Financial Performance - The group's revenue for the nine months ended September 30, 2019, was approximately RMB 48,155,000, a decrease of about 14.2% compared to the same period in 2018[5] - Profit attributable to owners of the company for the nine months ended September 30, 2019, was approximately RMB 3,551,000, with earnings per share of RMB 0.164[5] - The operating profit for the nine months ended September 30, 2019, was RMB 7,953,000, down from RMB 12,895,000 in the same period of 2018[7] - The total comprehensive income for the nine months ended September 30, 2019, was RMB 17,486,000, compared to RMB 36,529,000 in the same period of 2018[9] - The group reported a gross profit of RMB 26,878,000 for the nine months ended September 30, 2019, down from RMB 30,345,000 in the same period of 2018[7] - The pre-tax profit for the nine months ended September 30, 2019, was RMB 5,421,000, down from RMB 11,206,000 in the same period of 2018[7] - The net profit for the nine months ended September 30, 2019, was RMB 3,400,000, down 62.7% from RMB 9,097,000 in the same period of 2018[18] - The group experienced a significant decrease in net profit for the three months ended September 30, 2019, with a profit of only RMB 78 compared to RMB 3,813 in the same period of 2018[9] Revenue Breakdown - For the nine months ended September 30, 2019, interest income from lending business was RMB 22,566,000, a decrease of 7.8% from RMB 24,463,000 in the same period of 2018[17] - Revenue from the sale of electronic components for the nine months ended September 30, 2019, was RMB 25,589,000, down 19.2% from RMB 31,644,000 in 2018[17] - Total revenue for the nine months ended September 30, 2019, was RMB 48,155,000, a decline of 14.2% compared to RMB 56,107,000 in the same period of 2018[17] - Interest income from lending business decreased by approximately RMB 1,897,000 or 7.8% compared to the same period in 2018, reaching about RMB 22,566,000, which accounted for approximately 46.9% of total revenue[34] - Revenue from the processing and trading of electronic components decreased by approximately RMB 6,055,000 or 19.1% compared to the same period in 2018, totaling approximately RMB 25,589,000, which accounted for approximately 53.1% of total revenue[31] Expenses and Financial Metrics - The group incurred general and administrative expenses of RMB 18,312,000 for the nine months ended September 30, 2019, compared to RMB 16,643,000 in the same period of 2018[7] - The total financial expenses for the nine months ended September 30, 2019, amounted to RMB 2,827,000, an increase of 32.5% from RMB 2,134,000 in 2018[22] - The company reported a fair value loss of RMB 614,000 for the nine months ended September 30, 2019, compared to a loss of RMB 1,401,000 in the same period of 2018[20] - The income tax expense for the nine months ended September 30, 2019, was RMB 2,021,000, compared to RMB 2,109,000 in the same period of 2018[24] - General and administrative expenses increased by approximately RMB 1,669,000 or 10.0% compared to the same period in 2018, mainly due to an increase in corporate activities[31] - Financial expenses increased by approximately RMB 693,000 or 32.5% compared to the same period in 2018, primarily due to interest expenses on unsecured bonds and borrowings[31] Dividend and Shareholder Information - The group did not recommend any dividend payment for the nine months ended September 30, 2019[5] - The company did not recommend any dividend payment for the nine months ended September 30, 2019, consistent with the previous year[30] - There were 160,850 stock options unexercised as of September 30, 2019, under the existing stock option plan which is set to expire on September 24, 2019[49] - The board plans to propose a new stock option plan to shareholders at a special general meeting scheduled for November 15, 2019[55] Corporate Governance and Compliance - The audit committee, consisting of three independent non-executive directors, reviewed the unaudited results for the period and found them to comply with applicable standards and regulations[53] - During the reporting period, the company or its subsidiaries did not purchase, sell, or redeem any of the company's listed securities[54] - There were no significant matters that needed to be reported to the board by the audit committee during the period[53] - The company has no arrangements that would allow directors and key executives to benefit from purchasing shares or debt securities of the company or any other corporation[50] - No directors or major shareholders were found to have any competing business interests during the period[51] Market and Strategic Outlook - The company adopted IFRS 16 on January 1, 2019, which impacts the accounting treatment of leases, requiring recognition of right-of-use assets and corresponding liabilities[16] - The company plans to continue expanding its market presence and developing new products and technologies in response to changing market conditions[16] - The company has not engaged in any significant investment, acquisition, or disposal activities during the reporting period[39][40] - The company has not disclosed any new strategies or market expansions in the provided documents[56] Employment and Corporate Structure - The group employed approximately 53 employees in Hong Kong and China as of September 30, 2019[42] - As of September 30, 2019, there were no known interests or short positions held by the company's directors or key executives in the company's shares or related securities[46] - No individuals, excluding directors and key executives, held any interests or short positions in shares or related securities that required disclosure under the Securities and Futures Ordinance as of September 30, 2019[48]

