中国农业银行股份有限公司董事会 二〇二三年十月三十一日 本期债券发行总规模为人民币 600 亿元，分为两个品种， 其中品种一为 10 年期固定利率债券，发行规模为 300 亿元， 票面利率为 3.45%，在第 5 年末附有前提条件的发行人赎回 权；品种二为 15 年期固定利率债券，发行规模为 300 亿元， 票面利率为 3.55%，在第 10 年末附有前提条件的发行人赎回 权。 本期债券募集的资金将依据适用法律和监管部门的批准， 补充本行的二级资本。 特此公告。 证券代码：601288 证券简称：农业银行 公告编号：临 2023-044 号 中国农业银行股份有限公司 关于 2023 年二级资本债券（第三期） 发行完毕的公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性 承担个别及连带责任。 经国家金融监督管理总局和中国人民银行批准，中国农 业银行股份有限公司（以下简称"本行"或"发行人"）在全国 银行间债券市场公开发行"中国农业银行股份有限公司 2023 年二级资本债券（第三期）"（以下简称"本期债券"），于 2023 ...

Agricultural Bank of China Limited (OTCPK:ACGBY) Q3 2023 Earnings Conference Call October 27, 2023 5:00 AM ET Company Participants Han Guoqiang - Secretary of the Board of Directors Liu Xiaopeng - Non-Executive Director Wang Changyun - Independent Non-Executive Director Li Guohu - General Manager, Rural Revitalization Department Fu Wanjun - Vice Chairman, President, Executive Director Huang Zhenzhong - Non-Executive Director Conference Call Participants Yan May - UBS Tong Wu - Citi Xue Yan - Morgan Stanley ...

Financial Performance - Operating income for the current period was RMB 167.6 billion, a decrease of 3.40% compared to the adjusted RMB 173.5 billion from the same period last year[5] - Net profit attributable to shareholders of the parent company reached RMB 74.1 billion, an increase of 7.76% from RMB 68.8 billion in the previous year[5] - Net profit excluding non-recurring gains and losses was RMB 73.9 billion, up 7.21% from RMB 68.9 billion year-on-year[5] - Total operating income for the nine months ended September 30, 2023, was RMB 533,358 million, slightly down from RMB 536,227 million in the same period of 2022, reflecting a decrease of about 0.3%[35] - The bank's total comprehensive income for the nine months ended September 30, 2023, was RMB 69,980 million, compared to RMB 80,172 million in the same period of 2022, indicating a decrease of approximately 12.5%[38] - The net profit for the nine months ending September 30, 2023, was CNY 207.79 billion, an increase of 5.22% year-on-year[86] - The bank's profit before tax for the first nine months of 2023 was RMB 230.9 billion, an increase of 1.1% from RMB 228.3 billion in the same period of 2022[119] Assets and Liabilities - Total assets amounted to RMB 38.7 trillion, an increase from RMB 33.9 trillion at the end of 2022[27] - The total liabilities as of September 30, 2023, amounted to RMB 35,876,558 million, an increase from RMB 31,251,728 million as of December 31, 2022, representing a growth of about 14.5%[34] - Total assets reached CNY 38,698.016 billion, an increase of 14.07% compared to the end of the previous year[87] - Total liabilities reached RMB 35,876.56 billion, an increase of RMB 4,624.83 billion or 14.80% compared to the end of the previous year[60] Capital and Equity - As of September 30, 2023, the core Tier 1 capital adequacy ratio was 10.44%, slightly down from 11.15% at the end of 2022[21] - Shareholder equity increased by RMB 147.7 billion to RMB 28.2 trillion, reflecting a growth of 5.52%[15] - The total equity attributable to shareholders of the parent company was RMB 2,815,621 million as of September 30, 2023, compared to RMB 2,668,063 million at the end of 2022, marking an increase of approximately 5.5%[34] Loans and Advances - The bank's total loans and advances reached RMB 21.4 trillion, up from RMB 19.0 trillion at the end of 2022[27] - Manufacturing loans reached RMB 2,995.5 billion, increasing by RMB 695.1 billion or 30% compared to the end of last year[63] - Green credit business balance was RMB 3,831.3 billion, up RMB 1,133.8 billion or 42% year-on-year[63] - Total loans and advances amounted to CNY 22,337.406 billion, an increase of 13.02% from the end of the previous year[87] Income and Expenses - Net interest income for the nine months ended September 30, 2023, was RMB 433,628 million, compared to RMB 447,987 million in the same period of 2022, indicating a decrease of approximately 3.2%[35] - The bank's total operating expenses decreased by 2.4% to RMB 288.8 billion for the first nine months of 2023, compared to RMB 294.7 billion in the same period of 2022[119] - The cost-to-income ratio was 29.14%, an increase of 1.61 percentage points year-on-year[87] Dividends and Shareholder Returns - The bank plans to distribute cash dividends of RMB 21.28 billion to preferred shareholders on November 6, 2023, based on a dividend rate of 5.32%[18] - A cash dividend of RMB 0.2222 per ordinary share was distributed, totaling RMB 77.77 billion (including tax) to shareholders[65] Cash Flow - The net cash flow from operating activities for the year-to-date was RMB 1.38 trillion, a slight decrease of 0.78% compared to the previous year[5] - The net cash inflow from operating activities was RMB 1,378,296 million, slightly down from RMB 1,389,197 million in the previous year[105] - The net cash inflow from investment activities was RMB 1.99 billion, compared to RMB 1.65 billion in the same period of 2022, representing an increase of 20.4%[106] Credit Quality - Non-performing loan balance stood at RMB 299.84 billion, an increase of RMB 28.78 billion, with a non-performing loan ratio of 1.35%, down 0.02 percentage points from the end of last year[61] - The liquidity coverage ratio averaged 126.9% in Q3 2023, an increase of 0.4 percentage points from the previous quarter[96] - The liquidity coverage ratio stood at 126.9%[97] - The non-performing loan ratio remained stable, reflecting the quality of the asset portfolio[88] Investment Income - The bank's investment income for the nine months ended September 30, 2023, was RMB 20,202 million, a significant increase from RMB 7,537 million in the same period of 2022, reflecting an increase of approximately 168.5%[35]

