Financial Performance & Capital Adequacy - CET 1 Capital Ratio increased from 12.01% in Dec/22 to 12.12% in Dec/23[2] - Tier I Capital Ratio reached 13.91%[2] - BIS Ratio was 16.24% in Dec/22 and 16.65% in Dec/23[2] - Adjusted Net Income guidance for 2024 is projected to be between R$ 37 billion and R$ 40 billion[10] - The company reported the largest net income in its history in 2023[64] Loan Portfolio & Credit Quality - Loan Portfolio Expanded View increased by 10.3% from R$ 1,004.6 billion in Dec/22 to R$ 1,108.6 billion in Dec/23[23,73] - Sustainable Loan Portfolio increased by 4.8% from R$ 327.3 billion in Dec/22 to R$ 343.1 billion in Dec/23[23,95] - Agribusiness Loan Portfolio increased by 14.7%[80] - NPL +90d ratio for BB was 2.92% in Dec/23[45] - The company projects Loan Portfolio Expanded View to grow between 8% to 12%[4] Expenses & Efficiency - Administrative Expenses are expected to increase by 6% to 10%[11] - The company's cost-to-income ratio is 27.5%[51] - Adjusted Net Income increased by 11.4%[56,106] Sustainable Development - The company will begin monitoring projections for the sustainable portfolio, which covers credit lines with an environmental and social focus and financing of activities or segments that bring positive socio-environmental impacts[11] - The company projects Sustainable Loan Portfolio to grow between 5% to 9% in 2024[99]

While the proven Zacks Rank places an emphasis on earnings estimates and estimate revisions to find strong stocks, we also know that investors tend to develop their own individual strategies. With this in mind, we are always looking at value, growth, and momentum trends to discover great companies.Of these, value investing is easily one of the most popular ways to find great stocks in any market environment. Value investors use a variety of methods, including tried-and-true valuation metrics, to find these ...

Investors with an interest in Banks - Foreign stocks have likely encountered both Banco Do Brasil SA (BDORY) and Nordea Bank AB (NRDBY) . But which of these two stocks offers value investors a better bang for their buck right now? We'll need to take a closer look.Everyone has their own methods for finding great value opportunities, but our model includes pairing an impressive grade in the Value category of our Style Scores system with a strong Zacks Rank. The Zacks Rank favors stocks with strong earnings es ...

P U B L I C M E E T T I N G A N D E A R N I N G S P R E S E N T A T I O N | --- | --- | --- | --- | --- | --- | --- | --- | |-----------------|--------------------------|-------------------|-------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------|-------|-------| | | | | | | | | | | Earnings | | | | | | | | | | | | | | | | | | R$ billion 22.9 | Adjusted Net Income 26.1 | + 14.0% 9 ...

Banco do Brasil S.A. (OTCPK:BDORY) Q3 2023 Earnings Conference Call November 8, 2023 9:00 AM ET Company Participants Janaina Storti - Head, Investor Relations Geovanne Tobias - Chief Financial Officer Thiago Borsari - Strategy and Organization Officer Lucy Souza - President, APIMEC Felipe Prince - Chief Internal Controls and Risk Management Officer Conference Call Participants Daniel Vaz - Safra Tito Labarta - Goldman Sachs Gustavo Schroden - Bradesco Eduardo Rosman - BTG Pactual Renato Meloni - Autonomous ...

Banco do Brasil S.A. (OTCPK:BDORY) Q4 2022 Results Earnings Conference Call February 14, 2023 9:00 AM ET Company Participants Janaína Storti - General Manager, Investor Relations Tarciana Paula Gomes Medeiros - Chief Executive Officer Ricardo Forni - Chief Financial Officer Felipe Guimarães Geissler Prince - Chief Internal Controls and Risk Management Officer Daniel Maria - Director of Finance and Investor Relations Conference Call Participants Pedro Leduc - Itaú Securities Gustavo Schroden - Bradesco Corr ...

#interna | --- | --- | --- | --- | --- | --- | --- | --- | |-------|-----------------------------------------------------|-------|-------|-------|-------|-------|-------| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Earnings Release | 4Q22 | | | | | | | | For further info Point your mobile for MD&A 4Q22 | | | | | | | #interna | --- | --- | --- | --- | --- | |--------------------------------------------------------------------------------------------------|--------------------- ...

Banco do Brasil S.A. (OTCPK:BDORY) Q3 2022 Earnings Conference Call November 10, 2022 9:00 AM ET Company Participants JanaÃna Storti - General Manager, Investor Relations Fausto Ribeiro - Chief Executive Officer Ricardo Forni - Chief Financial Officer Renato Naegele - Vice President, Agribusiness Paula Teixeira - Vice President, Internal Controls & Risk Management Conference Call Participants Gustavo Schroden - Bradesco Eduardo Rosman - BTG Rafael Frade - Citi Marcelo Telles - Credit Suisse Jason Mollin - S ...

#interna | --- | --- | --- | |-------|-------|-------| | | | | | | | | | | | | | | | | For further info Point your mobile for MD&A 3Q22 #Pública Sustainable results generation 5.1 5.9 6.6 3Q21 4Q21 1Q22 2Q22 3Q22 14.3 16.6 18.1 20.6 21.8% 7.8 + 62.7% 3Q22/3Q21 8.4 R$ billion 9M22 22.8 R$ billion proximity, digital in practice and profitability + 50.9% 9M22/9M21 Added Value to the Society (R$) 57.8 R$ billion 42.9 R$ billion 9M21 9M22 ROE Adjusted Net Income 2 #Pública Loan growth with quality proximity, dig ...

#interna Earnings Presentation 2Q22 For further info Point your mobile for MD&A 2Q22 #Pública Growing and Sustainable Result proximity, digital in practice and profitability Adjusted Net Income 2Q22 R$ 7.8 billion Growth of 54.8% 2Q22/2Q21 | --- | --- | |------------------------------------------------|-------| | | | | R$ 14.4 billion Growth of 44.9% 1H22/1H21 | 20.6% | 2 #Pública 1H22/1H21 proximity, digital in practice and profitability Earnings Highlights Loan Portfolio¹ R$ 919.5 billion 19.9% growth 2.0 ...