Financial Performance - The group's unaudited revenue for the six months ended June 30, 2019, was approximately RMB 34,224,000, a decrease of about 5.7% compared to RMB 36,298,000 for the same period in 2018[7] - The profit attributable to owners of the company for the six months ended June 30, 2019, was approximately RMB 3,461,000, down from RMB 5,393,000 in the same period of 2018[7] - The earnings per share for the six months ended June 30, 2019, was approximately RMB 0.16, compared to RMB 0.25 for the same period in 2018[7] - The total comprehensive income for the six months ended June 30, 2019, was RMB 3,655,000, significantly lower than RMB 10,421,000 for the same period in 2018[11] - The operating profit for the six months ended June 30, 2019, was RMB 6,361,000, compared to RMB 7,658,000 for the same period in 2018[10] - The company reported a total revenue of RMB 495,170 thousand for the six months ended June 30, 2019, consistent with the previous year[15] - Interest income from lending business for the six months ended June 30, 2019, was RMB 14,891,000, down 10.5% from RMB 16,665,000 in 2018[33] - Revenue from the electronic components segment for the six months ended June 30, 2019, was RMB 19,333,000, slightly down from RMB 19,633,000 in 2018[33] - Profit before tax for the six months ended June 30, 2019, was RMB 4,843,000, down from RMB 6,535,000 in 2018, a decrease of 26.0%[33] - Net profit for the six months ended June 30, 2019, was RMB 3,322,000, compared to RMB 5,284,000 in 2018, representing a decline of 37.1%[33] Assets and Liabilities - The group's total assets as of June 30, 2019, were RMB 400,020,000, slightly down from RMB 411,422,000 as of December 31, 2018[13] - The net asset value attributable to owners of the company was RMB 372,212,000 as of June 30, 2019, compared to RMB 368,557,000 as of December 31, 2018[13] - Total assets as of June 30, 2019, were RMB 369,026,000, a decrease from RMB 379,456,000 as of December 31, 2018[37] - Total liabilities as of June 30, 2019, were RMB 41,666,000, down from RMB 61,129,000 as of December 31, 2018[38] - As of June 30, 2019, the group's current assets were approximately RMB 314,137,000, down from RMB 330,425,000 as of December 31, 2018[57] - The current liabilities were approximately RMB 13,858,000, compared to RMB 18,264,000 as of December 31, 2018, resulting in a current ratio of about 22.7 times, up from 18.1 times[57] - The group's debt-to-asset ratio was approximately 10.1% as of June 30, 2019, a decrease from 14.2% as of December 31, 2018[69] Cash Flow - The net cash generated from operating activities for the six months ended June 30, 2019, was RMB 3,244 thousand, compared to a net cash used of RMB 30,099 thousand in the same period of 2018[17] - The net cash used in investing activities for the six months ended June 30, 2019, was RMB 5,271 thousand, while it was RMB 2,612 thousand in 2018[17] - The net cash used in financing activities for the six months ended June 30, 2019, was RMB 13,297 thousand, compared to RMB 20,453 thousand in the previous year[17] - The total decrease in cash and cash equivalents for the six months ended June 30, 2019, was RMB 15,324 thousand, compared to a decrease of RMB 7,034 thousand in 2018[17] - As of June 30, 2019, cash and cash equivalents amounted to RMB 25,955 thousand, up from RMB 11,245 thousand in the same period last year[17] Financial Expenses - The financial expenses for the six months ended June 30, 2019, were RMB 1,760,000, an increase from RMB 1,413,000 in the same period of 2018[10] - Financial expenses increased by approximately RMB 347,000 or 24.6% compared to the same period in 2018, reflecting interest expenses on unsecured bonds and borrowings[55] Dividends and Recommendations - The company did not recommend the payment of an interim dividend for the six months ended June 30, 2019[7] Business Operations - The company is primarily engaged in lending and the processing and trading of electronic components[19] - The group continues to focus on the lending business and the processing and trading of electronic components, with plans to invest more resources in expanding processing centers to maintain sales[56] - The group believes that increasing investment in electronic component processing and trading is essential for product upgrades and implementing various