中国农业银行股份有限公司（以下简称"本行"）董事会于 2023年10月12日以书面形式发出会议通知，于2023年10月27日在 北京以现场方式召开会议。会议应出席董事14名，亲自出席董事 13名，谷澍董事长由于其他公务安排，书面委托付万军副董事长 出席会议并代为行使表决权。会议召开符合法律法规、《中国农 业银行股份有限公司章程》及《中国农业银行股份有限公司董事 会议事规则》的规定。 会议由付万军副董事长主持，审议并通过了《中国农业银行 股份有限公司2023年第三季度报告》的议案。 议案表决情况：有效表决票14票，同意14票，反对0票，弃 权0票。 具体内容见上海证券交易所网站（www.sse.com.cn）。 特此公告。 中国农业银行股份有限公司董事会 证券代码：601288 证券简称：农业银行 公告编号：临 2023-041 号 中国农业银行股份有限公司 董事会决议公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个 别及连带责任。 二〇二三年十月二十七日 1 ...

证券代码：601288 证券简称：农业银行 公告编号：临2023-043号 中国农业银行股份有限公司 优先股一期2022-2023年度股息发放实施公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性 承担个别及连带责任。 重要内容提示： 中国农业银行股份有限公司（以下简称"本行"）优先股一期（以 下简称"农行优1"）2022-2023年度股息发放方案，已经本行2023年8 月29日召开的董事会会议审议通过。现将具体实施事项公告如下： 一、农行优1股息发放方案 1 优先股代码：360001 优先股简称：农行优1 每股优先股派发现金股息人民币5.32元（含税） 最后交易日：2023年11月2日 股权登记日：2023年11月3日 除息日：2023年11月3日 股息发放日：2023年11月6日 1. 发放金额：按照农行优1票面股息率5.32%计算，每股发放现 金股息人民币5.32元（含税），合计派发人民币21.28亿元（含税）。 2. 发放对象：截至2023年11月3日上海证券交易所收市后，在中 国证券登记结算有限责任公司上海分公 ...

