香港交易及結算所有限公司及香港聯合交易所有限公司（「聯交所」）對本公告 的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示概不會 就因本公告全部或任何部分內容而產生或因依賴該等內容而引致的任何損失 承擔任何責任。 EFT Solutions Holdings Limited 俊盟國際控股有限公司 （於開曼群島註冊成立的有限公司） （股份代號：8062） 2023年 中 期 業 績 公 告 俊盟國際控股有限公司（「本公司」）董事（「董事」）會（「董事會」）欣然宣佈本公司 及其附屬公司（統稱「本集團」）截至2023年9月30日止六個月之未經審核簡明綜 合財務業績。本公告列載本集團2023年中期業績報告全文，乃符合香港聯合交 易所有限公司（「聯交所」）GEM證券上市規則（「GEM上市規則」）中有關中期業績 初步公告附載的資料之相關要求。 承董事會命 俊盟國際控股有限公司 主席 勞俊傑 謹啟 香港，2023年11月9日 截至本公告日期，董事會包括執行董事勞俊傑先生；非執行董事林靜文女士及 呂顯荣先生；及獨立非執行董事胡永權博士B.B.S.、曹炳昌先生及黃平耀先生。 ...

Financial Performance - Revenue for the three months ended June 30, 2023, was HKD 23,803,000, a decrease of 16.8% compared to HKD 28,601,000 in 2022[9] - Gross profit for the same period was HKD 11,229,000, down 16.0% from HKD 13,364,000 in 2022[9] - Operating profit decreased by 20.2% to HKD 5,282,000 from HKD 6,615,000 in the previous year[9] - Profit for the period was HKD 4,666,000, representing a decline of 20.0% compared to HKD 5,832,000 in 2022[9] - Earnings per share (basic and diluted) were HKD 0.95, down 22.8% from HKD 1.23 in the same quarter of 2022[10] - Total comprehensive income for the period was HKD 4,625,000, compared to HKD 5,381,000 in 2022[13] - The net profit for the period was HKD 4,536,000, a decline of 23.3% from HKD 5,918,000 in the same quarter of 2022[26] - The total comprehensive income for the period was HKD 4,503,000, compared to HKD 5,501,000 in the previous year, reflecting a decrease of 18.1%[23] Revenue Breakdown - The sales of electronic payment terminals and related equipment amounted to HKD 5,354,000, down 53.6% from HKD 11,531,000 in the previous year[23] - The revenue from system support and software solution services increased to HKD 18,449,000, up 8.1% from HKD 17,070,000 in 2022[23] - Revenue from the sale of electronic payment terminals and related equipment significantly decreased by approximately 53.0%, from HKD 11.5 million in 2022 to HKD 5.4 million in 2023[31] Expenses and Costs - Administrative expenses increased to HKD 5,923,000 from HKD 5,068,000 in the previous year[12] - The company reported a decrease in employee costs and director remuneration to approximately HKD 5.6 million, down about 6.7% from HKD 6.0 million in the previous year[36] - Other administrative expenses increased by approximately 18.9% to HKD 4.4 million, primarily due to increased depreciation and amortization costs[37] - The company reported a tax expense of HKD 613,000 for the period, compared to HKD 783,000 in 2022[12] - The income tax expense for the period was HKD 613,000, down 21.7% from HKD 783,000 in the same quarter of 2022[24] Corporate Governance - The company is committed to maintaining high levels of corporate governance, emphasizing a high-quality board, sound risk management, and transparency[67] - The company continues to monitor and review its corporate governance matters and will make necessary changes when appropriate[68] - The company has confirmed that there were no known violations of the securities trading code by directors during the reporting period[66] - The company has adopted the principles and code provisions of the Corporate Governance Code as per GEM Listing Rules Appendix 15[70] - The Audit Committee was established on November 23, 2016, and is composed of independent non-executive directors, ensuring oversight of financial statements and internal controls[71] - The Audit Committee has reviewed the unaudited consolidated quarterly report and confirmed compliance with applicable accounting standards and GEM Listing Rules[74] Future Outlook and Strategy - The company continues to focus on expanding its electronic payment terminal sales and software solution services in the market[17] - The company aims to enhance its capabilities and provide diversified, high-quality one-stop integrated services to expand market share in electronic payment terminal sales, system support, and software solutions[54] - The digital payment market, particularly in QR code payments, fast payment systems, and e-wallets, is expected to see significant growth opportunities[54] - The company plans to invest professional skills to assist Hong Kong in transforming into a smart city[54] Shareholding and Dividends - As of June 30, 2023, Mr. Lau holds 348,455,000 shares, representing 72.59% of the issued share capital, while Ms. Lam holds 351,220,000 shares, representing 73.17%[56] - The board of directors did not recommend any dividend payment for the reporting period, consistent with the previous year[51] - The company has not disclosed any significant contracts with controlling shareholders during the reporting period[65] - The company has not entered into any arrangements that would allow directors or senior management to hold any interests in the company's shares or related securities[61] - No directors or major shareholders have reported any interests in competing businesses during the reporting period[62] Accounting Standards - The company adopted new and revised Hong Kong Financial Reporting Standards effective from April 1, 2023, with no significant changes to accounting policies[21] - The company has not purchased, sold, or redeemed any of its listed securities during the reporting period[75] - The company has no significant capital commitments or contingent liabilities as of June 30, 2023[44][46] - The company's total equity as of June 30, 2023, was HKD 129,578,000, an increase from HKD 125,717,000 a year earlier[23] - The company's current assets net value increased to approximately HKD 96.4 million as of June 30, 2023, compared to HKD 91.3 million as of March 31, 2023[42]