cost-saving and quality improvement measures[56] Employee and Corporate Governance - The group employed approximately 55 employees as of June 30, 2019, an increase from 31 employees as of June 30, 2018[68] - The board and key executives had no interests in any competing businesses or conflicts of interest as of the report date[77] Events and Changes - No significant events occurred after the reporting period[87] - The board of directors will continue to review the current situation and make necessary changes when appropriate[86] - The company has reminded independent non-executive directors to attend future shareholder meetings[86] Accounting Standards - The financial statements are prepared in accordance with International Financial Reporting Standards, specifically IAS 34 for interim financial reporting[20] - The company adopted IFRS 16 Leases, which affects the classification of cash flows and requires recognition of right-of-use assets and corresponding liabilities[28] - The company has not applied any new standards or interpretations that have not yet come into effect, which do not have a significant impact on the group[22]

Financial Performance - The group's revenue for the three months ended March 31, 2019, was approximately RMB 15,493,000, a decrease of about 17.4% compared to RMB 18,750,000 for the same period in 2018[5]. - The profit attributable to owners of the company for the same period was approximately RMB 2,029,000, down from RMB 3,262,000 in 2018[6]. - Earnings per share for the period was approximately RMB 0.095, compared to RMB 0.152 in the previous year[7]. - The operating profit for the three months ended March 31, 2019, was RMB 3,341,000, a decrease from RMB 4,681,000 in 2018[11]. - Interest income from lending activities was RMB 6,846,000, down from RMB 8,811,000 in the same period last year[19]. - Revenue from the processing and trading of electronic components was RMB 8,647,000, compared to RMB 9,939,000 in 2018[19]. - The total comprehensive loss for the period was RMB 9,046,000, compared to a loss of RMB 12,008,000 in the previous year[12]. - Interest income from lending activities decreased by approximately RMB 1,965,000 or 22.3%, amounting to RMB 6,846,000, which accounted for about 44.2% of total revenue[39]. - Revenue from the procurement, processing, and sale of electronic components decreased by approximately RMB 1,292,000 or 13.0% compared to the previous year[39]. - The company achieved a net profit attributable to owners of RMB 2,029,000, a decrease of approximately RMB 1,233,000 or 37.8% from RMB 3,262,000 in 2018[38]. Expenses and Financial Management - General and administrative expenses decreased by approximately RMB 447,000 or 7.1% compared to the same period in 2018[37]. - Financial expenses increased by approximately RMB 222,000 or 31.0% compared to the previous year, primarily due to interest expenses on unsecured bonds and borrowings[37]. - The company reported a turnaround in other income and losses, moving from an unrealized loss of RMB 343,000 to an unrealized gain of RMB 578,000[37]. Dividends and Shareholder Returns - The board of directors did not recommend the payment of any dividends for the three months ended March 31, 2019[8]. - The company did not recommend any dividend payment for the period, consistent with the previous year[34]. Business Operations - The company continues to engage in lending and trading of electronic components as its main business activities[16]. - The company continues to focus on its lending business and the processing and sale of electronic components amid a challenging economic environment[39]. Capital and Investments - As of March 31, 2019, the company's debt-to-asset ratio was approximately 14.0%, a slight decrease from 14.2% as of December 31, 2018[57]. - The company utilized approximately HKD 200,000,000 from the rights issue to meet the demand of certain customers in the bond business[52]. - Approximately HKD 31,068,000 was used for the acquisition of Reach Solution Technology Limited and available-for-sale financial assets[52]. - The remaining balance of HKD 9,692,000 from the rights issue will continue to be used as originally planned for future acquisitions or investments[52]. - There were no significant investments or acquisitions during the reporting period[54][55]. - The company has no major contingent liabilities as of March 31, 2019[59]. Workforce and Corporate Governance - The company employed around 49 employees in Hong Kong and China as of March 31, 2019[56]. - The board will continue to evaluate the company's objectives and may adjust plans based on changing market conditions to achieve sustainable growth[53]. - The company has not engaged in any buybacks, sales, or redemptions of its listed securities during the reporting period[67]. - No significant events occurred after the reporting period[68]. Compliance and Reporting Standards - The financial statements were prepared in accordance with International Financial Reporting Standards and comply with the GEM Listing Rules[17].

