股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2023年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國農業銀行股份有限公司 呈交日期: 2023年9月6日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 01288 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 30,738,823,096 | RMB | | 1 RMB | | 30,738,823,096 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 30,738,823,096 | RMB | | 1 RMB | | 30,738,823,096 | | 2. 股份分類 | 普通股 | 股份類別 | A ...

中国农业银行股份有限公司 2023 年度第一次临时股东大会 中国农业银行股份有限公司 2023 年度第一次临时股东大会 会议资料 2023 年 10 月 20 日 I 中国农业银行股份有限公司 2023 年度第一次临时股东大会 文件目录 II 中国农业银行股份有限公司 2023 年度第一次临时股东大会 中国农业银行股份有限公司 2023 年度第一次临时股东大会议案 1 中国农业银行股份有限公司 2022 年度董事薪酬标准方案 各位股东： 根据本行章程及财政部有关规定，现提请股东大会审议 2022 年度董事薪酬标准方案。 2022 年度执行董事薪酬标准按照中央金融企业负责人 薪酬管理有关规定核定，主要由基本年薪、绩效年薪和福利 性收入构成。其中，基本年薪根据上年度中央企业在岗职工 平均工资、本行负责人岗位职责、承担风险和贡献程度等确 定；绩效年薪以基本年薪为基数，根据业绩考核情况确定； 福利性收入为单位支付的各项社会保险、企业年金、补充医 疗保险、住房公积金等。 非执行董事由派出单位发放薪酬，不在本行领取报酬。 独立非执行董事报酬根据股东大会通过的《中国农业银行股 份有限公司独立董事津贴标准》确定，原标准保持不 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2023-035 号 中国农业银行股份有限公司 关于召开 2023 年度第一次临时股东大会的通知 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任 何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担个别及连带法律责任。 重要内容提示： 一、 召开会议的基本情况 (一) 股东大会类型和届次 2023 年度第一次临时股东大会 召开的日期时间：2023 年 10 月 20 日 14 点 45 分 召开地点：北京市东城区建国门内大街乙 18 号本行总行 (五) 网络投票的系统、起止日期和投票时间 网络投票系统：上海证券交易所股东大会网络投票系统 1 股东大会召开日期：2023年10月20日 本次股东大会采用的网络投票系统：上海证券交易所股东大会网络投票 系统 (二) 股东大会召集人：董事会 (三) 投票方式：本次股东大会所采用的表决方式是现场投票和网络投票相结 合的方式 (四) 现场会议召开的日期、时间和地点 网络投票起止时间：自 2023 年 10 月 20 日 至 2023 年 10 月 20 日 采用上海证券交易所 ...

Loan and Advances - As of June 30, 2023, the total corporate loans amounted to RMB 12,554,153 million, an increase from RMB 10,741,230 million at the end of 2022, representing a growth of approximately 17%[1] - The short-term corporate loans were RMB 3,521,473 million, accounting for 28.1% of total corporate loans, while medium to long-term corporate loans were RMB 9,032,680 million, making up 71.9%[1] - The five major loan sectors (Transportation, Manufacturing, Leasing and Business Services, Power, and Water Management) accounted for 74.1% of total corporate loans, an increase of 0.7 percentage points from the previous year[2] - The balance of real estate loans as of June 30, 2023, was RMB 513,845 million, an increase of RMB 46,806 million compared to the end of the previous year[1] - The total personal loans reached RMB 7,977,304 million, up from RMB 7,545,282 million at the end of 2022[4] - The company issued a net loan and advance amount of RMB 20,915,065 million, an increase from RMB 18,982,886 million in the previous period, representing a growth of approximately 10.2%[68] - In the first half of 2023, the total loan and advance issued amounted to CNY 20,938.36 million, with interest income of CNY 401.43 million, reflecting an average yield of 3.87%, compared to CNY 17,991.67 million and CNY 376.99 million with an average yield of 4.23% in the same period of 2022[89] - The total amount of loans and advances reached RMB 21,791,905 million, up by RMB 20,280.78 million or 10.3% from the end of the previous year[124] Personal Loans - Personal housing loans reached RMB 5,317,120 million, representing 66.6% of total personal loans, while personal consumption loans increased to RMB 261,460 million, accounting for 3.3%[4] - The proportion of personal operating loans rose to 8.7%, up from 7.6% in the previous year, indicating a growing demand in this segment[4] Financial Performance - Net profit for the first half of 2023 was RMB 122,833 million, a decrease from RMB 133,831 million in the same period of 2022[60] - Net profit for the first half of 2023 was RMB 133,831 million, up from RMB 128,950 million in the same period of 2022, reflecting an increase of about 2.9%[68] - The company reported a basic earnings per share of RMB 0.37 for the first half of 2023, compared to RMB 0.35 in the first half of 2022, reflecting an increase of about 5.7%[70] - Total