香港交易及結算所有限公司及香港聯合交易所有限公司（「聯交所」）對本公告 的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示概不會 就因本公告全部或任何部分內容而產生或因依賴該等內容而引致的任何損失 承擔任何責任。 EFT Solutions Holdings Limited 俊盟國際控股有限公司 （於開曼群島註冊成立的有限公司） （股份代號：8062） 2023年 第 一 季 度 業 績 公 告 俊盟國際控股有限公司（「本公司」）董事（「董事」）會（「董事會」）欣然宣佈本公司 及其附屬公司（統稱「本集團」）截至2023年6月30日止三個月之未經審核簡明綜 合財務業績。本公告列載本集團2023年第一季度報告全文，乃符合香港聯合交 易所有限公司（「聯交所」）GEM證券上市規則（「GEM上市規則」）中有關第一季度 業績初步公告附載的資料之相關要求。 承董事會命 俊盟國際控股有限公司 主席 勞俊傑 謹啟 香港，2023年8月9日 截至本公告日期，董事會包括執行董事勞俊傑先生；非執行董事林靜文女士及 呂顯荣先生；及獨立非執行董事胡永權博士B.B.S.、曹炳昌先生及黃平耀先生。 ...

Financial Performance - Revenue for the year ended March 31, 2023, was HKD 111.3 million, representing a 7.3% increase from HKD 103.7 million in 2022[8] - Gross profit increased by 24.1% to HKD 46.8 million from HKD 37.7 million year-on-year[8] - Operating profit rose significantly by 73.9% to HKD 23.3 million compared to HKD 13.4 million in the previous year[8] - Net profit for the year was HKD 19.6 million, an increase of 83.2% from HKD 10.7 million in 2022[8] - Earnings attributable to shareholders increased by 85.6% to HKD 19.3 million from HKD 10.4 million[8] - Basic and diluted earnings per share rose to HKD 4.02, up 85.3% from HKD 2.17 in the previous year[8] - The overall gross profit for the year ended March 31, 2023, was approximately HKD 46.8 million, representing an increase of about 24.1% from HKD 37.7 million for the previous year[26] - The overall gross profit margin improved to approximately 42.0% for the year ended March 31, 2023, compared to 36.4% for the previous year, an increase of about 15.4%[27] - Other income significantly increased to approximately HKD 2.1 million for the year ended March 31, 2023, from HKD 0.07 million for the previous year, primarily due to a one-time government subsidy received[29] - Employee costs decreased to approximately HKD 24.7 million for the year ended March 31, 2023, down about 5.4% from HKD 26.1 million for the previous year, mainly due to reduced salaries[32] - Other administrative expenses increased to approximately HKD 16.6 million for the year ended March 31, 2023, up about 14.5% from HKD 14.5 million for the previous year, attributed to higher depreciation and professional fees[33] - The group recorded a significant increase in annual profit, approximately HKD 19.6 million for the year ended March 31, 2023, compared to HKD 10.7 million for the year ended March 31, 2022, representing an increase of about 83.2%[35] Revenue Breakdown - Revenue from the sale of electronic payment terminals and related equipment was approximately HKD 42.2 million for the year ended March 31, 2023, up about 10.5% from HKD 38.2 million for the previous year, driven by an increase in the number of terminals sold[24] - Revenue from system support and software solution services was approximately HKD 69.1 million for the year ended March 31, 2023, an increase of about 5.5% from HKD 65.5 million for the previous year, due to increased system support services[24] Assets and Liabilities - The total value of current assets decreased by 1.7% to HKD 110.8 million from HKD 112.7 million[8] - Total assets decreased by 4.3% to HKD 145.3 million compared to HKD 151.8 million in 2022[8] - As of March 31, 2023, the group's net current assets were approximately HKD 91.3 million, up from HKD 82.1 million as of March 31, 2022, with cash and bank balances of approximately HKD 73.1 million compared to HKD 56.4 million in the previous year[36] - The group maintained a capital debt ratio of zero as of March 31, 2023, consistent with the previous year[36] - There were no significant capital commitments, capital expenditures, or contingent liabilities as of March 31, 2023[40][41][42] Strategic Focus and Future Outlook - The company is focusing on expanding its electronic payment terminal solutions and enhancing software security to meet industry standards[12] - The introduction of a Software-as-a-Service (SaaS) model aims to provide comprehensive software solutions tailored to customer needs, improving operational efficiency[13] - Future outlook indicates a projected revenue growth of 15% for the next fiscal year, driven by new product launches and market expansion strategies[58] - The company is investing in new technology development, with a budget allocation of $5 million for R&D in the upcoming year[59] - Market expansion efforts include entering two new regions, aiming for a 10% market share within the first year of operation[60] - The company plans to launch three new products in the next quarter, anticipating a