议案表决情况：本议案有效表决票 6 票，同意 6 票，反对 0 票，弃权 0 票。 证券代码：601288 证券简称：农业银行 公告编号：临 2023-042 号 中国农业银行股份有限公司 监事会决议公告 中国农业银行股份有限公司监事会及全体监事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 中国农业银行股份有限公司（以下简称"本行"）监事会 2023 年第五次会议于 2023 年 10 月 17 日以电子邮件方式发出会议通 知，于 2023 年 10 月 27 日在北京以现场会议方式召开。会议应 出席监事 6 名，亲自出席监事 6 名。会议的召开符合法律法规、 《中国农业银行股份有限公司章程》及《中国农业银行股份有限 公司监事会议事规则》的有关规定。因本行监事长空缺，经全体 监事推举，会议由汪学军监事主持，本次监事会会议审议并通过 以下议案： 关于《中国农业银行股份有限公司 2023 年第三季度报告》 的议案。 监事会认为，本行 2023 年第三季度报告的编制和审议程序 符合法律、行政法规和监管规定，报告的内容真实、准确、完整 地反映了本 ...

Financial Performance - The operating income for the third quarter of 2023 was RMB 167,854 million, a decrease of 3.43% compared to RMB 173,812 million in the same period last year[5]. - Net profit attributable to shareholders of the parent company reached RMB 74,122 million, an increase of 7.76% from RMB 68,786 million year-on-year[5]. - For the nine months ending September 30, 2023, the group achieved a net profit of RMB 207.79 billion, an increase of 5.22% year-on-year[14]. - The net profit attributable to shareholders for Q3 2023 is RMB 73,958 million, up from RMB 68,702 million in Q3 2022, representing a growth of 3.7%[31]. - The total comprehensive income for the nine months ended September 30, 2023, is RMB 198,951 million, down from RMB 213,675 million in the same period of 2022, indicating a decline of 6.9%[31]. Earnings and Ratios - Basic earnings per share remained stable at RMB 0.18, with a year-to-date figure of RMB 0.55, reflecting a 3.77% increase from RMB 0.53 in the previous year[5]. - Basic earnings per share reached RMB 0.55, an increase of RMB 0.02 year-on-year[14]. - The return on average equity (annualized) was 12.43%, a slight decrease of 0.06 percentage points from 12.49% in the previous year[5]. - The annualized average total asset return rate was 0.76%, a decrease of 0.08 percentage points year-on-year[14]. - The annualized weighted average return on net assets was 11.39%, down 0.40 percentage points year-on-year[14]. Assets and Liabilities - The total assets as of September 30, 2023, were RMB 38,698,016 million, representing a 14.07% increase from RMB 33,927,533 million at the end of the previous year[5]. - Total liabilities reached RMB 35,876,558 million, up from RMB 31,251,728 million, marking an increase of about 14.5%[33]. - Total customer loans and advances amounted to RMB 223,374.06 billion, up by RMB 25,735.79 billion or 13.02% year-on-year[15]. - Customer loans and advances rose to RMB 21,448,199 million, an increase of 12.9% from RMB 18,980,973 million in December 2022[32]. - The bank's equity totalled RMB 2,821,458 million, up from RMB 2,673,760 million, reflecting a growth of approximately 5.5%[33]. Cash Flow - The net cash flow from operating activities for the year-to-date period was RMB 1,378,296 million, showing a slight decrease of 0.78% compared to RMB 1,389,197 million in the previous year[5]. - Net cash from operating activities for the nine months ended September 30, 2023, was RMB 1,378,296 million, slightly down from RMB 1,389,197 million in the same period of 2022[34]. - Cash dividends distributed amounted to RMB 777.66 billion for the fiscal year 2022, with a per-share dividend of RMB 0.2222[20]. - The expected total cash outflow is RMB 7,867,753 million[27]. - The expected total cash inflow is RMB 4,200,536 million[27]. Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 439,091, with the top ten shareholders holding significant stakes[7]. - Central Huijin Investment Ltd. held 40.03% of the shares, while the Ministry of Finance held 35.29%[7]. - The top ten shareholders and the top ten unrestricted shareholders did not engage in margin financing or securities lending activities[10]. Regulatory and Compliance - The implementation of new accounting standards from January 1, 2023, has been completed, affecting the financial statements for comparative periods[6]. - Core Tier 1 capital adequacy ratio was 10.44%, down from 11.15% at the end of the previous year[24]. - The leverage ratio is reported at 6.95%, exceeding regulatory requirements[28]. - The liquidity coverage ratio averaged 126.9% in Q3 2023, up by 0.4 percentage points from the previous quarter[26]. - As of September 30, 2023, the liquidity coverage ratio is 126.9%[27]. Investment and Income - Net interest income was RMB 433.63 billion, down 3.21% year-on-year, with a net interest margin of 1.62%[14]. - Net interest income for the nine months ended September 30, 2023, is RMB 433,628 million, compared to RMB 447,987 million for the same period in 2022, reflecting a decrease of 3.2%[30]. - The bank's investment income from securities was RMB 232,578 million for the nine months ended September 30, 2023, compared to RMB 209,132 million in the same period of 2022[35]. - The bank's other equity instruments increased to RMB 480,000 million from RMB 440,000 million, showing a growth of approximately 9.1%[33]. Credit and Risk Management - Non-performing loan balance was RMB 2,998.41 billion, an increase of RMB 287.79 billion, with a non-performing loan ratio of 1.35%, down by 0.02 percentage points[16]. - The coverage ratio for provisions stood at 304.12%, an increase of 1.52 percentage points from the end of the previous year[16]. - Credit impairment losses decreased by RMB 13.99 billion year-on-year, totaling RMB 129.58 billion[14]. - Loans to the manufacturing sector reached RMB 29,955 billion, increasing by RMB 6,951 billion or 30% year-on-year[18]. - Green credit business balance was RMB 38,313 billion, up by RMB 11,338 billion or 42% compared to the previous year[18].