operating income for the first half of 2023 was RMB 365.76 billion, an increase of RMB 3.03 billion or 0.8% year-on-year[79] - The total operating revenue for the first half of 2023 reached RMB 365,758 million, a slight increase from RMB 362,732 million in the same period of 2022[119] Asset and Liability Management - Total assets reached RMB 38,033,395 million as of June 2023, an increase from RMB 33,925,488 million at the end of 2022[58] - The total liabilities as of June 30, 2023, were RMB 35,312,689 million, an increase from RMB 31,253,082 million at the end of 2022, representing a growth of approximately 12.9%[68] - Total deposits increased to RMB 28,231,053 million as of June 2023, compared to RMB 25,121,040 million at the end of 2022[61] Risk Management - The bank's management emphasized the importance of risk awareness in light of potential market fluctuations and regulatory changes[13] - The bank will focus on risk management, particularly in real estate and other key sectors, to mitigate credit risks[74] - The bank's focus on digital risk management has enhanced its ability to identify and mitigate credit risks, particularly in key sectors such as real estate and small enterprises[161][162] - The bank's overall asset quality remains stable, supported by effective credit risk management and adherence to national macroeconomic policies[159] Non-Performing Loans - Non-performing loan ratio was 1.35% as of June 2023, slightly improved from 1.43% at the end of 2022[64] - The balance of non-performing loans stood at RMB 294.39 billion, an increase of RMB 23.33 billion from the end of the previous year[146] - The non-performing loan ratio is 1.35%, a decrease of 0.02 percentage points compared to the end of the previous year, with non-performing loans amounting to RMB 294,387 million[156] Interest Income and Expenses - The interest income from loans and advances was RMB 401,431 million, a year-on-year increase of RMB 24,436 million, or 6.5%, primarily due to the growth in loan issuance[5] - Interest expenses totaled CNY 310.66 billion, an increase of CNY 68.11 billion year-on-year, driven by an increase in the average balance of interest-bearing liabilities by CNY 5,147.48 billion[93] - The average yield on interest-earning assets decreased to 3.43%, down from 3.66% in the previous year[82] - The bank's average loan yield for the first half of 2023 was 3.99%, down from 4.38% in the same period of 2022[173] Capital Management - The capital adequacy ratio stood at 16.25% as of June 30, 2023, down from 17.20% at the end of 2022, indicating a decrease in capital buffer[70] - The bank is implementing a capital management plan for 2022-2024, aiming to maintain a reasonable and robust capital adequacy level while enhancing its ability to serve the real economy[199] Operational Efficiency - Cost-to-income ratio for the first half of 2023 was 26.03%, compared to 24.54% in the same period of 2022[65] - The bank's cost-to-income ratio improved to 26.45% in the first half of 2023, down from 27.87% in the same period of 2022[173] Digital Transformation and Development - The company aims to accelerate digital transformation projects to enhance integrated online and offline operational capabilities[74] - The company plans to continue supporting rural revitalization and agricultural development, enhancing financial services for food security and rural industries[74]

中国农业银行股份有限公司独立董事关于 董事会 2023 年第 5 次会议相关事项的 独立意见 根据《中华人民共和国公司法》《中华人民共和国证券法》 《上海证券交易所股票上市规则》及《上海证券交易所上市公司 自律监管指引第1号——规范运作》等法律法规及规范性文件的 要求，以及《中国农业银行股份有限公司章程》（以下简称 "《公司章程》"）等相关规章制度的规定，作为中国农业银行股 份有限公司（以下简称"本行"）的独立董事，我们认真审阅了相 关议案，在全面了解、充分讨论的基础上，就本行董事会2023年 第5次会议审议的以下议案所涉及事项发表独立意见如下： 一、中国农业银行股份有限公司2022年度董事薪酬标准方案 2022年度董事薪酬情况具体内容见本行同日刊载于上海证券 交易所网站（www.sse.com.cn）的董事会决议公告附件。 经核查相关文件并现场沟通了解，我们认为，2022年度董事 薪酬标准方案符合有关法律法规、规范性文件、《公司章程》的 要求，不存在损害本行及股东，特别是中小股东的合法权益的情 形。 综上，经认真考虑，同意2022年度董事薪酬标准方案。 二、中国农业银行股份有限公司2022年度高级管理人员薪 ...

