香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 01282 有關本公司放貸業務相關資料的補充公告 茲提述本公司截至二零二二年十二月三十一日止年度的年報（「二零二二年年報」）。除本 公告另有界定者外，本公告所用詞彙與二零二二年年報所界定者具有相同涵義。 董事會謹此向本公司股東及潛在投資者提供補充資料，內容有關二零二二年年報所披露 的本集團根據放債人條例（香港法例第163章）進行的放貸業務（「放貸業務」），詳情如下： (i) 放貸業務的業務模式及信貸風險評估政策 本集團根據放債人條例（香港法例第163章）持有放債人牌照，主要利用其收入產生的 內部資源為其放貸業務及其他放貸業務提供資金。透過專注於淨值或抵押品項目約 5,000,000港元或以上的個人客戶及╱或貸款規模介乎約1百萬港元至400百萬港元的 企業，本集團從事提供並安排按揭及其他貸款。就個人客戶成為本公司的目標客戶 而言，除上文所述門檻外，概無其他任何特定的基準，如年齡段、職業及最低月收 入門檻。 ...

Business Segments - The Group is engaged in financial services, property investment and development, automation, and securities investment, with a focus on comprehensive financial services in Hong Kong and the PRC [4]. - The property investment and development segment includes multiple projects in Hong Kong and major cities in the PRC, aiming to increase land reserves in the Greater Bay Area [6]. - The Group is a leader in the distribution of automation equipment in the PRC, capitalizing on opportunities from the "Made in China 2025" initiative and 5G market development [7]. - The financial services segment generated approximately HK$47.5 million in revenue for the year ended 31 December 2022, a decrease of approximately 53.7% compared to HK$102.7 million in 2021, representing about 5.9% of the Group's total revenue [60]. - The Group's securities brokerage services have seen a year-on-year increase in trading volume due to enhanced marketing strategies and improved eTrading mobile application features [61]. - The Group's wealth management services continued to diversify in 2022 to meet various client needs, leveraging Hong Kong's geographical advantages [66]. - The Group's money lending services included long-term secured loans and short-term unsecured loans, with a conservative approach adopted to optimize the business structure and strengthen risk management in 2022 [67]. Financial Performance - The Group recorded a revenue of approximately HK$811.4 million for the year ended 31 December 2022, representing a decrease of approximately 69.0% from HK$2,614.8 million in the previous year [40]. - The loss for the year was approximately HK$537.4 million, compared to a loss of approximately HK$68.8 million in 2021, primarily due to a decrease in fair value gain on investment properties of approximately HK$135.9 million and a revenue decrease of approximately HK$1,803.4 million [41]. - Total assets decreased to HK$7,940.5 million in 2022 from HK$9,884.2 million in 2021, while net assets also declined to HK$5,111.4 million from HK$6,334.0 million [28]. - The gross profit margin for 2022 was 22%, a slight increase from 21% in 2020, but down from 23% in 2021 [28]. - The interest coverage ratio was (13.2) in 2022, indicating a significant decline from (0.8) in 2021 [28]. - The current ratio was 1.4 in 2022, slightly down from 1.5 in 2021, indicating a decrease in liquidity [28]. - The net (loss)/profit margin for 2022 was (66%), worsening from (1%) in 2021 [28]. - The Company did not declare any dividends per share for the year [28]. - The Group's revenue for the year ended December 31, 2022, decreased by approximately 69.0% to approximately HK$811.4 million, compared to approximately HK$2,614.8 million in 2021 [116]. - The gross profit for the year decreased by approximately 69.9% to approximately HK$182.2 million, while the gross profit margin increased to 22.5% from 23.2% in 2021 [119]. - The loss attributable to owners of the Company for the year ended December 31, 2022, was approximately HK$551.5 million, compared to approximately HK$189.0 million in 2021 [140]. Market Conditions and Challenges - The Chairman's statement highlighted the challenges faced in the Hong Kong financial market due to global monetary policy tightening and geopolitical risks [44]. - The real estate market in Ganzhou, Jiangxi Province, experienced a decline in trading volume in 2022 compared to 2021, influenced by regulatory policies and a growing wait-and-see attitude among buyers [51]. - The Group aims to improve its business planning and operating performance in 2023 to promote long-term growth amidst a challenging business environment [54]. - The Hong Kong financial market remains resilient despite challenges, with expectations for rapid economic growth and new growth impetus from expanding domestic demand [53]. - The real estate sector in Ganzhou is expected to gradually recover as favorable policies continue to support the market [55]. Strategic Initiatives - The Group plans to seek local and overseas partners to enhance overall development in response to a challenging business environment [8]. - The Group aims to maximize shareholder returns while contributing to societal well-being, indicating a commitment to sustainable development [8]. - The Group plans to focus on investment in stock properties and sales of available properties, capitalizing on the recovery of the real estate market in China [99]. - The acquisition of Shantou Taisheng Technology Limited in March 2023 significantly increased the Group's land reserves and property portfolio [99]. - The Group aims to create better returns for shareholders by capturing development opportunities in 2023 [108]. - The Group will actively investigate the real estate market for quality projects to expand its project portfolio [104]. Operational Performance - The Company focused on developing industrial real estate in Guangming District of Shenzhen City and comprehensive property in Ganzhou City during the year [45]. - The automation segment's revenue for the year ended December 31, 2022, was approximately HK$574.6 million, a decrease of 27.6% from HK$794.0 million in 2021, accounting for approximately 70.8% of the Group's total revenue [91]. - The operating loss for the financial services segment amounted to approximately HK$118.4 million in 2022, compared to an operating loss of approximately HK$181.9 million in 2021 [60]. - The operating loss for the property investment and development segment was approximately HK$82.4 million in 2022, compared to an operating profit of approximately HK$98.0 million in the previous year, primarily due to a decrease in fair value gain on investment properties of approximately HK$135.9 million [76]. - The Group's securities investment business incurred a loss of approximately HK$70.0 million in 2022, compared to a loss of approximately HK$49.6 million in 2021, with an operating loss of approximately HK$71.2 million [93]. Risk Management - The group faces operational risks due to inadequate or failed internal processes, which are managed at both divisional and departmental levels [175]. - The financial services business is subject to extensive regulations, and any changes may increase compliance requirements [177]. - The automation business operates in a highly competitive environment, facing risks from global technology companies and rapid technological changes [182]. - The group is exposed to various financial risks, including market, liquidity, and credit risks, which may significantly affect its financial position [184]. - The group continuously monitors cash flows to manage liquidity risk and maintain adequate funding for operations [189]. - Competition for human resources may hinder the company's ability to attract and retain key personnel, prompting the company to offer competitive remuneration packages [191]. Leadership and Governance - Mr. Yao Jianhui has been the Chairman and CEO since August 2015, overseeing multiple subsidiaries and serving on various committees [198]. - Mr. Li Minbin was appointed as a Non-executive Director in August 2015 and became an Executive Director in November 2015, currently serving as Vice President since January 2016 [200]. - The leadership team has extensive experience across diverse industries, including finance, technology, and real estate, which supports the company's strategic initiatives [199]. - The board includes members with significant expertise in investment and strategic planning, which is crucial for navigating market dynamics [198]. - The company emphasizes the importance of correctly interpreting market trends to ensure sustainable growth and profitability [195]. - The strategic committees led by the Chairman are pivotal in guiding the company's long-term vision and investment decisions [198]. - The company is actively involved in multiple sectors, which diversifies its risk and enhances its market presence [199].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內 容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示概不 對因本公告全部或任何部分內容而產生或因倚賴該等內容而引致的任 何損失承擔任何責任。 （於開曼群島註冊成立的有限公司） （股份代號：01282） 二 零 二 二 年 年 度 業 績 公 告 寶 新 金 融 集 團 有 限 公 司（「本 公 司」）董 事 會（「董 事 會」）謹 此 宣 佈 本 公 司 及 其附屬公司（統稱「本集團」）截至二零二二年十二月三十一日止年度（「本 年度」）的經審核綜合業績，連同二零二一年的比較數字。 綜 合 全 面 收 益 表 截至二零二二年十二月三十一日止年度 二零二二年 二零二一年 附註 千港元 千港元 持續經營業務 收益 4 811,389 2,614,841 銷售成本 (629,214) (2,009,362) 毛利 182,175 605,479 ...

