Financial Data and Key Metrics Changes - Service revenue for 2025 increased by 7% to $161.3 million, with strong contributions from both business segments [5] - Adjusted EBITDA improved by $900,000 or 5% to $18.3 million, driven by higher revenue [5] - GAAP loss before income taxes improved to $14.1 million from $32.9 million in 2024, primarily due to lower interest expenses [6] Business Segment Data and Key Metrics Changes - The servicer and real estate segment service revenue increased by 5% to $126 million, with adjusted EBITDA rising by 6% to $44.6 million [10][11] - The origination segment service revenue grew 16% to $35.2 million, with adjusted EBITDA increasing 19% to $2.9 million [12][13] - Corporate segment adjusted EBITDA loss was $29.3 million, reflecting increased costs [14] Market Data and Key Metrics Changes - 90+ day mortgage delinquency rates increased to 1.45% in December 2025, with 560,000 late-stage delinquent mortgages [14] - Foreclosure starts grew by 25% and foreclosure sales increased by 17% compared to 2024 [14] - Total mortgage origination unit volume increased by 19% in 2025, driven by a 92% increase in refinance volume [15] Company Strategy and Development Direction - The company aims to achieve a run rate of $45 million in adjusted EBITDA by Q4 2028 through its Project 45 strategic initiatives [17][18] - Focus on diversifying revenue base and ramping newly won business while maintaining cost discipline [18] Management's Comments on Operating Environment and Future Outlook - The company is operating in a challenging environment with low delinquency rates and origination volume, but recent indicators show improvement [14] - For 2026, the company forecasts service revenue of $165 million-$185 million and adjusted EBITDA of $15 million-$20 million, reflecting anticipated growth despite potential losses from Rithm and Onity [16][17] Other Important Information - Hubzu's foreclosure auction and REO inventory grew by 137% to 13,500 assets as of mid-February [4][12] - The cooperative brokerage agreement with Rithm expired, and the company expects a reduction in service revenue from this change [9] Q&A Session Summary - No questions were raised during the Q&A session, and the call concluded with positive remarks about the company's performance and growth prospects [19][20]

Financial Data and Key Metrics Changes - Service revenue for 2025 increased by 7% to $161.3 million, with adjusted EBITDA improving by $900,000 or 5% to $18.3 million [5][6] - GAAP loss before income taxes improved to $14.1 million from $32.9 million in 2024, primarily due to lower interest expenses [6] - Fourth quarter 2025 service revenue was $39.9 million, up 4% year-over-year [7] Business Segment Data and Key Metrics Changes - The servicer and real estate segment service revenue for 2025 was $126 million, a 5% increase from the previous year, with adjusted EBITDA rising by 6% to $44.6 million [10][11] - The origination segment service revenue grew 16% to $35.2 million, with adjusted EBITDA increasing 19% to $2.9 million [12][13] - Corporate segment adjusted EBITDA loss was $29.3 million, reflecting increased costs primarily related to non-recurring benefits and higher foreign currency expenses [14] Market Data and Key Metrics Changes - 90-plus day mortgage delinquency rates increased to 1.45% in December 2025, with foreclosure starts growing by 25% and foreclosure sales by 17% compared to 2024 [14][15] - Total mortgage origination unit volume increased by 19% in 2025, driven by a 92% increase in refinance volume [15] Company Strategy and Development Direction - The company aims to achieve a run rate of $45 million in adjusted EBITDA by the fourth quarter of 2028 through its Project 45 strategic initiatives [17][18] - The focus is on diversifying revenue, ramping newly won business, and maintaining cost discipline to mitigate anticipated revenue losses from Rithm and Onity [18] Management's Comments on Operating Environment and Future Outlook - The management noted a challenging operating environment with low delinquency rates and origination volume, but recent indicators show improvement [14] - For 2026, the company forecasts service revenue growth of $165 million to $185 million and adjusted EBITDA of $15 million to $20 million, reflecting anticipated growth in the origination market [16][17] Other Important Information - The cooperative brokerage agreement with Rithm expired on August 31, 2025, and the company expects a reduction in service revenue from this change [9] - The company is optimistic about its sales wins, which are expected to offset anticipated revenue losses from Rithm and Onity [10] Q&A Session Summary - No questions were raised during the Q&A session, and the call concluded with positive remarks about the company's performance and growth prospects [19][20]