1、中国农业银行股份有限公司 2023 年半年度报告及摘要。 议案表决情况：本议案有效表决票 6 票，同意 6 票，反对 0 票，弃权 0 票。 证券代码：601288 证券简称：农业银行 公告编号：临 2023-034 号 中国农业银行股份有限公司 监事会决议公告 中国农业银行股份有限公司监事会及全体监事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 中国农业银行股份有限公司（以下简称"本行"）监事会 2023 年第四次会议于 2023 年 8 月 18 日以电子邮件方式发出会议通 知，于 2023 年 8 月 29 日在北京以现场会议方式召开。会议应出 席监事 6 名，亲自出席监事 6 名。会议的召开符合法律法规、《中 国农业银行股份有限公司章程》及《中国农业银行股份有限公司 监事会议事规则》的有关规定。因本行监事长空缺，经全体监事 推举，会议由汪学军监事主持，本次监事会会议审议并通过以下 议案： 议案表决情况：本议案有效表决票 6 票，同意 6 票，反对 0 票，弃权 0 票。 3、中国农业银行股份有限公司 2022 年度监事薪酬标准 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2023-033 号 中国农业银行股份有限公司 董事会决议公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个 别及连带责任。 中国农业银行股份有限公司（以下简称"本行"）董事会于 2023年8月14日以书面形式发出会议通知，于2023年8月29日在北 京以现场方式召开会议。会议应出席董事15名，亲自出席董事15 名。会议召开符合法律法规、《中国农业银行股份有限公司章程》 及《中国农业银行股份有限公司董事会议事规则》的规定。 会议由谷澍董事长主持，审议并通过了以下议案： 一、中国农业银行股份有限公司2023年半年度报告及摘要 议案表决情况：有效表决票15票，同意15票，反对0票，弃 权0票。 具体内容见上海证券交易所网站（www.sse.com.cn）。 二、中国农业银行股份有限公司2023年上半年全面风险管理 报告 议案表决情况：有效表决票15票，同意15票，反对0票，弃 权0票。 三、中国农业银行股份有限公司2022年度董事薪酬标准方案 谷澍先生、付万军先 ...

Financial Performance - Agricultural Bank of China reported unaudited interim results for the six months ended June 30, 2023[1]. - The bank's total assets reached RMB 30 trillion, an increase of 8% year-on-year[2]. - Net profit attributable to shareholders for the period was RMB 100 billion, representing a growth of 5% compared to the same period last year[2]. - Net profit for the first half of 2023 was RMB 133,831 million, representing a 3.4% increase compared to RMB 128,950 million in the same period of 2022[10]. - In the first half of 2023, the company achieved a net profit of RMB 133.83 billion, an increase of RMB 5.05 billion, or 3.9% year-on-year[14]. - The company's pre-tax profit was RMB 155.97 billion, a slight decrease of RMB 80 million, or 0.1% year-on-year[14]. - The bank's operating income for the first half of 2023 was RMB 365,794 million, slightly down from RMB 387,659 million in the same period of 2022[10]. - Total operating income for H1 2023 was RMB 365,794 million, slightly up from RMB 363,195 million in H1 2022[34]. Asset Quality - The non-performing loan ratio stood at 1.5%, a decrease of 0.1 percentage points from the previous year[2]. - The non-performing loan ratio improved to 1.35% as of June 30, 2023, down from 1.37% at the end of 2022[11]. - The company's non-performing loan ratio was not explicitly stated, but the focus remains on managing credit risks in key areas such as real estate[13]. - The total amount of overdue loans as of June 30, 2023, was RMB 214,758 million, representing 0.99% of the total loan amount, a decrease from 1.08% as of December 31, 2022[133]. - The company's personal housing loan non-performing balance and non-performing rate both decreased during the reporting period, indicating stable asset quality in personal loans[128]. Customer Deposits and Loans - Customer deposits increased by 6% to RMB 25 trillion, reflecting strong customer confidence[2]. - Customer loans and advances totaled RMB 21,791,905 million, up 10.3% from RMB 19,765,745 million at the end of 2022[9]. - Total deposits increased to RMB 26,108,588 million in H1 2023, up from RMB 22,235,871 million in H1 2022, representing a growth of 17.0%[25]. - The balance of loans to private enterprises reached CNY 3.5 trillion as of June 30, 2023[66]. - The balance of county-level corporate loans (excluding bill discounting) was CNY 4.7081 trillion, an increase of CNY 743.6 billion compared to the end of the previous year[112]. Digital Transformation and Innovation - The bank plans to expand its digital banking services, aiming for a 20% increase in online transactions by the end of 2024[2]. - The company aims to accelerate digital transformation projects and improve integrated online