Table of Contents FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of Foreign Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of April 2025 Commission File Number: 001-12568 BBVA Argentina Bank S.A. (Translation of registrant's name into English) 111 Córdoba Av, C1054AAA Buenos Aires, Argentina (Address of principal executive offices) Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F ...

Banco BBVA Argentina S.A. (NYSE:BBAR) Q4 2024 Earnings Conference Call March 6, 2025 10:00 AM ET Company Participants Belen Fourcade - Investor Relations Manager Carmen Morillo Arroyo - Chief Financial Officer Conference Call Participants Carlos Gomez-Lopez - HSBC Adriano Mariani - Sagil Capital Operator Good morning, everyone, and welcome to BBVA's Argentina 4Q '24 and Fiscal Year 2024 results conference call. Today with us are Mrs. . Belen Fourcade, Investor Relations Manager; and Mrs. . Carmen Morillo Ar ...

BBVA Argentina 4Q24 & 2024 Earnings Conference Call 4Q 24 Buenos Aires - March 6th, 2025 BBVA Argentina Webcast Presentation 1 Safe Harbor Statement This press release contains certain forward-looking statements that reflect the current views and/or expectations of Banco BBVA Argentina and its management with respect to its performance, business and future events. We use words such as "believe," "anticipate," "plan," "expect," "intend," "target," "estimate," "project," "predict," "forecast," "guideline," "s ...

Group 1 - Banco BBVA (BBAR) has shown a year-to-date return of 10.3%, outperforming the average gain of 5.9% in the Finance sector [4] - The Zacks Consensus Estimate for BBAR's full-year earnings has increased by 46.7% in the past quarter, indicating improved analyst sentiment [4] - Banco BBVA holds a Zacks Rank of 1 (Strong Buy), suggesting a favorable outlook for the stock [3] Group 2 - Banco BBVA is part of the Banks - Foreign industry, which consists of 68 stocks and has gained an average of 6.4% this year, indicating better performance compared to its industry peers [6] - First Bancorp (FBP), another stock in the Finance sector, has a year-to-date return of 11.8% and a Zacks Rank of 2 (Buy) [5] - The Banks - Southeast industry, to which First Bancorp belongs, is ranked 18 and has increased by 5.6% this year [6] Group 3 - The Finance sector, which includes 871 individual stocks, is currently ranked 1 in the Zacks Sector Rank [2] - The Zacks Rank system identifies stocks with characteristics likely to outperform the market over the next one to three months, focusing on earnings estimate revisions [3] - Investors should monitor Banco BBVA and First Bancorp for potential continued strong performance in the Finance sector [7]

Core Insights - The article emphasizes the importance of the Zacks Rank system, which focuses on earnings estimates and revisions to identify strong stocks [1] - Value investing is highlighted as a favored strategy that seeks to find undervalued companies through fundamental analysis and traditional valuation metrics [2] Company Analysis: BBVA Banco Frances (BBAR) - BBAR has a Zacks Rank of 1 (Strong Buy) and an A grade for Value, indicating strong investment potential [4] - The current P/E ratio for BBAR is 8.43, which is lower than the industry average of 9.33. Over the past 12 months, BBAR's Forward P/E has ranged from 4.39 to 11.20, with a median of 6.19 [4] - BBAR's P/B ratio is 1.76, which is competitive compared to the industry average of 1.82. The P/B ratio has fluctuated between 0.18 and 1.82 over the past year, with a median of 0.80 [5] - The P/S ratio for BBAR is 0.69, significantly lower than the industry average of 1.26, indicating potential undervaluation [6] - BBAR's P/CF ratio stands at 9.07, which is attractive compared to the industry's average of 14.79. The P/CF ratio has varied from 2.05 to 9.35 over the past year, with a median of 4.58 [7] Company Analysis: Grupo Supervielle (SUPV) - Grupo Supervielle also holds a Zacks Rank of 1 (Strong Buy) and an A grade for Value, suggesting it is another strong investment option [8] - The P/B ratio for Grupo Supervielle is 2.02, which is above the industry average of 1.82. Its P/B ratio has ranged from 0.25 to 2.16 over the past year, with a median of 0.88 [8] Conclusion - Both BBVA Banco Frances and Grupo Supervielle are identified as likely undervalued stocks, with strong earnings outlooks making them standout options for value investors [9]

