Group 1 - The former deputy governor and party committee member of the Bank of China Inner Mongolia branch, Liu Ming, is under investigation for serious violations of discipline and law [1] - The investigation is being conducted by the Central Commission for Discipline Inspection and the National Supervisory Commission stationed at the Bank of China, as well as the Liaoning Provincial Commission for Discipline Inspection and Supervision [1]

Investment Rating - The report assigns a rating of "Accumulate" to the company with a target price of 4.43 HKD, representing a potential upside of 12.7% from the current price of 3.79 HKD [5][11]. Core Insights - The company has shown strong growth in non-interest income, with a year-on-year increase of 21.32%, while net interest income decreased by 4.81% due to a slight reduction in net interest margin [3][11]. - The total assets of the company reached 340,690 billion RMB, reflecting a 5.05% increase from the previous year, indicating steady growth in the asset-liability scale [4]. - The company maintains a solid provision coverage ratio of 198.86%, which has improved by 7.20 percentage points compared to the previous year, demonstrating effective management of non-performing loans [4][11]. Financial Performance Summary - For the first three quarters of 2024, the company reported operating income of 479.1 billion RMB, a year-on-year increase of 1.74%, and a net profit attributable to shareholders of 175.8 billion RMB, up by 0.52% [2]. - The net interest income for the same period was 336 billion RMB, down 4.81%, while non-interest income was 143.1 billion RMB, up 21.32% [3]. - The company’s basic earnings per share (EPS) for the first three quarters of 2024 was 0.55 RMB [2]. Asset and Liability Management - As of September 2024, total liabilities amounted to 311,950 billion RMB, an increase of 5.12% from the end of the previous year, with customer deposits totaling 237,106 billion RMB, up 3.51% [4]. - The loan balance reached 214,359 billion RMB, reflecting a growth of 7.38% year-on-year, with corporate loans accounting for 145,965 billion RMB and personal loans for 67,833 billion RMB [4]. Valuation Metrics - The report forecasts the company's EPS for 2024, 2025, and 2026 to be 0.75, 0.77, and 0.80 RMB respectively, with corresponding price-to-book (P/B) ratios of 0.44, 0.41, and 0.38 [11][26]. - The company has a dividend yield of 6.84%, indicating a strong dividend-paying capability [11].

Group 1 - The Board of Directors of Bank of China Limited has approved the appointment of Mr. Zhang Hui as the President of the bank, effective from December 23, 2024 [1] - Mr. Zhang Hui has not held any directorships in other listed companies in the past three years and has no relationships with any directors, senior management, or major shareholders of the bank [2] - The bank's Board guarantees the accuracy and completeness of the announcement, taking legal responsibility for its content [3] Group 2 - Mr. Zhang Hui's compensation will include a basic annual salary, performance-based annual salary, and contributions to social insurance and housing provident fund, subject to approval by the Board and shareholders [4] - Additional information regarding Mr. Zhang Hui's resume is available on the Shanghai Stock Exchange and the bank's official website [5] - There are no other disclosures required under the Hong Kong Stock Exchange Listing Rules regarding Mr. Zhang Hui's appointment [6]

Group 1 - The core point of the article is the appointment of Zhang Hui as the new president of the Bank of China, effective from December 23 [1] - The board of directors approved Zhang Hui's appointment on December 2, and the approval from the National Financial Regulatory Administration has been received [1] - This change in leadership is part of the bank's ongoing management strategy [1]

证券代码：601988 证券简称：中国银行 公告编号：临 2024-064 特此公告 中国银行股份有限公司 关于行长张辉先生任职的公告 中国银行股份有限公司董事会 中国银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 2024 年 12 月 2 日，中国银行股份有限公司（简称"本行"）董事 会批准聘任张辉先生为本行行长。本行已收到国家金融监督管理总局 核准张辉先生本行行长任职资格的批复。自 2024 年 12 月 23 日起，张 辉先生就任本行行长。 张辉先生的简历请见本行 2024 年 12 月 2 日刊登在上海证券交易 所网站（www.sse.com.cn）和本行网站（www.boc.cn）的《中国银行 股份有限公司董事会决议公告》。 张辉先生的薪酬按照有关规定执行，主要包括基本年薪、绩效年 薪、各项社会保险和住房公积金的单位缴费等，相关薪酬分配方案经 董事会人事和薪酬委员会审议后报董事会审议，并提交股东大会审 批。本行高级管理人员的具体薪酬可参考本行年度报告和有关公告。 就本行董事所知及除上文所披露外，张辉先生 ...