香 港 交易 及 結 算 所 有限 公 司 及 香港 聯 合 交 易 所有 限 公 司 對 本公 告 的 內 容概 不 負 責， 對 其 準 確 性或 完 整 性 亦不 發 表 任 何 聲明 ， 並 明 確 表示 ， 概 不 對因 本 公 告全 部 或 任 何 部分 內 容 而 產生 或 因 倚 賴 該等 內 容 而 引 致的 任 何 損 失承 擔任何責任。 （於開曼群島註冊成立的有限公司） （股份代號：01282） 有關本公司放貸業務相關資料的補充公告 茲 提述 本公 司截 至二 零二 一年 十二 月三 十一 日止 年度 的年 報（「二 零二 一年 年 報」）。 除 本 公 告 另 有 界 定 者 外 ， 本 公 告 所 用 詞 彙 與 二 零 二 一 年 年 報 所 界 定 者 具 有 相 同 涵 義 。 董 事 會 謹 此 向 本 公 司 股 東 及 潛 在 投 資 者 提 供 補 充 資 料，內容有關二零二一年年報所披露的本集團根據放債人條例（ 香港法例第 163章 ）進行的放貸業務（「放貸業務」），詳情如下： (I) 放貸業務的業務模式及信貸風險評估政策 本集團根據放債人條例（ 香港法例第163章 ...