combined revenue of $1 million from these launches[63] - A new partnership with a leading technology firm is expected to enhance product capabilities and drive innovation[64] Corporate Governance - The company has maintained a strong commitment to corporate governance, ensuring transparency and accountability in its operations[65] - The board of directors has implemented a new risk management framework to better navigate market uncertainties[66] - The board of directors consists of one executive director, two non-executive directors, and three independent non-executive directors following the resignation of Mr. Lau Jun Wah on May 8, 2023[69] - The audit committee, established on November 23, 2016, is composed of three independent non-executive directors and has reviewed the group's quarterly, interim, and annual performance for the year ending March 31, 2023[76][79] - The company has appointed three independent non-executive directors, exceeding one-third of the board, ensuring compliance with GEM listing rules[69] - The board is responsible for overseeing the company's business and affairs management, ensuring alignment with shareholder interests and considering other stakeholders[71] - The company has established a risk management framework and internal control system, with the audit committee authorized to maintain these standards[79] - The board meets at least quarterly to discuss business operations, financial plans, and corporate governance policies[71] - The company has a clear internal control structure to ensure the effectiveness and efficiency of major business processes and the protection of assets[79] Shareholder Engagement and Dividends - The board proposed a final dividend of HKD 0.02 per share for the fiscal year ending March 31, 2023, consistent with the previous year's dividend[117] - The annual general meeting is scheduled for August 10, 2023, where the proposed final dividend will be subject to shareholder approval[116] - The company encourages shareholder participation in meetings and voting, ensuring that all resolutions are voted on, except for procedural matters[101] - The board considers various factors, including the group's financial performance and liquidity needs, when determining dividend payments[108] Employee and Labor Practices - The group employed 65 full-time employees as of March 31, 2023, down from 73 in the previous year[45] - The company has not engaged in any significant investments, acquisitions, or disposals of subsidiaries or capital assets as of March 31, 2023[46] - The company strictly adheres to employment laws in Hong Kong, Macau, and Australia, with no reported cases of child labor or forced labor violations[199] - As of March 31, 2023, the company had a total of 69 employees and 22 contractors, with a monthly employee turnover rate of 1.69%[199] Environmental, Social, and Governance (ESG) Initiatives - The company has committed to supporting environmental protection to ensure sustainable business development[172] - The company aims to be recognized as a responsible information technology and payment solutions provider, integrating ESG factors into all operations[187] - The board of directors is responsible for overseeing the company's ESG strategies and ensuring they align with core values[188] - The company has established an ESG working group to manage daily ESG matters and report improvements directly to the board[188] - The importance matrix identified nine key areas of focus for ESG, including labor standards, employee development, and customer privacy protection[196][197] - The ESG report is prepared based on principles of materiality, balance, and consistency, ensuring unbiased content and data[191] Related Party Transactions - The group entered into several leasing transactions with related parties, with total actual amounts reaching HKD 13,649,220 for electronic payment terminal sales and support services[160] - The maximum annual limit for related party transactions was set at HKD 23,000,000, indicating a utilization rate of approximately 59.7%[160] - The group has ongoing leases for various properties, with monthly rents ranging from HKD 27,000 to HKD 879,800, reflecting a diverse portfolio of operational spaces[163] - The lease agreements with related parties include terms that were negotiated based on current market rates, ensuring fair pricing[163] - The group’s transactions with related parties are in compliance with GEM listing rules, ensuring transparency and regulatory adherence[160]

香港交易及結算所有限公司及香港聯合交易所有限公司（「聯交所」）對本公告 的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示概不會 就因本公告全部或任何部分內容而產生或因依賴該等內容而引致的任何損失 承擔任何責任。 EFT Solutions Holdings Limited 俊盟國際控股有限公司 （於開曼群島註冊成立的有限公司） （股份代號：8062） 截 至2023年3月31日 止 年 度 之 全 年 業 績 公 告 俊 盟 國 際 控 股 有 限 公 司（「本 公 司」）董 事（「董 事」）會（「董 事 會」）欣 然 宣 佈 本 公 司 及 其 附 屬 公 司（統 稱「本 集 團」）截 至2023年3月31日 止 年 度 之 全 年 業 績，連 同 比 較 數 字。本 公 告 列 載 本 公 司2023年 年 度 報 告 全 文，乃 符 合 香 港 聯 合 交 易 所 有 限 公 司（「聯 交 所」）GEM證 券 上 市 規 則（「GEM上 市 規 則」）中 有 關 全 年 業 績 初 步 公 告 附 載 的 資 料 之 相 關 要 求。本 公 司2023年 年 報 之 印 刷 版 本 將 適 ...