Company Performance - Banco BBVA (BBAR) has gained approximately 22.1% year-to-date, outperforming the Finance sector average gain of 21.3% [4] - The Zacks Consensus Estimate for Banco BBVA's full-year earnings has increased by 46.7% over the past quarter, indicating improved analyst sentiment and earnings outlook [3] - Banco BBVA is currently rated 1 (Strong Buy) in the Zacks Rank system, which emphasizes earnings estimates and revisions [3] Industry Context - Banco BBVA belongs to the Banks - Foreign industry, which consists of 68 individual stocks and is currently ranked 136 in the Zacks Industry Rank [5] - The average gain for the Banks - Foreign industry so far this year is 15.5%, showing that Banco BBVA is performing better than its industry peers [5] - FlexShopper Inc. (FPAY), another Finance stock, has returned 25.7% year-to-date and is rated 2 (Buy) in the Zacks Rank system [4][5]

Financial Performance - Net interest income for the nine-month period ended September 30, 2024, was ARS 2,268,473,038, a slight decrease from ARS 2,284,336,597 in the same period of 2023, indicating a decline of about 0.69%[12] - Net income for the period attributable to owners of the Parent reached ARS 270,384,184 for the nine months ended September 30, 2024, up from ARS 232,478,333 in the prior year, representing an increase of approximately 16.3%[15] - Basic earnings per share increased to ARS 441.2922 for the nine-month period ended September 30, 2024, compared to ARS 379.4263 in the same period of 2023, reflecting a growth of about 16.3%[15] - The bank reported net operating income of ARS 2,746,702,312 for the nine-month period ended September 30, 2024, compared to ARS 2,612,198,150 in the same period of 2023, indicating an increase of approximately 5.2%[12] - Net income for the period ended September 30, 2024, was ARS 99,212,200, compared to ARS 30,545,541 for the same period in 2023, representing an increase of 225%[18] - Total comprehensive income for the period was ARS 26,108,452, a significant increase from ARS 442,975 in the previous year[18] - The company reported an income before income tax of ARS 401,068,375 for the period ended September 30, 2024, up from ARS 361,890,112 in 2023, reflecting an increase of 11%[28] Assets and Liabilities - Total assets increased to ARS 12,552,531,436 as of September 30, 2024, compared to ARS 12,345,806,707 at the end of 2023, reflecting a growth of approximately 1.68%[5] - Total liabilities rose to ARS 10,162,136,171 as of September 30, 2024, from ARS 9,475,025,492 at the end of 2023, marking an increase of approximately 7.3%[8] - Deposits increased significantly to ARS 8,529,728,957 as of September 30, 2024, compared to ARS 7,336,126,060 at the end of 2023, showing a growth of around 16.3%[8] - The bank's total equity decreased to ARS 2,390,395,265 as of September 30, 2024, from ARS 2,870,781,215 at the end of 2023, reflecting a decline of about 16.7%[9] - Cash and cash equivalents at the end of the fiscal period increased to ARS 3,024,431,772 from ARS 1,478,067,747, representing a growth of 104.0% year-over-year[31] Income and Expenses - Interest income for the nine-month period ended September 30, 2024, was ARS 3,548,703,829, compared to ARS 4,645,033,251 in the same period of 2023, representing a decrease of approximately 23.7%[12] - The company experienced a loss from financial instruments at fair value through OCI of ARS (76,972,513) for the period ended September 30, 2024, compared to a loss of ARS (35,836,119) in 2023[18] - The total income tax expense for the quarter ended September 30, 2024, is $(15,092,567), compared to $3,931,273 for the same period in 2023[142] Cash Flows - Cash flows generated by operating activities for the nine-month period ended September 30, 2024, amounted to ARS 2,521,697,947, compared to ARS 748,379,602 in 2023, indicating a growth of 237%[28] - Total cash flows used in investing activities decreased to ARS (31,172,595) from ARS (35,758,403), a reduction of 13.5%[31] - Total cash flows generated by financing activities improved significantly to ARS 49,639,859 from ARS (63,338,452), indicating a turnaround in financing operations[31] Loans and Financing - Total loans and other financing increased to $5,432,380,041 as of September 30, 2024, up from $3,982,213,987 at December 31, 2023, representing a growth of approximately 36.5%[121] - Credit card loans rose to $1,515,424,822, an increase of 7% from $1,416,419,526 as of December 31, 2023[121] - Consumer loans surged to $583,093,748, reflecting a significant increase of 90% compared to $306,038,957 at the end of 2023[121] Taxation - The effective tax rate for the period ended September 30, 2024, is 32%, down from 35% in 2023[142] - Deferred tax assets related to tax losses increased to $93,674,800 as of September 30, 2024, from $2,537,225 as of December 31, 2023[140] - The total deferred tax liability increased to $(144,469,754) as of September 30, 2024, compared to $(153,361,021) as of December 31, 2023[140] Economic Environment - Year-over-year inflation for the nine-month period ended September 30, 2024, was 101.58%, slightly down from 103.15% in the same period of 2023[60] - The Argentine peso experienced a devaluation of nearly 55% since the end of 2019, with the gap between official and market dollar prices narrowing to approximately 15% as of September 30, 2024[37] - The new Argentine administration has implemented emergency measures aimed at reducing the fiscal deficit and softening economic regulations[39] Corporate Structure - Banco BBVA Argentina operates a network of 239 national branches and is 66.55% controlled by Banco Bilbao Vizcaya Argentaria S.A.[34] - The financial statements were prepared in accordance with the BCRA's financial reporting framework, based on IFRS standards[44]