Financial Performance - The company's revenue for the year was approximately RMB 74,676,000, an increase of about 58.7% compared to RMB 47,060,000 in 2017[9]. - Interest income from lending activities reached approximately RMB 33,457,000, accounting for about 44.8% of total revenue, with a slight increase of 4.5% from the previous year[11]. - Revenue from the electronic components processing and trading business was approximately RMB 41,219,000, representing 55.2% of total revenue and a significant increase of 173.8% from RMB 15,053,000 in 2017[12]. - The company recorded a consolidated loss of approximately RMB 9,755,000, a reduction of about 84.8% compared to a loss of RMB 64,355,000 in the previous year[14]. - General and administrative expenses decreased by approximately RMB 4,104,000 or 10.0% to about RMB 36,802,000 due to reduced company activities during the year[13]. - Financial expenses increased significantly by approximately RMB 2,555,000 or 685.0% to RMB 2,928,000, primarily due to interest expenses on bonds payable[13]. Liquidity and Financial Ratios - The current ratio improved to 18.1 times, up from 9.8 times in 2017, indicating better liquidity[15]. - As of December 31, 2018, the group's current assets amounted to approximately RMB 330,425,000, a slight decrease from RMB 334,558,000 in 2017[16]. - The group's current ratio was maintained at a robust level of approximately 18.1 times, compared to 9.8 times in 2017[16]. - The group's debt-to-asset ratio was approximately 14.2% as of December 31, 2018, up from 9.1% in 2017[16]. Business Strategy and Operations - The company plans to focus on expanding its electronic components processing and trading business while exploring other potential investment opportunities[9]. - The company has invested more resources to expand its processing center to meet the increased sales demand[12]. - The group plans to focus on electronic component processing and trade business for product upgrades and has implemented various cost-saving and quality improvement measures[33]. - The group intends to explore other potential investment opportunities to broaden revenue sources[34]. - The group had no significant acquisitions or investments during the year[18][20]. Corporate Governance - The company has maintained compliance with all corporate governance code provisions, except for deviations noted in sections A.4.1 and A.6.7[43]. - The board of directors held a total of 4 meetings in 2018, with attendance rates for individual directors as follows: Mr. Chan 4/4, Ms. Ma 3/4, Ms. Ho 4/4[49]. - The board is responsible for formulating the group's strategic policies and overseeing the company's affairs to enhance shareholder value[44]. - The company emphasizes high-quality board governance and robust internal controls to ensure transparency and accountability to all shareholders[42]. - The company has implemented corporate governance practices to align with the GEM listing rules and shareholder expectations[42]. Board Composition and Diversity - The board consists of five members, including two executive directors and three independent non-executive directors[51]. - The independent non-executive directors collectively have over 33 years of experience in auditing and accounting across various industries[45]. - The board is committed to maintaining a diverse composition, including gender, age, and educational background[64]. - The board consists of five directors, with one male and four females, reflecting a diverse composition[72]. - The company has adopted a board diversity policy, emphasizing the benefits of having members with different backgrounds and experiences[71]. Employee and Training Policies - Employee costs for the year were approximately RMB 5,483,000, compared to RMB 5,346,000 in 2017, with the workforce increasing to about 49 employees from 20[30]. - Total number of employees is 41, with 51.7% male and 48.3% female[147]. - 100% of employees are full-time long-term staff, with no part-time or temporary employees[147]. - Total training hours amounted to 360, with 288 hours for male employees and 72 hours for female employees[156]. - The company has established a competitive compensation and benefits package to attract and retain talent[148]. Environmental and Social Responsibility - The company has implemented a series of environmental protection measures, ensuring compliance with relevant environmental laws and regulations, with no significant violations reported during the reporting period[128]. - Total greenhouse gas emissions from the company's operations amounted to 11,744 kg CO2 equivalent from electricity consumption, with no direct emissions reported[129]. - The company successfully reduced electricity consumption to 14,866 kWh and paper consumption to 0.07 tons during the reporting period[141]. - The company has adopted energy-efficient practices, including the use of LED lighting and promoting a paperless office environment, to enhance resource efficiency[140]. - The company is committed to balancing the interests of various stakeholders while promoting sustainable development[126]. Risk Management - The group faces risks in its lending business, including potential defaults by customers and insufficient collateral value, which could negatively impact financial condition and profitability[177]. - The group has implemented internal policies and procedures to manage lending risks, although these may not be fully effective[177]. - The group is subject to market risks due to economic, political, and legal changes in Hong Kong and China, which could adversely affect operations and growth strategies[180]. - The group monitors foreign exchange rate risks and considers hedging for significant foreign currency amounts when necessary[181]. - The group maintains sufficient cash levels and credit facilities to manage liquidity risks effectively[184].