Financial Performance - For the nine months ended December 31, 2022, the company reported revenue of HKD 83.9 million, representing a 3.5% increase from HKD 81.1 million in the same period of 2021[11]. - Gross profit for the same period was HKD 36.4 million, up 10.3% from HKD 33.0 million year-on-year[11]. - Operating profit increased by 22.0% to HKD 20.5 million compared to HKD 16.8 million in the previous year[11]. - The net profit for the nine months was HKD 17.0 million, reflecting a significant increase of 27.8% from HKD 13.3 million in 2021[11]. - Earnings attributable to shareholders rose by 27.3% to HKD 16.8 million from HKD 13.2 million year-on-year[11]. - Basic and diluted earnings per share for the nine months were HKD 3.50, a 27.7% increase from HKD 2.74 in the same period of 2021[12]. - Total comprehensive income for the nine months was HKD 16.4 million, up from HKD 13.1 million in 2021[15]. - The company reported a profit of HKD 16,799,000 for the nine months ended December 31, 2022, compared to HKD 13,150,000 in the previous year, indicating a significant increase of 27.5%[19]. - Profit for the period was approximately HKD 17.0 million, representing a year-on-year increase of about 27.8% due to higher gross profit and other income, offset by increased administrative expenses[45]. - The group recorded a profit of approximately HKD 17.0 million for the reporting period, an increase from HKD 13.3 million for the nine months ended December 31, 2021, driven by higher gross profit and other income[57]. Revenue Breakdown - Revenue from the sale of electronic payment terminals and related equipment for the nine months ended December 31, 2022, was HKD 32,580,000, slightly up from HKD 32,119,000 in 2021, indicating a growth of 1.4%[29]. - Revenue from system support and software solution services increased to HKD 51,346,000 for the nine months ended December 31, 2022, compared to HKD 48,956,000 in 2021, representing a growth of 4.8%[29]. - Revenue from the sale of electronic payment terminals and related equipment was approximately HKD 32.6 million, a 1.6% increase from HKD 32.1 million in the same period of 2021, driven by an increase in the number of terminals sold[46]. - Revenue from system support and software solution services was approximately HKD 51.3 million, up 4.7% from HKD 49.0 million in the same period of 2021, due to an increase in the number of terminals requiring support[46]. - The total revenue for the nine months ended December 31, 2022, was HKD 83,926,000, compared to HKD 81,075,000 in the previous year, marking an increase of 3.5%[29]. Expenses and Costs - The company reported a significant reduction in administrative expenses, which totaled HKD 16.9 million for the nine months, compared to HKD 13.9 million in the previous year[14]. - Employee costs for the reporting period were approximately HKD 16.5 million, a reduction of about 7.8% compared to HKD 17.9 million for the same period in 2021, mainly due to a decrease in employee numbers[55]. - Other administrative expenses increased by approximately 37.9% to HKD 12.0 million from HKD 8.7 million for the nine months ended December 31, 2021, primarily due to increased depreciation and amortization expenses[56]. - The estimated tax expense for the nine months ended December 31, 2022, was HKD 3,503,000, slightly higher than HKD 3,492,000 in the same period of 2021, reflecting a marginal increase of 0.3%[31]. Dividends and Equity - The company declared an interim dividend of HKD 4,800,000 for the current fiscal year, consistent with the previous year's interim dividend[19]. - The total equity attributable to the owners of the company as of December 31, 2022, was HKD 121,751,000, up from HKD 122,396,000 at the end of 2021, showing a slight decrease of 0.5%[19]. - The board declared an interim dividend of HKD 0.01 per share for the six months ended September 30, 2022, totaling HKD 4.8 million, compared to no dividend for the same period in 2021[67]. Market Outlook and Strategy - The company anticipates significant growth opportunities in the digital payment market, particularly in QR code payments and e-wallet systems[40]. - The company will continue to enhance its capabilities and provide diversified, high-quality integrated services to expand market share in the electronic payment terminal sales and support services sector[41]. - The ongoing impact of COVID-19 in Hong Kong may adversely affect the company's performance, particularly in sales of electronic payment terminals and related services[43]. Governance and Compliance - The company emphasizes high standards of corporate governance, maintaining a well-structured board and internal controls to protect shareholder interests[83]. - The company has established an audit committee, nomination committee, and remuneration committee in accordance with GEM listing rules[85]. - The audit committee has reviewed the unaudited consolidated quarterly results for the reporting period, confirming compliance with applicable accounting standards and GEM listing rules[89]. - The company has adopted a strict code of conduct for securities trading by directors, ensuring compliance with GEM listing rules[82]. - The company has confirmed that all directors complied with the established code of conduct during the reporting period[82]. - The chairman and CEO roles are held by the same individual, which the board believes enhances effective business planning and decision-making[85]. - The company has maintained a balanced board composition with experienced independent non-executive directors to ensure governance[85].