令杜律师事务所 KING&WCOD MAI I FSONS 北京市朝阳区东三环中路1号 环球金融中心办公楼东楼18层 邮编100020 18th Floor, East Tower, World Financial Center 1 Dongsanhuan Zhonglu, Chaoyang District Beijing 100020, P. R. China T +86 10 5878 5588 F +86 10 5878 5566 www.kwm.com 北京市金杜律师事务所 关于中国农业银行股份有限公司 2023年度第一次临时股东大会的 法律意见书 致:中国农业银行股份有限公司 北京市金杜律师事务所(以下简称金杜)接受中国农业银行股份有限公司(以 下简称公司）委托,根据《中华人民共和国证券法》（以下简称《证券法》）、 《中华人民共和国公司法》(以下简称《公司法》)、中国证券监督管理委员会 《上市公司股东大会规则》（2022年修订）等中华人民共和国境内（以下简称 中国境内,为本法律意见书之目的,不包括中国香港特别行政区,中国澳门特别 行政区和中国台湾地区）现行有效的法律、行政法规、规章和规范性文件和现 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2023-040 号 中国农业银行股份有限公司 2023 年度第一次临时股东大会决议公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任 何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担个别及连带法律责任。 重要内容提示： (一) 股东大会召开的时间：2023 年 10 月 20 日 (二) 股东大会召开的地点：北京市东城区建国门内大街乙 18 号本行总行 (三) 出席会议的普通股股东1及其持有股份情况： 境外上市外资股股东持股占股份总数的比例（%） 3.392723 (四) 表决方式是否符合《公司法》及《公司章程》的规定，大会主持情况等 本次股东大会由董事会召集，谷澍董事长主持会议。本次股东大会的召集、 召开程序及表决方式符合《中华人民共和国公司法》、中国证券监督管理委员会 《上市公司股东大会规则》等法律法规和《中国农业银行股份有限公司章程》的 规定。 (五) 公司董事、监事和董事会秘书的出席情况 本次会议是否有否决议案：无 一、 会议召开和出席情况 1 1、出席会议的股东和代理人人数 74 其中：A 股股 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2023-039 号 中国农业银行股份有限公司 关于召开 2023 年三季度业绩说明会的公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 一、业绩说明会类型 通过电话会议方式召开。 二、业绩说明会安排 （一）会议召开时间：2023年10月27日（星期五）17:00-18:00 （二）会议召开方式：电话会议 （三）会议接入方式： 【中文线路】中国内地：4008 063 263，中国香港：+852-3018 3602 参会密码：141761497 重要内容提示： 中国农业银行股份有限公司（以下简称"本行"）拟于2023年10 月27日（星期五）披露2023年三季度业绩。为了便于广大投资者更全 1 会议召开时间：2023年10月27日（星期五）17:00-18:00 会议召开方式：电话会议 会议接入方式： 【中文线路】中国内地：4008 063 263，中国香港：+852-3018 3602 参会密码：141761497 【英文线路】中国内地：4 ...