BERKSHIRE HILLS BANCORP 1Q 2022 EARNINGS PRESENTATION April 20, 2022 F ORWAR D -L OOK I N G S TAT E M E N T S 2 This document contains "forward-looking statements" within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended, including statements regarding our outlook for earnings, net interest margin, fees, expenses, tax rates, capital and liquidity levels and other matters regarding or affecting Berkshire and its future bus ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-15781 BERKSHIRE HILLS BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 04-3510455 (State or other ...

Berkshire Hills Bancorp, Inc. (NYSE:BHLB) Q4 2021 Earnings Conference Call January 20, 2022 10:00 AM ET Company Participants Kevin Conn – IR and Corporate Development Officer Nitin Mhatre – President and CEO Subhadeep Basu – CFO Sean Gray – COO Greg Lindenmuth – CRO Conference Call Participants Mark Fitzgibbon – Piper Sandler Christopher Acano – KBW Laurie Hunsicker – Compass Point Operator Hello and welcome to the Berkshire Hills Bancorp. Q4 Earnings Release Conference Call. My name is Katie and I will be ...

BERKSHIRE HILLS BANCORP 4Q 2021 EARNINGS PRESENTATION January 20, 2022 F ORWAR D -L OOK I N G S TAT E M E N T S 2 This document contains "forward-looking statements" within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended, including statements regarding our outlook for earnings, net interest margin, fees, expenses, tax rates, capital and liquidity levels and other matters regarding or affecting Berkshire and its future b ...

Table of Contents Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, par value $0.01 per share BHLB The New York Stock Exchange UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: September 30, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period f ...

Berkshire Hills Bancorp, Inc. (NYSE:BHLB) Q3 2021 Earnings Conference Call October 21, 2021 10:00 AM ET Company Participants Kevin Conn - IR and Corporate Development Officer Nitin Mhatre - President and CEO Subhadeep Basu - CFO Sean Gray - COO Greg Lindenmuth - CRO Conference Call Participants Mark Fitzgibbon - Piper Sandler David Bishop - Seaport Research Partners Steven Duong - RBC Capital Markets Laurie Hunsicker - Compass Point Operator Hello, and welcome to the Berkshire Hills Bancorp Q3 Earnings Rele ...

Table of Contents Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, par value $0.01 per share BHLB The New York Stock Exchange UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: June 30, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from t ...

BERKSHIRE HILLS BANCORP 2Q 2021 EARNINGS PRESENTATION July 21, 2021 F ORWAR D -L OOK I N G S TAT E M E N T S 2 This document contains "forward-looking statements" within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended, including statements regarding our outlook for earnings, net interest margin, fees, expenses, tax rates, capital and liquidity levels and other matters regarding or affecting Berkshire and its future busi ...

Berkshire Hills Bancorp, Inc. (NYSE:BHLB) Q2 2021 Earnings Conference Call July 21, 2021 10:00 AM ET Company Representatives Nitin Mhatre - President, Chief Executive Officer of Berkshire Hills Bancorp Subhadeep Basu - Chief Financial Officer Sean Gray - Chief Operating Officer Greg Lindenmuth - Chief Risk Officer Kevin Conn - Investor Relations, Corporate Development Officer Conference Call Participants Mark Fitzgibbon - Sandler O'Neill Laurie Hunsicker - Compass Point Jake Civiello - Janney Operator Good ...

Table of Contents Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, par value $0.01 per share BHLB The New York Stock Exchange UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: March 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ...