FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年10月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: Z Fin Limited（於百慕達註冊成立之有限公司） 呈交日期: 2025年11月3日 I. 法定/註冊股本變動 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01168 | 說明 | | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | | 436,347,212 | | 0 | | 436,347,212 | | 增加 / 減少 (-) | | | | | | | | | | 本月底結存 | | | | 436,347,212 | | 0 | | 436,347,212 | ...

公司名稱: Z Fin Limited（於百慕達註冊成立之有限公司） 截至月份: 2025年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 呈交日期: 2025年10月2日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01168 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 7,500,000,000 | HKD | | 0.2 | HKD | | 1,500,000,000 | | 增加 / 減少 (-) | | | | | | | HKD | | | | 本月底結存 | | | 7,500,000,000 | HKD | | 0.2 | HKD | | 1,500,000,000 | 本月底法定/註冊股本總額： HKD 1,500,000 ...

（前稱百仕達控股有限公司 * ） 各位非登記股東： Z Fin Limited（「本公司」） - 可供查閱通知 中期報告（「本次公司通訊」）的刊發通知及以電子方式發佈公司通訊之安排 本公司的本次公司通訊備有中、英文版本，並已上載於本公司網站 www.zfin.com 及香港交易所披露易（「披露易」）網站 www.hkexnews.hk，歡迎瀏覽。 若 閣下已選擇收取本公司的公司通訊（「公司通訊」） （附註） 之印刷本，則隨函附奉 閣下所選擇之本次公司通訊印刷本。 閣下若因任何理由以致在收取或接收載於本公司網站上的本次公司通訊出現困難，本公司將於接到 閣下通知後，盡快 向 閣下免費發送有關本次公司通訊的印刷本； 閣下可以書面方式通知本公司的香港股份過戶登記處（「股份過戶處」） 香港中央證券登記有限公司，地址為香港灣仔皇后大道東 183 號合和中心 17M 樓，或發送電子郵件至 ir@zfin.com。 閣下有權要求更改所選擇收取未來公司通訊的語言版本及收取方式，請填妥隨附之回條（「回條」），然後以專人交付或使 用回條底部隨附的郵寄標籤將回條寄回股份過戶處（如在香港投寄，毋須貼上郵票；否則，請貼上適當的郵票）；閣 ...

各位登記股東： 如果本公司沒有收到 閣下的有效電子郵件地址，直至股份過戶處收到 閣下有效的電子郵件地址前， 閣下或將(i)無 法收到任何有關發佈公司通訊的通知；(ii)需要主動查閱本公司網站和披露易網站以留意公司通訊的發佈 ；及(iii)本公 司未來將以印刷本形式發送可供採取行動的公司通訊 （附註 2 ） 。 若 閣下希望收取未來公司通訊之印刷本，請填妥本函隨附之回條並交回股份過戶處或發送電子郵件至 ir@zfin.com， 並註明 閣下的姓名、地址以及收取未來公司通訊印刷本的要求。 請注意，收取未來公司通訊印刷本之指示由收 悉 閣下指示當日起計一年內有效，此後將過期。 Z Fin Limited（「本公司」）- 可供查閱通知 中期報告（「本次公司通訊」）的刊發通知及以電子方式發佈公司通訊之安排 本公司的本次公司通訊備有中、英文版本，並已上載於本公司網站 www.zfin.com 及香港交易所披露易（「披露易」）網 站 www.hkexnews.hk，歡迎瀏覽。 若 閣下已選擇收取本公司的公司通訊（「公司通訊」） （附註 1 ） 之印刷本，則隨函附奉 閣下所選擇之本次公司通訊印刷 本。 閣下若因任何理由以致在 ...

Financial Performance - Revenue increased by 60.9% to HKD 289.3 million for the six months ended June 30, 2025[6] - Gross profit rose by 80.5% to HKD 203.2 million during the same period[6] - The company recorded a loss attributable to owners of HKD 507.1 million, compared to a loss of HKD 150.5 million in the same period last year[10] - Basic loss per share was HKD 1.59, up from HKD 0.47 in the previous year[10] - Total revenue for the six months ended June 30, 2025, was HKD 289,291,000, an increase of 60.9% compared to HKD 179,830,000 for the same period in 2024[90] - The company reported a net loss of HKD 495,855,000 for the six months ended June 30, 2025, compared to a loss of HKD 151,121,000 in the same period of 2024[90] - The group recorded a loss attributable to equity holders of HKD 507.1 million for the six months ended June 30, 2025, compared to a loss of HKD 150,515,000 for the same period in 2024, resulting in a basic loss per share of HKD 1.59[143] Business Strategy and Development - The company is actively exploring new business models in financial technology and new economy sectors to capture emerging opportunities[10] - The company aims to optimize its business model and create new value in response to the ongoing push for financial technology development by the Chinese government[10] - The group plans to utilize the net proceeds from convertible bonds, amounting to HKD 119 million, for business development and is actively seeking new investment opportunities[39] - The group aims to focus on high-growth opportunities in the fintech sector while ensuring robust support from traditional businesses[42] - The strategy includes developing innovative digital financial products, particularly in the areas of real-world assets and regulated cross-border payments[42] Market and Economic Outlook - The financial technology industry in China is projected to expand to USD 10.06 trillion by 2030, with a compound annual growth rate of 15.67%[7] - The outlook for the second half of 2025 anticipates a gradual improvement in the global economic environment, with a focus on stimulating domestic demand and deepening industrial upgrades in China[40] - The Chinese real estate market is expected to undergo adjustments and transformations, with government policies aimed at stabilizing the market[8] Financial Position and Assets - As of June 30, 2025, the total outstanding loan principal and accrued interest amounted to HKD 303.2 million, a decrease of approximately 8.1% from HKD 329.8 million as of December 31, 2024[12] - The group’s total borrowings amounted to HKD 4.568 billion as of June 30, 2025, up from HKD 2.756 billion as of December 31, 2024[48] - Cash and bank balances reached HKD 4.234 billion as of June 30, 2025, significantly up from HKD 1.743 billion as of December 31, 2024[52] - The total fair value of equity instruments accounted for as of June 30, 2025, is HKD 15.411 billion, up from HKD 10.246 billion as of December 31, 2024[37] - The company’s non-current assets increased to HKD 11,119,604,000 as of June 30, 2025, up from HKD 10,659,550,000 at the end of 2024, reflecting a growth of approximately 4.3%[93] Investment and Joint Ventures - The company has invested in ZhongAn Online P&C Insurance Co., Ltd. and established a joint venture, ZA Global, to enhance its financial technology capabilities[10] - ZA Bank achieved a historic turnaround with a net profit of HKD 49 million in the first half of 2025, with net income increasing by 82.1% year-on-year to approximately HKD 457 million[25] - Customer deposits at ZA Bank increased by 8.8% from the end of the previous year to approximately HKD 21.1 billion, and total loans grew by 2.5% to approximately HKD 6.008 billion[25] Operational Metrics - Interest income from financing services for the six months ended June 30, 2025, was HKD 7.3 million, down 25.5% from HKD 9.8 million for the same period in 2024[13] - The impairment loss provision for receivables was approximately HKD 1.1 million for the six months ended June 30, 2025, a reduction of 50% compared to HKD 2.2 million for the same period in 2024[17] - The company closely monitors the recoverability of receivables and has established measures to ensure timely collection of outstanding balances[16] Shareholder and Corporate Governance - The company changed its name from "SINOLINK WORLDWIDE HOLDINGS LIMITED" to "Z Fin Limited" on August 18, 2025, to better reflect its focus on fintech and digital asset applications[57] - The audit committee, consisting of three independent non-executive directors, reviewed the unaudited interim financial information for the six months ended June 30, 2025, ensuring compliance with applicable standards and regulations[67] - The company did not declare an interim dividend for the six months ended June 30, 2025, compared to no dividend declared in 2024[62] Employee and Operational Costs - Employee benefit expenses, including directors' remuneration, increased to HKD 96,471,000 for the six months ended June 30, 2025, from HKD 64,023,000 in the prior period[140] - The company incurred administrative expenses of HKD 115,290,000, which is a significant increase from HKD 55,319,000 in the prior year[90] Taxation and Compliance - The effective tax expense for the six months ended June 30, 2025, was HKD 53,322,000, compared to HKD 9,043,000 in 2024[128] - The corporate income tax rate applicable to the group's entities in China remains at 25%[129] - The applicable Hong Kong profits tax rate for the six months ended June 30, 2025, is 16.5%, consistent with the previous period, with no taxable profits reported[132]

董事名單與其角色和職能 Z Fin Limited 董事會（「董事會」）成員載列如下： 張嘉慶 田勁 辛羅林 董事會轄下委員會的成員如下： | | 委員會 | | | | --- | --- | --- | --- | | 董事 | 審核委員會 提名委員會 | | 薪酬委員會 | | 鄧銳民 | | M | M | | 張嘉慶 | M | M | M | | 田勁 | M | C | | | 辛羅林 | C | M | C | 附註 : C - 有關委員會主席 執行董事 : 鄧銳民 （董事會主席兼行政總裁） 非執行董事 : 歐晉羿 歐晉堯 許秀娟 獨立非執行董事 : M - 有關委員會成員 香港，2025年 8 月 30日 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: Z Fin Limited（於百慕達註冊成立之有限公司） 呈交日期: 2025年9月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01168 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 7,500,000,000 | HKD | | 0.2 HKD | | 1,500,000,000 | | 增加 / 減少 (-) | | | | | | HKD | | | | 本月底結存 | | | 7,500,000,000 | HKD | | 0.2 HKD | | 1,500,000,000 | 本月底法定/ ...

Core Viewpoint - The company reported a significant increase in revenue and gross profit, but still faced substantial losses attributable to shareholders [1] Financial Performance - Revenue increased by 60.9% to HKD 289.3 million [1] - Gross profit rose by 80.5% to HKD 203.2 million [1] - Loss attributable to shareholders was HKD 507.1 million, with a basic loss per share of HKD 1.59 [1]

Group 1 - The company announced the resignation of Ms. Chen Hui as an independent non-executive director and member of the audit committee, remuneration committee, and nomination committee effective from August 30, 2025 [1] - Mr. Zhang Jiaqing has been appointed as an independent non-executive director and member of the audit committee, remuneration committee, and nomination committee [1] - Ms. Xu Xiujuan has been appointed as a non-executive director [1]

Group 1 - The company announced the resignation of Ms. Chen Hui as an independent non-executive director and member of the audit, remuneration, and nomination committees effective from August 30, 2025 [1] - Mr. Zhang Jiaqing has been appointed as an independent non-executive director and member of the audit, remuneration, and nomination committees [1] - Ms. Xu Xiujuan has been appointed as a non-executive director [1]