on expanding its market presence and enhancing its product offerings to drive future growth[4] - The company plans to continue expanding its market presence and developing new products and technologies to drive future growth[13] - The group focused on expanding its service scope and solidifying its market position by successfully signing multiple financial advisory agreements in the corporate finance and capital markets department[32] Shareholder Information - The company declared an interim dividend of HKD 0.01 per share, totaling HKD 7,646,000 for the period ending December 31, 2024[20] - The basic and diluted earnings per share for the period ending December 31, 2025, was HKD 0.0044, compared to a loss of HKD 0.0338 for the same period in 2024[21] - The interim dividend declared for the six months ending December 31, 2025, is HKD 0.01 per ordinary share, consistent with the previous period[45] - The company will suspend share registration from March 13, 2026, to March 17, 2026, to determine eligibility for the interim dividend[46] - The company has not repurchased, sold, or redeemed any of its shares during the six months ending December 31, 2025[48] Audit and Compliance - The audit committee has reviewed the accounting principles and practices adopted by the group and discussed financial reporting matters, including the interim report for the six months ending December 31, 2025[50] - The independent auditor, Ernst & Young, has conducted a review of the unaudited interim condensed consolidated financial statements[51] - The interim results announcement for the six months ending December 31, 2025, has been published on the Hong Kong Stock Exchange and the company's website[52]