Financial Performance - Total revenue for the six months ended September 30, 2022, was HKD 53,799,000, a decrease of 2.8% compared to HKD 55,321,000 in the same period of 2021[25] - Gross profit increased by 6.7% to HKD 23,140,000 from HKD 21,682,000 year-on-year[25] - Operating profit rose by 16.8% to HKD 12,558,000 compared to HKD 10,750,000 in the previous year[25] - Net profit for the period was HKD 10,042,000, reflecting a 19.6% increase from HKD 8,395,000 in the same period last year[25] - Earnings per share (basic and diluted) increased by 22.7% to HKD 2.11 from HKD 1.72 year-on-year[26] - The company reported a significant increase in operating profit margin, indicating improved operational efficiency[25] - The company recorded a profit of approximately HKD 10.0 million for the reporting period, a significant increase of about 19.6% year-on-year, primarily due to increased gross profit and other income, offset by higher administrative expenses[178] Assets and Liabilities - Total current assets as of September 30, 2022, were HKD 113,695,000, a slight increase of 0.9% from HKD 112,719,000[26] - Total assets decreased by 0.6% to HKD 150,921,000 from HKD 151,847,000[26] - Total equity as of September 30, 2022, was HKD 120,000,000, a decrease of 0.3% from HKD 120,336,000[26] - Current liabilities decreased to HKD 29,746,000 as of September 30, 2022, from HKD 30,627,000 as of March 31, 2022, indicating improved liquidity management[41] - The total liabilities of the company as of September 30, 2022, were HKD 30,921,000, compared to HKD 31,511,000 as of March 31, 2022, showing a decrease of about 1.9%[127] - The total assets less current liabilities stood at HKD 121,175,000 as of September 30, 2022, compared to HKD 121,220,000 as of March 31, 2022, reflecting stable asset management[42] Revenue Breakdown - The company's revenue for the six months ended September 30, 2022, was HKD 53,865,000, a decrease from HKD 55,326,000 in the same period of 2021, representing a decline of approximately 2.8%[115] - Sales of electronic payment terminals and related equipment for the six months ended September 30, 2022, amounted to HKD 19,916,000, down from HKD 22,996,000 in the previous year, reflecting a decrease of about 13.5%[115] - Revenue from system support and software solution services increased to HKD 33,883,000 for the six months ended September 30, 2022, compared to HKD 32,325,000 in the same period of 2021, indicating a growth of approximately 4.8%[115] - External customer revenue in Hong Kong for the six months ended September 30, 2022, was HKD 36,051,000, down 21.6% from HKD 46,003,000 in the same period of 2021[136] - Revenue from Australia increased significantly to HKD 12,023,000 for the six months ended September 30, 2022, compared to HKD 5,591,000 in the same period of 2021, marking a growth of 114.5%[136] Cash Flow and Liquidity - Cash and cash equivalents increased to HKD 58,586,000 as of September 30, 2022, compared to HKD 56,427,000 at the end of the previous period, showing a net increase of HKD 2,533,000[103] - The net cash generated from operating activities for the six months ended September 30, 2022, was HKD 14,399,000, significantly higher than HKD 4,330,000 in the same period last year[102] - The company has maintained a strong cash position with cash and cash equivalents at HKD 58,586,000, which is crucial for future investments and operational flexibility[103] Employee and Administrative Expenses - The total employee benefit expenses, including directors' remuneration, amounted to HKD 10,802,000 for the six months ended September 30, 2022, down from HKD 12,014,000 in the same period of 2021, indicating a decrease of about 10.1%[151] - Employee costs decreased to approximately HKD 10.8 million from HKD 12.3 million, reflecting a reduction in the number of employees during the reporting period[184] - Administrative expenses (excluding employee costs) rose by approximately 28.3% to HKD 7.7 million, primarily due to increased depreciation of property, plant, and equipment[185] Dividends and Shareholder Returns - The company declared an interim dividend of HKD 1.00 per share, totaling HKD 4,800,000, to be paid on December 9, 2022[153] - The company declared an interim dividend of HKD 0.01 per share, totaling HKD 4.8 million, to be paid on December 9, 2022[200] Future Outlook - Future outlook includes potential market expansion and new product development strategies to enhance revenue growth[25]

Financial Performance - Revenue for the first quarter ended June 30, 2022, was HKD 28,601,000, representing a 6.4% increase from HKD 26,886,000 in the same period of 2021[15] - Gross profit for the same period was HKD 13,364,000, up 22.6% from HKD 10,898,000 year-over-year[15] - Operating profit increased by 17.7% to HKD 6,615,000 compared to HKD 5,618,000 in the previous year[15] - Net profit for the quarter was HKD 5,832,000, reflecting a 28.3% increase from HKD 4,545,000 in Q1 2021[15] - Earnings per share (basic and diluted) rose by 32.3% to HKD 1.23 from HKD 0.93 in the same quarter last year[16] - Total comprehensive income for the period was HKD 5,381,000, compared to HKD 4,469,000 in Q1 2021[25] - The company reported a significant increase in profit attributable to owners, reaching HKD 5,918,000, a 32.0% rise from HKD 4,485,000 in the previous year[15] - Total comprehensive income for the