Financial Data and Key Metrics Changes - Service revenue for 2025 increased by 7% to $161.3 million, with adjusted EBITDA improving by $900,000 or 5% to $18.3 million [5][6] - GAAP loss before income taxes improved to $14.1 million from $32.9 million in 2024, primarily due to lower interest expenses [6] - Fourth quarter 2025 service revenue was $39.9 million, up 4% year-over-year [7] Business Segment Data and Key Metrics Changes - The servicer and real estate segment service revenue for 2025 was $126 million, a 5% increase from the previous year, with adjusted EBITDA rising by 6% to $44.6 million [10][11] - The origination segment service revenue grew 16% to $35.2 million, with adjusted EBITDA increasing 19% to $2.9 million [12][13] - Corporate adjusted EBITDA loss was $29.3 million, reflecting increased costs primarily due to non-recurring benefits and higher foreign currency expenses [14] Market Data and Key Metrics Changes - 90-plus day mortgage delinquency rates increased to 1.45% in December 2025, with foreclosure starts growing by 25% and foreclosure sales by 17% compared to 2024 [14][15] - Total mortgage origination unit volume increased by 19% in 2025, driven by a 92% increase in refinance volume [15] Company Strategy and Development Direction - The company aims to achieve a run rate of $45 million in adjusted EBITDA by the fourth quarter of 2028 through its Project 45 strategic initiatives [18][19] - The focus is on diversifying revenue, ramping newly won business, and maintaining cost discipline to mitigate anticipated revenue losses from Rithm and Onity [19] Management's Comments on Operating Environment and Future Outlook - The management noted a challenging operating environment with low delinquency rates and origination volume, but recent indicators show improvement [14] - For 2026, the company forecasts service revenue growth of $165 million to $185 million and adjusted EBITDA of $15 million to $20 million, reflecting anticipated growth in the origination segment [17] Other Important Information - The cooperative brokerage agreement with Rithm expired on August 31, 2025, and the company expects a reduction in service revenue from this change [9] - The company ended 2025 with $26.6 million in unrestricted cash [6] Q&A Session Summary - No questions were raised during the Q&A session, and the call concluded with positive remarks about the company's performance and growth prospects [20][21]

Core Insights - Altisource Portfolio Solutions reported improved financial results for 2025, with service revenue increasing by 7% year over year to $161.3 million, driven by growth in both business segments [5][6] - The company narrowed its GAAP loss before income taxes to $14.1 million in 2025 from $32.9 million in 2024, primarily due to lower interest expenses from a revised capital structure [4][6] - Altisource's adjusted EBITDA for the total company increased by 5% to $18.3 million, despite higher corporate segment costs [5][6] Financial Performance - In Q4 2025, Altisource posted service revenue of $39.9 million, a 4% increase from the prior-year quarter, with adjusted EBITDA remaining flat at $11.4 million [2][6] - The company ended 2025 with $26.6 million in unrestricted cash, indicating improved cash flow management [3] Segment Performance - The servicer and real estate segment saw a 5% increase in service revenue to $126.0 million, with adjusted EBITDA rising 6% to $44.6 million [10] - The origination segment experienced a 16% increase in service revenue to $35.2 million, with adjusted EBITDA rising 19% to $2.9 million [12] Strategic Developments - Altisource is adjusting its 2026 outlook based on the expiration of the cooperative brokerage agreement with Rithm and the termination of servicing agreements with Onity, which are expected to reduce service revenue [7][8][9] - The company anticipates strong growth in the origination segment as recent wins scale and pipeline opportunities convert [12][14] Future Guidance - For 2026, Altisource forecasts service revenue between $165 million and $185 million, with adjusted EBITDA expected to be between $15 million and $20 million [14][15] - The company aims for a $45 million adjusted EBITDA run rate by Q4 2028 as part of "Project 45," supported by growth in various business areas [16]

ALTISOURCE PORTFOLIO SOLUTIONS FOURTH QUARTER 2025 SUPPLEMENTARY INFORMATION © 2026 Altisource All Rights Reserved. DISCLAIMER This presentation contains forward-looking statements that involve a number of risks and uncertainties. These forward-looking statements include all statements that are not historical fact, including statements that relate to, among other things, future events or our future financial / operating performance or financial condition. These statements may be identified by words such as ...