Core Viewpoint - Banco BBVA has been upgraded to a Zacks Rank 1 (Strong Buy) due to an upward trend in earnings estimates, which is a significant factor influencing stock prices [1][3]. Earnings Estimates and Stock Price Impact - The Zacks rating system is based on changes in earnings estimates, which are closely correlated with near-term stock price movements [4][6]. - Rising earnings estimates for Banco BBVA indicate an improvement in the company's underlying business, likely leading to increased stock prices [5][8]. Zacks Rank System - The Zacks Rank system classifies stocks into five groups based on earnings estimates, with Zacks Rank 1 stocks historically generating an average annual return of +25% since 1988 [7][9]. - Only the top 5% of Zacks-covered stocks receive a 'Strong Buy' rating, indicating superior earnings estimate revisions [10][11]. Earnings Estimate Revisions for Banco BBVA - Analysts expect Banco BBVA to earn $1.94 per share for the fiscal year ending December 2024, reflecting a year-over-year change of 10.2% [8]. - The Zacks Consensus Estimate for Banco BBVA has increased by 3.2% over the past three months, indicating positive sentiment among analysts [8].

Group 1: LATAM Airlines Group - LATAM Airlines Group offers domestic and international passenger and cargo air services primarily in Chile, the United States, the South Pacific, Europe, and Latin America [1] - The company carries a Zacks Rank 1 (Strong Buy) and has seen a 26.4% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [1] - LATAM Airlines has a price-to-earnings ratio (P/E) of 9.41, significantly lower than the industry average of 17.60, and possesses a Value Score of A [2] Group 2: BBVA Banco Frances - BBVA Banco Frances provides retail and corporate banking services to individuals, SMEs, and large-sized companies [1] - The company also carries a Zacks Rank 1 and has experienced a 3.2% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [1] - BBVA Banco Frances has a price-to-earnings ratio (P/E) of 9.91, which is slightly lower than the industry average of 10.20, and holds a Value Score of A [3] Group 3: McKesson - McKesson is a healthcare services and information technology company that distributes branded and generic pharmaceutical drugs along with other healthcare-related products globally [1] - The company has a Zacks Rank 1 and has seen a 2.3% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [1] - McKesson has a price-to-earnings ratio (P/E) of 17.42, which is significantly lower than the industry average of 34.90, and also possesses a Value Score of A [4]

Core Viewpoint - The article emphasizes the importance of value investing and highlights BBVA Banco Frances (BBAR) as a strong value stock based on various valuation metrics [2][8]. Valuation Metrics - BBAR has a Zacks Rank of 2 (Buy) and an A for Value, indicating strong potential for value investors [4]. - The stock's P/E ratio is 9.45, which is lower than the industry average of 9.63, suggesting it may be undervalued [4]. - BBAR's P/B ratio stands at 0.96, significantly lower than the industry's average P/B of 1.74, indicating attractive valuation [5]. - The P/S ratio for BBAR is 0.61, compared to the industry's average P/S of 1.32, further supporting its undervaluation [6]. - BBAR's P/CF ratio is 4.74, well below the industry's average P/CF of 14.06, highlighting its solid cash outlook [7]. Overall Assessment - The combination of these metrics suggests that BBAR is likely undervalued at present, making it an impressive value stock with a strong earnings outlook [8].