period was HKD 5,501,000, up from HKD 4,413,000 year-over-year, reflecting a growth of 24.6%[40] - Revenue from the sale of electronic payment terminals and related equipment was HKD 11,531,000, an increase of 8.5% from HKD 10,631,000 in the previous year[40] - Revenue from system support and software solution services reached HKD 17,070,000, up 5% from HKD 16,255,000 year-over-year[40] - The total revenue for the period was HKD 28,601,000, compared to HKD 26,886,000 in the same quarter last year, marking a 6.8% increase[40] - The net profit for the same period increased by approximately 28.9%, reaching HKD 5.8 million in 2022, up from HKD 4.5 million in 2021, primarily due to increased gross profit from sales of electronic payment terminals and related equipment[62] - Gross profit for the three months ended June 30, 2022, was approximately HKD 13.4 million, an increase of about 22.9% from HKD 10.9 million in 2021, with the overall gross margin rising from approximately 40.5% to 46.7%[58] Expenses and Losses - Administrative expenses were slightly higher at HKD 5,068,000 compared to HKD 5,019,000 in the same quarter of 2021[19] - The company experienced other losses of HKD 1,681,000, compared to HKD 280,000 in the previous year[19] - The company reported a total tax expense of HKD 783,000, down from HKD 1,073,000 in the previous year, indicating a decrease of 27%[41] - The company incurred a foreign exchange loss of HKD 417,000 during the period, compared to a loss of HKD 451,000 in the previous year[40] - The company reported a decrease in cost of goods sold from approximately HKD 16.0 million in 2021 to HKD 15.2 million in 2022, a reduction of about 5.0%[56] - Other administrative expenses increased by approximately 8.8%, from HKD 3.4 million in 2021 to HKD 3.7 million in 2022, mainly due to increased depreciation and amortization[60] Corporate Governance - The company emphasizes maintaining high corporate governance standards, focusing on a high-quality board and sound risk management[97] - The company has adopted a code of conduct for securities trading by directors, ensuring compliance with GEM listing rules[96] - The board continues to monitor and review the company's corporate governance matters and will make necessary changes at the appropriate time[98] - The company has adopted the principles and code provisions of the Corporate Governance Code as per GEM Listing Rules Appendix 15[100] - The Audit Committee was established on November 23, 2016, and is responsible for overseeing the integrity of the company's financial statements[101] - The Audit Committee has reviewed the unaudited consolidated financial statements for the reporting period and believes they comply with applicable accounting standards[105] - The company has established an Audit Committee, Nomination Committee, and Remuneration Committee with clearly defined terms of reference[100] - The chairman and CEO roles are held by the same individual, which the board believes enhances consistent leadership[100] Market Outlook and Strategy - The board expressed optimism about future performance, citing strong revenue growth and profitability improvements[19] - The company continues to focus on expanding its market share in the electronic payment terminal sector and providing tailored software solutions[74] - The digital payment market, particularly in QR code payments and e-wallet systems, is expected to see significant growth opportunities, with the company focusing on enhancing its electronic payment terminal services and software solutions[77] - The company anticipates that the economic downturn due to COVID-19 in Hong Kong may negatively impact sales of electronic payment terminals and related services, potentially leading to a decrease in the number of terminals supported[77] - The company aims to strengthen its market position in electronic payment terminal sales and system support services by providing diversified and high-quality integrated services[77] Shareholding Structure - As of June 30, 2022, Mr. Lau holds 348,455,000 shares, representing 72.59% of the total issued shares, while Ms. Lam holds 2,765,000 shares, representing 0.58%[81] - Ms. Lam is considered to have an interest in the shares held by Mr. Lau due to their marital relationship, resulting in a combined interest of 351,220,000 shares or 73.17%[82] Reporting and Compliance - The company will publish the report on the Hong Kong Stock Exchange website for at least 7 days from the publication date[107] - The report will also be available on the company's website for stakeholders[107] - The company has not purchased, sold, or redeemed any of its listed securities during the reporting period[106] - The company has not entered into any significant contracts with its controlling shareholders during the reporting period[96]