Exhibit 99.1 FOR FURTHER INFORMATION CONTACT: FOR IMMEDIATE RELEASE Michelle D. Esterman Chief Financial Officer T: (770) 612-7007 E: Michelle.Esterman@altisource.com ALTISOURCE ANNOUNCES FOURTH QUARTER AND FULL YEAR 2025 FINANCIAL RESULTS Luxembourg, March 4, 2026 - Altisource Portfolio Solutions S.A. ("Altisource" or the "Company") (NASDAQ: ASPS), a leading provider and marketplace for the real estate and mortgage industries, today reported financial results for the fourth quarter and full year 2025. "We ...

Core Viewpoint - Altisource Portfolio Solutions S.A. reported strong financial performance for the full year and fourth quarter of 2025, driven by disciplined execution, reduced interest expenses, and significant sales wins, positioning the company for future growth despite anticipated legacy revenue losses [2][3]. Financial Performance - For the full year 2025, Service revenue increased by $10.9 million, or 7%, reaching $161.3 million, while Adjusted EBITDA rose by $0.9 million, or 5%, to $18.3 million [2][5]. - The company improved its GAAP loss before income taxes by $18.7 million to $14.1 million, and net income attributable to Altisource was $1.6 million, a $37.3 million improvement compared to 2024 [5][9]. - Diluted earnings per share for 2025 were $0.15, reflecting a significant improvement of $10.14 compared to the previous year [5][9]. Fourth Quarter Highlights - In Q4 2025, Service revenue was $39.9 million, a 4% increase from $38.5 million in Q4 2024 [8][9]. - The company reported a loss before income taxes of $(8.1) million, which was an improvement from $(8.4) million in Q4 2024 [8][9]. - Adjusted EBITDA for Q4 2025 was $4.0 million, down 15% from $4.7 million in Q4 2024 [8][9]. Inventory and Sales Pipeline - As of February 15, 2026, the company reported a foreclosure auction inventory of 10.1 thousand, a 154% increase from 4.0 thousand in September 2025 [4]. - The total REO inventory reached 13.5 thousand, up 137% from 5.7 thousand in September 2025 [4]. - The weighted average sales pipeline was estimated between $30.4 million and $38.0 million, indicating strong potential for future revenue generation [4]. Industry Context - Industrywide foreclosure initiations were 25% higher in 2025 compared to 2024, although still 19% lower than pre-COVID-19 levels in 2019 [9]. - Mortgage origination unit volume increased by 19% in 2025, driven by a 92% increase in refinance origination [9].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR Commission File Number: 1-34354 ALTISOURCE PORTFOLIO SOLUTIONS S.A. (Exact name of registrant as specified in its Charter) ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Luxembourg 98-0554932 (State or other ...

Core Insights - Lenders One Cooperative has officially launched its 2026 Annual Summit in Fort Lauderdale, aimed at supporting its members' profitability through cost reduction and revenue maximization [1][2] - The event marks the first under the leadership of new President Rick Seehausen, who emphasizes the importance of connections and shared best practices within the Cooperative [2][3] Membership and Growth - Over the past year, Lenders One has welcomed 35 new member companies, highlighting the Cooperative's ongoing strength and appeal [2] - The strategic vision presented by President Seehausen focuses on accelerating membership growth and enhancing capital markets offerings to improve profitability for members [3][4] Event Activities - The Summit features educational sessions, peer group roundtables, and strategic provider meetings aimed at fostering connections and unlocking new opportunities in origination, capital markets, and operational services [4] Market Position - Lenders One remains committed to empowering its members with scale, buying power, and strategic relationships to drive sustainable growth in evolving market conditions [5] - In 2024, Lenders One members collectively originated approximately $350 billion in mortgages, making it the largest retail mortgage entity in the U.S. [6]

Core Viewpoint - Altisource Portfolio Solutions S.A. is set to report its earnings for the fourth quarter of 2025 on March 4, 2026, with a press release and presentation available on its Investor Relations website [1]. Group 1: Earnings Report - The earnings report for the fourth quarter of 2025 will be released on March 4, 2026 [1]. - A conference call to discuss the results will take place at 8:30 a.m. EST on the same day [2]. - A replay of the conference call will be accessible approximately two hours after the call and will remain available for about 30 days [2]. Group 2: Company Overview - Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries [3]. - The company combines operational excellence with innovative services and technologies to address the demands of changing markets [3].