Interim Report 2022 中期報告 GLORY SUN FINANCIAL GROUP LIMITED 寶新金融集團有限公司 (Stock Code 股份代號 : 01282) (Incorporated in the Cayman Islands with limited liability) （於開曼群島註冊成立的有限公司） 2022 INTERIM REPORT 中 期 報 告 http://www.hk1282.com G 寶新金融集團有限公司 GLORY SUN FINANCIAL GROUP LIMITED CORPORATE PROFILE 公司簡介 Glory Sun Financial Group Limited (the "Company") was established in 2009 and listed on the main board of The Stock Exchange of Hong Kong Limited on 15 December 2010 (Stock Code: 01282.HK). The Company and its subsidiar ...

寶 新 金 融 集 團 有 限 公 司 GLORY SUN FINANCIAL GROUP LIMITED (Incorporated in the Cayman Islands with limited liability) (於開曼群島註冊成立的有限公司) (Stock Code 股份代號 : 01282) ANNUAL REPOR 年 報 http://www.hk1282.com MIX nper from reapons@lo acurres 网直负责任的森林资源的赶張 FSC FSC" C009014 03 1 63 63 13 10° 6 B of 10° 0 3 4111 CHINECTU address and the many of the may be lling ANNOVEMBER 11 STERNETHE UTI GLORY SUN FINANCIAL GROUP LIMITED 寶新金融集團有限公司 210.95 149.16 41% CORPORATE PROFILE 公司簡介 Glory Sun Financial Group Limited (the "Company") ...

寶新金融集團有限公司 Interim Report 2021 中期報告 GLORY SUN FINANCIAL GROUP LIMITED http://www.hk1282.com (Stock Code 股份代號 : 01282) (Incorporated in the Cayman Islands with limited liability) （於開曼群島註冊成立的有限公司） 2021 INTERIM REPORT 中 期 報 告 寶新金融集團有限公司 GLORY SUN FINANCIAL GROUP LIMITED CORPORATE PROFILE 公司簡介 Glory Sun Financial Group Limited (the "Company") was established in 2009 and listed on the main board of The Stock Exchange of Hong Kong Limited on 15 December 2010 (Stock Code: 01282.HK). The Company and its subsidiarie ...

ANNUAL REPORT 2020 年報 GLORY SUN FINANCIAL GROUP LIMITED 寶新金融集團有限公司 (Stock Code 股份代號 : 01282) (Incorporated in the Cayman Islands with limited liability) （於開曼群島註冊成立的有限公司） 2020 ANNUAL REPORT 年 報 http://www.hk1282.com 0.02 5 96 12.26 18.32 2.56 -1,15 0 1.01 1.84 a 230 0.50 0.44 182 4.74 1.83 363 e 0.18 400 0.57 0 10 1.53 3.00 78 0.80 1.13 0.10 0.95 4.04 0.02 66 2.08 0.33 n 93 0 GLORY SUN FINANCIAL GROUP LIMITED 寶新金融集團有限公司 CORPORATE PROFILE 公司簡介 Glory Sun Financial Group Limited (the "Company") was established ...

Interim Report 2020中期報告 GLORY SUN FINANCIAL GROUP LIMITED 寶新金融集團有限公司 (Incorporated in the Cayman Islands with limited liability) （於開曼群島註冊成立的有限公司） 2020 (Stock Code 股份代號 : 01282) http://www.hk1282.com 中期報告 2020 寶新金融集團有限公司 GLORY SUN FINANCIAL GROUP LIMITED / 寶新金融集團有限公司 / 2020年中期年報 / 公司簡介 公司簡介 寶新金融集團有限公司（「本公司」）於二零零九年成立，並於二零一零年十二月十五日在香港聯合交易所有限公司主板上 市（股份代號：01282.HK）。本公司及其附屬公司（「本集團」）主要從事金融服務、物業投資及發展、自動化、證券投資、 買賣商品、遊艇會所以及教育。 本集團持有可在香港及中國提供綜合性金融服務，包括證券及期貨交易、企業融資、資產管理、財富管理、放債、貴金 屬交易的牌照。經過多年的經營及經驗累積，本集團成為香港財富管理及財務規劃方面 ...

ANNUAL REPORT 2019 年報 GLORY SUN FINANCIAL GROUP LIMITED 寶新金融集團有限公司 (Stock Code 股份代號 : 01282) (Incorporated in the Cayman Islands with limited liability) （於開曼群島註冊成立的有限公司） | --- | --- | --- | |-----------------------|-------|-----------------------| | | | | | 年報 ANNUAL REPORT | 2019 | | | | | | | | | | | | | | | | | http://www.hk1282.com | 寶新金融集團有限公司 GLORY SUN FINANCIAL GROUP LIMITED 寶新金融集團有限公司 / 2019年年報 公司簡介 | --- | --- | |-----------------------------------------------------------|-------------------------- ...