Financial Performance - Recurring Net Income reached R$6319 million in 2Q21, a 632% increase compared to 2Q20[12] - Accumulated ROAE was 141%[8] - The Operating Efficiency Ratio (ER) for the accumulated 12 months was 457%[8] - Total Revenues increased by 59% from 1H19 to 1H21, reaching R$71030 million[14] - Total Expenses decreased by 73% from 1H19 to 1H21, amounting to R$22194 million[14] Loan Portfolio & Credit Risk - Expanded Loan Portfolio totaled R$726453 billion, with a 30% increase quarter-over-quarter and a 99% increase year-over-year[8, 25] - Loans to Companies accounted for 607% of the total expanded loan portfolio in Jun/21, with Large Corporates comprising 403% and Micro, Small and Medium-Sized Enterprises 204%[25] - Loans to Individuals represented 393% of the total expanded loan portfolio in Jun/21[25] - The bank's Allowance For Loan Losses (ALL) exhibited a coverage ratio of 117% over 90 days + renegotiated[31] Digitalization & Customer Base - Digital Clients increased by 14% from Jun-19 to Jun-20 and by 13% from Jun-20 to Jun-21, reaching 225 million[95] - Mobile Financial Transactions saw a significant increase, with 5996 million in 1H21[95] - Total Clients Organization reached 712 million in 2Q21[57]

Banco Bradesco S.A. (NYSE:BBD) Q2 2021 Earnings Conference Call August 4, 2021 12:30 PM ET Company Participants Carlos Firetti - Business Controller and Market Relations Director Octavio de Lazari Jr. - CEO André Cano - Executive Vice President Leandro Miranda - Executive Director and IRO Oswaldo Fernandes - CFO Ivan Gontijo - CEO, Bradesco Seguros Renato Ejnisman - CEO, Banco Next Conference Call Participants Mario Pierry - Bank of America Operator Good morning, ladies and gentlemen, and thank you for wa ...

Banco Bradesco S.A. (NYSE:BBD) Q1 2021 Earnings Conference Call May 5, 2021 12:30 PM ET Company Participants Carlos Firetti - Business Controller and Market Relations, Director Leandro Miranda - Executive Director, Investor Relations Octavio de Lazari - Chief Executive Officer Conference Call Participants Jorge Kuri - Morgan Stanley Mario Pierry - Bank of America Jason Mollin - Scotia Bank Tito Labarta - Goldman Sachs Thiago Batista - UBS Carlos Gomez - HSBC Operator Good morning, ladies and gentlemen and t ...

Common Shares New York Stock Exchange* " Not for trading, but only in connection with the registration of ADSs pursuant to the requirements of the SEC. Securities registered or to be registered pursuant to Section 12(g) of the Act: None. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F 区 □ □ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For ...

Banco Bradesco S.A. (NYSE:BBD) Q4 2020 Results Conference Call February 4, 2021 11:30 AM ET Company Participants Carlos Firetti - Market Relations Director and Head of IR Octavio de Lazari - CEO Andre Rodrigues Cano - EVP and CFO Ivan Gontijo - Chief Executive Officer, Bradesco Seguros Leandro Miranda - Executive Director, Investor Relations Conference Call Participants Mario Pierry - Bank of America Jorge Kuri - Morgan Stanley Geoffrey Elliott - Autonomous Research Operator Greetings, ladies and gentlemen, ...

Banco Bradesco S.A. (NYSE:BBD) Q3 2020 Results Conference Call October 29, 2020 12:30 PM ET Company Participants Carlos Firetti - Director and Head of IR Octavio de Lazari - Chief Executive Officer André Cano - EVP and CFO Vinicius Albernaz - Chief Executive Officer, Bradesco Seguros Group Leandro Araujo - Executive Director and IRO Conference Call Participants Mario Pierry - Bank of America Geoffrey Elliott - Autonomous Mario Pierry - Bank of America Operator Ladies and gentlemen, thank you for waiting. We ...

Banco Bradesco SA (NYSE:BBD) Q2 2020 Results Conference Call July 30, 2020 12:30 PM ET Company Participants Carlos Firetti - Market Relations Director Octavio de Lazari - Chief Executive Officer André Cano - EVP and CFO Vinicius Albernaz - Chief Executive Officer, Bradesco Seguros Group Leandro Miranda - Executive Director and IRO Conference Call Participants Jorge Kuri - Morgan Stanley Marcos Assumpção - Itaú BBA Nicolas Riva - Bank of America Jason Mollin - Scotiabank Operator Good morning, ladies and gen ...

BBD □ 区 □ □ SECURITIES AND EXCHANGE COMMISSION UNITED STATES Washington, D.C. 20549 FORM 20-F REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Comm ...