Financial Performance - Revenue for the three months ended December 31, 2021, was HKD 81.1 million, representing a 10.0% increase from HKD 73.7 million in the same period of 2020[11] - Gross profit for the same period was HKD 33.0 million, a decrease of 4.3% compared to HKD 34.5 million in 2020[11] - Operating profit decreased by 21.9% to HKD 16.8 million from HKD 21.5 million year-on-year[11] - Profit attributable to owners of the company for the three months was HKD 13.2 million, down 18.5% from HKD 16.2 million in the previous year[11] - Basic and diluted earnings per share for the three months were HKD 2.74, a decrease of 18.9% from HKD 3.38 in the same period of 2020[12] - Total revenue for the nine months ended December 31, 2021, was HKD 81.1 million, compared to HKD 73.7 million in the same period of 2020[11] - The company reported a gross profit of HKD 32.985 million for the nine months, down from HKD 34.529 million in 2020[14] - The operating profit for the nine months was HKD 16.780 million, a decrease of 21.9% from HKD 21.502 million in the previous year[14] - The net profit for the three months ended December 31, 2021, was HKD 4,893,000, a decrease of 17.3% compared to HKD 5,915,000 for the same period in 2020[16] - The total comprehensive income for the nine months ended December 31, 2021, was HKD 13,064,000, down 25.9% from HKD 17,595,000 in the previous year[16] - The company’s total income for the three months ended December 31, 2021, was HKD 4,942,000, down 20.3% from HKD 6,196,000 in the same period of 2020[16] - The company’s total comprehensive income for the three months ended December 31, 2021, was HKD 4,942,000, a decrease of 20.3% compared to HKD 6,196,000 in the previous year[16] - The company reported a total comprehensive income attributable to owners of HKD 12,938,000 for the nine months ended December 31, 2021, a decrease of 25.3% from HKD 17,366,000 in the previous year[18] Expenses and Costs - The company incurred administrative expenses of HKD 13.956 million for the nine months, compared to HKD 11.823 million in 2020[14] - Employee costs for the period were approximately HKD 17.9 million, an increase of about 36.6% compared to HKD 13.1 million in the same period of 2020[71] - Other administrative expenses were approximately HKD 8.7 million, an increase of about 13.0% from HKD 7.7 million in the same period of 2020[74] - The total income tax expense for the nine months ended December 31, 2021, was HKD 3,492,000, down from HKD 4,642,000 in the same period of 2020, a reduction of 24%[43] Revenue Breakdown - Revenue from electronic payment terminals and related equipment decreased to HKD 9,123,000 in Q3 2021 from HKD 11,123,000 in Q3 2020, representing a decline of 18%[37] - Revenue from system support and software solution services increased to HKD 16,631,000 in Q3 2021 from HKD 15,670,000 in Q3 2020, reflecting an increase of 6%[37] - Revenue from the sale of electronic payment terminals and related equipment was approximately HKD 32.1 million, up about 23.0% from HKD 26.1 million in the same period of 2020[64] - Revenue from system support and software solution services was approximately HKD 49.0 million, an increase of about 2.9% compared to HKD 47.6 million in the same period of 2020[64] Corporate Governance - The company emphasizes high standards of corporate governance, focusing on a quality board, sound internal controls, transparency, and accountability[104] - The company has adopted the principles and code provisions of the Corporate Governance Code as per GEM Listing Rules Appendix 15[107] - The Audit Committee was established on November 23, 2016, and consists of independent non-executive directors, ensuring oversight of financial statements and internal controls[108] - The unaudited consolidated quarterly results for the reporting period have been reviewed by the Audit Committee and management, confirming compliance with applicable accounting standards and GEM Listing Rules[112] - The company maintains a balanced board with experienced members, including three independent non-executive directors, to ensure effective governance despite the dual role of the Chairman and CEO[107] Future Plans and Developments - The company plans to focus on market expansion and new product development in the upcoming quarters[11] - The company continues to enhance software technology and has developed the smart terminal management system "ESTIM" to monitor terminal conditions in real-time[57] - The company is expanding its offerings to include high-end terminals and smart sales system equipment to support more comprehensive electronic payment functions[57] - The group completed the acquisition of 100% equity in a private company registered in Macau for approximately HKD 10.68 million[84] Shareholder Information - The company's equity attributable to owners increased to HKD 122,396,000 as of December 31, 2021, compared to HKD 113,814,000 at the beginning of the period[18] - The retained earnings increased to HKD 74,103,000 as of December 31, 2021, from HKD 65,017,000 at the beginning of the period[18] - As of December 31, 2021, Mr. Lau holds a total equity of 348,455,000 shares, representing 72.59% of the issued share capital of the company[89] - Ms. Lam, as Mr. Lau's spouse, is deemed to have an interest in the shares held by Mr. Lau, totaling 351,220,000 shares, which is 73.17% of the issued share capital[90] - No other directors or senior management have disclosed any interests in the company's shares or related securities as of December 31, 2021[92] Compliance and Reporting - The company has not adopted any new or revised Hong Kong Financial Reporting Standards that have not yet come into effect during the accounting period[36] - The company has not generated any taxable profits in China during the reporting period, thus no provision for Chinese corporate income tax has been made[44] - There were no purchases, sales, or redemptions of the company's listed securities by the company or its subsidiaries during the reporting period[102] - The company has adopted a code of conduct for securities transactions by directors, ensuring compliance with GEM listing rules[103] - The report will be published on the Stock Exchange and GEM websites for at least seven days from the publication date[113]

