Financial Performance - Arch Capital reported net premiums of $11.1 billion for 2022, with a net income of $1.4 billion available to common shareholders[10]. - The book value per share decreased to $32.62 at December 31, 2022, down from $33.56 at the end of 2021[10]. - The company has approximately $15.6 billion in capital as of December 31, 2022[10]. - Total investable assets held by the Company were $28.1 billion as of December 31, 2022, emphasizing a focus on capital preservation and market liquidity[79]. - Unpaid and paid losses and loss adjustment expenses recoverable were approximately $6.6 billion at December 31, 2022, reflecting the Company's claims management[78]. Share Repurchase and Capital Management - Arch Capital repurchased 12,891,405 shares for a total of $585.8 million during the 2022 fiscal year[18]. - The total remaining authorization under the share repurchase program was $1.0 billion as of December 31, 2022[18]. Insurance Operations - Arch Capital's insurance operations are conducted in multiple regions, including the U.S., U.K., Canada, and Australia[22]. - The company expanded its mortgage operations significantly in 2016 with the acquisition of United Guaranty Corporation[16]. - Arch Capital's U.S. insurance group operates through several subsidiaries, including Arch Insurance Company and Arch Specialty Insurance Company[23]. - The insurance group focuses on profitable underwriting opportunities and aims to grow its product portfolio by adding professionals with expertise in specialty lines[26]. - The insurance group promotes a multichannel distribution system to efficiently access a broad customer base through various brokers and agencies[29]. Reinsurance Operations - The company has established a strong presence in the reinsurance market through acquisitions, including Barbican Group Holdings in 2019[13]. - The reinsurance group maintains a low cost structure by controlling staffing levels and primarily operating as a broker market reinsurer[37]. - The reinsurance group actively selects and manages risks, emphasizing disciplined underwriting over premium growth[35]. - The reinsurance operations are conducted globally, with significant lines written in less commoditized classes of coverage, such as specialty property and casualty[39]. - The reinsurance group employs a disciplined, analytical approach to underwriting, assessing factors like historical loss data and financial strength of cedents[40]. Mortgage Insurance - Arch Mortgage Insurance Company operates in all 50 states, the District of Columbia, and Puerto Rico, providing direct mortgage insurance[45]. - The acquisition of United Guaranty Residential Insurance Company in December 2016 positioned Arch as a leading provider of U.S. mortgage insurance[50]. - Arch Indemnity is the primary provider of direct lenders' mortgage insurance in Australia following the conversion of Arch LMI to a services company in December 2022[47]. - The largest single mortgage insurance customer accounted for 7.1% of gross premiums written for the year ending December 31, 2022[58]. - The percentage of gross premiums written on the top 10 customers was 23.6% as of December 31, 2022[58]. Risk Management - Arch Capital's risk management framework requires continuous monitoring of key risks by risk owners, with the highest residual risks managed by the Board and relevant committees[91]. - The Chief Risk Officer (CRO) compiles quarterly reports on key risks, including a risk dashboard and summaries of largest exposures, for the Board's review[92]. - The Own Risk and Solvency Assessment (ORSA) process links Arch Capital's risk profile to its business strategy and overall solvency requirements, ensuring capital needs are met[93]. - An ORSA report is produced at least annually, with results actively discussed by the Board to inform strategic decisions[94]. Regulatory Compliance - The U.S. insurance subsidiaries are subject to extensive regulation, impacting operations significantly based on the state of domicile[110]. - Arch Re Bermuda is approved as a "certified reinsurer" in 44 states, with applications pending in 8 additional states as of February 23, 2023[117]. - The NAIC Risk Management and Own Risk Solvency Assessment Model Act requires insurers to conduct regular ORSA assessments, with state regulators able to request summary reports annually[118]. - New York and other states require insurers with countrywide premiums of at least $100 million to disclose their assessment and management of climate-related risks annually[125]. Taxation - Arch Capital is not subject to taxes on income or profits in Bermuda until March 31, 2035, under the Exempted Undertakings Tax Protection Act 1966[185]. - The U.K. corporation tax rate for the financial year is 19%, increasing to 25% effective April 1, 2023[191]. - The effective tax rate for Swiss corporation tax is approximately 19.65%[193]. - The general federal corporate income tax rate in Canada is currently 15%, with additional provincial and territorial rates varying between 8% and 16%[191]. Employee and Corporate Culture - As of February 1, 2023, the Company employed over 5,800 individuals globally, an increase from approximately 5,200 the previous year, indicating growth in talent retention[67]. - The Company has contributed $4.1 million to its student debt assistance program since its inception in 2018, including $0.9 million in 2022[72]. - The Company has recognized over 400 employees for excellence through its Arch Achieve program since 2009, promoting a culture of recognition[72]. - The Company is committed to enhancing diversity and inclusion, with over 500 employees participating in a leadership program focused on inclusive practices[70]. Environmental and Social Governance - The Company has adopted a thermal coal policy and is providing environmentally sustainable insurance solutions, aligning with climate change considerations[66]. - The U.K. government has implemented mandatory climate-related financial disclosure requirements for large companies starting from financial years on or after April 6, 2022[148]. - The Financial Conduct Authority (FCA) is expected to finalize the Sustainability Disclosure Requirements (SDR) rules in the first half of 2023, with disclosures applying from 2024 and reporting commencing in 2025[149].

Arch Capital Group Ltd. (NASDAQ:ACGL) Q4 2022 Results Conference Call February 14, 2023 11:00 AM ET Company Participants Marc Grandisson - CEO Francois Morin - CFO Conference Call Participants Tracy Benguigui - Barclays Michael Zaremski - BMO Jamminder Bhullar - JPMorgan Brian Meredith - UBS Yaron Kinar - Jefferies Ryan Tunis - Autonomous Elyse Greenspan - Wells Fargo Meyer Shields - KBW Operator Good day, ladies and gentlemen. And welcome to Arch Capital Group Fourth Quarter 2022 Earnings Call. At this ti ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16209 ARCH CAPITAL GROUP LTD. (Exact name of registrant as specified in its charter) Bermuda 98-0374481 (State or other jurisdiction of incorporation or organization) ( ...

Arch Capital Group Ltd. (NASDAQ:ACGL) Q3 2022 Earnings Conference Call October 26, 2022 11:00 AM ET Company Participants Marc Grandisson - CEO Francois Morin - CFO and Treasurer Conference Call Participants Jamminder Bhullar - JPMorgan Elyse Greenspan - Wells Fargo Michael Zaremski - BMO Yaron Kinar - Jefferies Tracy Benguigui - Barclays Josh Shanker - Bank of America Michael Phillips - Morgan Stanley Operator Good day, ladies and gentlemen. And welcome to the Third Quarter 2022 Arch Soft Capital Group Earn ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16209 ARCH CAPITAL GROUP LTD. (Exact name of registrant as specified in its charter) Bermuda 98-0374481 (State or other jurisdiction of incorporation or organization) (I.R.S ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16209 ARCH CAPITAL GROUP LTD. (Exact name of registrant as specified in its charter) Bermuda 98-0374481 (State or other jurisdiction of incorporation or organization) (I.R. ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2021 Commission File No. 001-16209 ARCH CAPITAL GROUP LTD. (Exact name of registrant as specified in its charter) Bermuda 98-0374481 (State or other jurisdiction of incorporation or organization) (I.R.S. Employ ...