Group 1 - The banking industry in China has an overall increase of 0.72%, with 40 stocks rising, including Qingnong Commercial Bank, Pudong Development Bank, and Suzhou Bank, which saw increases of 2.32%, 1.71%, and 1.52% respectively [1] - China Bank's stock price reached a historical high, rising by 0.93% to 5.41 yuan, with a trading volume of 71.22 million shares and a transaction amount of 383 million yuan, resulting in a total market capitalization of 1,140.241 billion yuan [3] - Only one stock experienced a decline, with Postal Savings Bank showing a decrease of 0.18% [4] Group 2 - The latest margin trading balance for the stock is 1.278 billion yuan, with a financing balance of 1.266 billion yuan, reflecting a decrease of 61.8465 million yuan over the past 10 days, which is a 4.66% decline [2]

北京市朝阳区东三环中路1号 环球金融中心办公楼东楼18层 邮编：100020 18th Floor, East Tower, World Financial C 1 Dongsanhuan Zhonglu Chaovang District Beijing, 100020 P.R. China +86 10 5878 5588 86 10 5878 5566 北京市金杜律师事务所 关于中国银行股份有限公司 2024年第三次临时股东大会 t律师事务所 之法律意见书 致:中国银行股份有限公司 北京市金杜律师事务所（以下简称本所）接受中国银行股份有限公司（以下 简称公司）委托,根据《中华人民共和国证券法》《中华人民共和国公司法》(以 下简称《公司法》)、中国证券监督管理委员会《上市公司股东大会规则(2022年 修订 )》(以下简称《股东大会规则》)等中华人民共和国境内(以下简称中国境内, 为本法律意见书之目的,不包括中国香港特别行政区、中国澳门特别行政区和中 国台湾地区）现行有效的法律、法规、规范性文件和现行有效的《中国银行股份 有限公司章程》(以下简称《公司章程》)有关规定,指派律师出席了公司于 2024 年 1 ...

证券代码：601988 证券简称：中国银行 公告编号：临 2024-062 本行董事会人事和薪酬委员会已审议通过本议案，并同意将该议 案提交董事会审批。 中国银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性 承担法律责任。 1. 关于刘辉先生的董事会专业委员会任职 赞成：12 反对：0 弃权：0 非执行董事刘辉先生因利益冲突回避表决。 2. 关于楼小惠女士的董事会专业委员会任职 赞成：12 反对：0 弃权：0 1 非执行董事楼小惠女士因利益冲突回避表决。 中国银行股份有限公司董事会决议公告 中国银行股份有限公司（简称"中国银行"或"本行"）于 2024 年 12 月 20 日在北京以现场表决方式召开了 2024 年第十二次董事会会 议，会议通知于 2024 年 12 月 13 日通过书面及电子邮件方式送达至本 行所有董事和监事。本次会议由董事长葛海蛟先生主持，会议应出席 董事 13 名，亲自出席董事 13 名。监事会成员及高级管理层成员列席 了会议。会议的召开符合《中华人民共和国公司法》等有关法律、行 政法规、部门规章、规范性文件和 ...

2024 年第三次临时股东大会决议公告 证券代码：601988 证券简称：中国银行 公告编号：临 2024-063 中国银行股份有限公司 1 本次会议是否有否决议案：无 一、 会议召开和出席情况 国银行总行大厦 (三) 出席会议的普通股股东及其持有股份情况： | 1、出席会议的股东和代理人人数（包括现场出席及 通过网络投票出席） | | | --- | --- | | | 2,925 | | 其中：A 股股东人数 | 2,922 | | 股股东人数 H | | | | 3 | | 2、出席会议的股东所持有表决权的股份总数（股） | | | | 235,765,928,050 | | 股股东持有股份总数 其中：A | | | | 198,073,202,692 | | H 股股东持有股份总数 | | | | 37,692,725,358 | | 3、出席会议的股东所持有表决权股份数占本行有表 决权股份总数的比例（%） | | | | 80.086856 | | 其中：A 股股东持股占股份总数的比例（%） | | | | 67.283090 | | H 股股东持股占股份总数的比例（%） | | | | 12.80 ...

董事名單與其角色和職能 中國銀行股份有限公司董事會（「董事會」）成員載列如下： 廖長江 崔世平 讓‧路易‧埃克拉 喬瓦尼‧特里亞 董事長 葛海蛟 執行董事、副行長 林景臻 非執行董事 張勇 張建剛 黃秉華 劉輝 師永彥 樓小惠 獨立非執行董事 劉曉蕾 1 董事會設立6個委員會。下表提供各董事會成員在這些委員會中所擔任的職位： | | 委員會 | | 企業文化與 | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | | | 戰略發展 | 消費者權益 | | 風險政策 | 人事和薪酬 | 關聯交易 | | 董事 | | 委員會 | 保護委員會 | 審計委員會 | 委員會 | 委員會 | 控制委員會 | | 葛海蛟 | | C | | | | | | | 林景臻 | | | M | | M | | | | 張勇 | | M | | M | C | | | | 張建剛 | | M | | M | | | | | 黃秉華 | | | C | | M | M | | | 劉輝 | | M | | | M | | M | | 師永彥 | | M | M ...