Financial Performance - The company's revenue for the six months ended September 30, 2021, was HKD 55,321,000, representing a 17.9% increase from HKD 46,905,000 in the same period of 2020[20]. - Gross profit for the same period was HKD 21,682,000, slightly up by 0.7% from HKD 21,534,000 year-on-year[20]. - Operating profit decreased by 24.3% to HKD 10,750,000 compared to HKD 14,203,000 in the previous year[20]. - Profit before tax was HKD 10,750,000, down 20.4% from HKD 13,500,000 in the prior year[20]. - Net profit for the period was HKD 8,395,000, a decline of 19.5% from HKD 10,433,000 in the same period last year[20]. - Basic and diluted earnings per share were HKD 1.72, down 20.4% from HKD 2.16 in the previous year[20]. - Total comprehensive income for the three months ended September 30, 2021, was HKD 3,653,000, a decrease of 38% compared to HKD 5,887,000 for the same period in 2020[31]. - The total comprehensive income attributable to the owners of the company for the six months ended September 30, 2021, was HKD 8,019,000, down from HKD 11,158,000 in the previous year, representing a decline of 28%[31]. Assets and Liabilities - Total assets increased by 11.0% to HKD 142,353,000 from HKD 128,264,000[20]. - Current assets totaled HKD 101,123,000, showing a marginal increase of 0.1% from HKD 101,031,000[20]. - Total equity rose by 2.9% to HKD 117,774,000 compared to HKD 114,452,000 in the previous period[20]. - The company reported a decrease in net current assets by 11.8% to HKD 77,751,000 from HKD 88,171,000[20]. - The group’s total liabilities increased to HKD 24,579,000 as of September 30, 2021, compared to HKD 13,812,000 as of March 31, 2021[67]. - Non-current liabilities, specifically deferred tax liabilities, increased to HKD 1,207,000 from HKD 952,000 as of March 31, 2021[33]. Cash Flow - Cash and cash equivalents decreased to HKD 38,018,000 from HKD 54,833,000, reflecting a reduction of 30.8%[44]. - Net cash generated from operating activities for the six months ended September 30, 2021, was HKD 4,330,000, down 74% from HKD 16,629,000 in the same period of 2020[44]. - The company reported a net cash outflow from investing activities of HKD 15,691,000, compared to HKD 6,790,000 in the previous year, indicating increased investment expenditures[44]. Revenue Breakdown - Sales of electronic payment terminals and related equipment amounted to HKD 22,996,000, up 53.5% from HKD 14,975,000 in the previous year[55]. - Revenue from system support and software solution services was HKD 32,325,000, compared to HKD 31,930,000 in the same period last year, reflecting a slight increase of 1.2%[55]. - The group’s hardware sales segment reported external customer revenue of HKD 23,001,000 for the six months ended September 30, 2021, compared to HKD 14,975,000 for the same period in 2020, representing a growth of 53.5%[63]. - The group’s system support and software solution services segment achieved external customer revenue of HKD 32,325,000, a slight decrease from HKD 31,930,000 in the previous year[63]. Employee and Administrative Expenses - The company’s total employee benefit expenses amounted to HKD 10,366 thousand for the six months ended September 30, 2021, compared to HKD 9,381 thousand for the same period in 2020, reflecting an increase of 10.5%[85]. - Employee costs for the reporting period were approximately HKD 12.3 million, up from HKD 11.0 million for the six months ended September 30, 2020, attributed to the lack of government subsidies[128]. - Other administrative expenses increased by approximately 17.6% to about HKD 6.0 million, compared to HKD 5.1 million for the same period in 2020, due to legal and professional fees related to compliance work for the acquisition of a subsidiary[129]. Corporate Governance - The company emphasizes high standards of corporate governance, maintaining a well-qualified board and robust internal controls to protect shareholder interests[171]. - The audit committee, established on November 23, 2016, is responsible for monitoring the integrity of the company's financial statements and reviewing internal controls and risk management systems[174]. - The company has complied with all provisions of the corporate governance code, except for the separation of the roles of chairman and CEO, which is deemed appropriate under current circumstances[171]. Strategic Developments - The group is focusing on expanding its business in the Greater Bay Area and has provided system development services for a payment institution in Macau[152]. - The group has developed a smart terminal management system "ESTIM" that utilizes cloud technology for real-time monitoring and Over-The-Air (OTA) updates[150]. - The group is enhancing its online payment solutions and has launched an online collection platform called Spiral, integrating various payment methods[152]. - The group anticipates that the ongoing COVID-19 situation in Hong Kong may negatively impact sales of electronic payment terminals and related services[153].