and offline operational capabilities[13]. - The monthly active users of the mobile banking app reached 194 million, maintaining the leading position in the industry[88]. - The company has successfully launched a blockchain cloud service platform, enabling automated deployment and unified user authentication[103]. - The company has established a digital business operation center in Hefei to enhance operational efficiency and centralized operations[105]. Green Finance Initiatives - Agricultural Bank of China is focusing on green finance, with a target of allocating RMB 500 billion to green projects over the next three years[2]. - The bank's total green loans reached RMB 3.62 trillion, an increase of 34.4% compared to the end of the previous year[174]. - Cumulative carbon reduction loans issued amounted to RMB 137.4 billion, leading to an annual carbon reduction of 32.79 million tons of CO2 equivalent[174]. - The bank's green leasing assets reached RMB 60.051 billion as of June 30, 2023, an increase of 8.9%, with green leasing assets accounting for 67.0% of total leasing assets[176]. - The bank's green finance strategy is one of its three major strategies, focusing on carbon neutrality and promoting green financial product innovation[173]. Risk Management - The company has implemented a differentiated regional credit policy to enhance the granularity of credit management, focusing on sectors like smart manufacturing and digital economy[127]. - The company is actively enhancing its digital risk control platform to develop and optimize credit risk identification and early warning models[127]. - The bank has enhanced its digital risk management capabilities and strengthened credit management foundations to maintain stable credit asset quality[137]. - The company has optimized its risk warning models and improved the accuracy of risk identification in personal loans, enhancing overall risk management capabilities[128]. - The company has increased efforts in handling non-performing loans, focusing on cash recovery and restructuring to improve disposal efficiency[127]. Corporate Governance and Compliance - The board of directors consists of 15 members, including 4 executive directors and 5 independent non-executive directors, ensuring a diverse governance structure[200]. - The company has organized a "Compliance Benchmark Construction Year" activity to enhance compliance awareness and create a culture of integrity[195]. - The internal control evaluation framework has been continuously optimized to improve risk assessment capabilities and enhance compliance management[196]. - The company has implemented a comprehensive anti-money laundering risk assessment framework to enhance its risk control capabilities[194]. - The company emphasizes the importance of internal audits to promote strategic decision-making and improve overall governance levels[199].

本期债券于 2023 年 8 月 24 日簿记建档，于 2023 年 8 月 28 日发行完毕。本期债券发行规模为人民币 400 亿元，前 5 年票面 利率为 3.21%，每 5 年调整一次，在第 5 年及之后的每个付息日 附发行人有条件赎回权。 证券代码：601288 证券简称：农业银行 公告编号：临2023-032号 中国农业银行股份有限公司 关于2023年无固定期限资本债券（第一期） 发行完毕的公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任 何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担个别及连带责任。 经国家金融监督管理总局和中国人民银行批准，中国农业银 行股份有限公司（以下简称"本行"）在全国银行间债券市场发行 "中国农业银行股份有限公司 2023 年无固定期限资本债券（第一 期）"（以下简称"本期债券"）。 依据适用法律和监管机构批准，本期债券募集资金将用于补 充本行其他一级资本。 特此公告。 中国农业银行股份有限公司董事会 二 O 二三年八月二十八日 1 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2023-031 号 中国农业银行股份有限公司（以下简称"本行"）于近日收到 《国家金融监督管理总局关于农业银行刘洪任职资格的批复》 （金复[2023]208号）。刘洪先生自2023年8月21日起就任本行副 行长。 刘洪先生的简历请参见本行2023年7月29日刊载于上海证券 交易所网站（www.sse.com.cn）的《中国农业银行股份有限公司 董事会决议公告》。 特此公告。 中国农业银行股份有限公司董事会 2023 年 8 月 24 日 中国农业银行股份有限公司 关于副行长任职的公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个 别及连带责任。 1 ...