Interim Consolidated Financial Statements Consolidated Statement of Income (Unaudited) (Canadian $ in millions, except as noted) For the three months ended For the nine months ended July 31, April 30, July 31, July 31, July 31, 2023 2023 2022 2023 2022 Interest, Dividend and Fee Income Loans $ 10,693 $ 10,005 $ 5,311 $ 28,892 $ 13,589 Securities (Notes 2 and 12) 3,099 2,895 1,505 8,132 3,824 Deposits with banks 1,029 882 228 2,950 360 14,821 13,782 7,044 39,974 17,773 Interest Expense Deposits 7,102 6,262 1 ...

BMO Financial Group Investor Presentation For the Quarter Ended April 30, 2023 May 24, 2023 Caution Regarding Forward-Looking Statements Bank of Montreal’s public communications often include written or oral forward-looking statements. Statements of this type are included in this document and may be included in other filings with Canadian securities regulators or the U.S. Securities and Exchange Commission, or in other communications. All such statements are made pursuant to the “safe harbor” provisions of, ...

Bank of Montreal (NYSE:BMO) Q2 2023 Earnings Conference Call May 24, 2023 8:15 AM ET Company Participants Christine Viau - Investor Relations Darryl White - Chief Executive Officer Tayfun Tuzun - Chief Financial Officer Piyush Agrawal - Chief Risk Officer Ernie Johannson - Head, BMO North American Personal and Business Banking Nadeem Hirji - Head, BMO Commercial Banking Dan Barclay - Head, BMO Capital Markets Deland Kamanga - Head, BMO Wealth Management Conference Call Participants John Aiken - Barclays Men ...

Interim Consolidated Financial Statements Consolidated Statement of Income (Unaudited) (Canadian $ in millions, except as noted) For the three months ended For the six months ended April 30, January 31, April 30, April 30, April 30, 2023 2023 2022 2023 2022 Interest, Dividend and Fee Income Loans $ 10,005 $ 8,194 $ 4,197 $ 18,199 $ 8,278 Securities (Notes 2 and 12) 2,895 2,138 1,252 5,033 2,319 Deposits with banks 882 1,039 74 1,921 132 13,782 11,371 5,523 25,153 10,729 Interest Expense Deposits 6,262 5,283 ...

Bank of Montreal (NYSE:BMO) Q1 2023 Results Conference Call February 28, 2023 7:15 AM ET Company Participants Christine Viau - Investor Relations Darryl White - Chief Executive Officer Tayfun Tuzun - Chief Financial Officer Piyush Agrawal - Chief Risk Officer Dave Casper - Chief Executive Officer, U.S. P&C Erminia Johannson - Group Head of North American Personal & Business Banking Conference Call Participants Ebrahim Poonawala - Bank of America Meny Grauman - Scotiabank Doug Young - Desjardin Capital Mark ...

Interim Consolidated Financial Statements Consolidated Statement of Income (Unaudited) (Canadian $ in millions, except as noted) For the three months ended January 31, October 31, January 31, 2023 2022 2022 Interest, Dividend and Fee Income Loans $ 8,194 $ 6,875 $ 4,081 Securities (Note 2) 2,138 1,766 1,067 Deposits with banks 1,039 483 58 11,371 9,124 5,206 Interest Expense Deposits 5,283 3,409 705 Subordinated debt 101 74 45 Other liabilities 1,966 1,874 437 7,350 5,357 1,187 Net Interest Income 4,021 3,7 ...

Bank of Montreal (NYSE:BMO) Q4 2022 Earnings Call Transcript December 1, 2022 8:30 AM ET Company Participants Christine Viau - Investor Relations Darryl White - Chief Executive Officer Tayfun Tuzun - Chief Financial Officer Piyush Agrawal - Chief Risk Officer Ernie Johannson - Head of Canadian P&C Dave Casper - Chief Executive Officer, U.S. P&C Dan Barclay - Chief Executive Officer & Group Head, BMO Capital Markets Conference Call Participants Ebrahim Poonawala - Bank of America Meny Grauman - Scotiabank Do ...

Bank of Montreal (NYSE:BMO) Q3 2022 Earnings Conference Call August 30, 2022 8:00 AM ET Company Participants Christine Viau - Investor Relations Darryl White - Chief Executive Officer Tayfun Tuzun - Chief Financial Officer Pat Cronin - Chief Risk Officer Dave Casper - Chief Executive Officer, U.S. P&C Conference Call Participants John Aiken - Barclays Ebrahim Poonawala - Bank of America Doug Young - Desjardin Capital Markets Scott Chan - Canaccord Genuity Gabriel Dechaine - National Bank Financial Paul Hold ...

Bank of Montreal (NYSE:BMO) Q2 2022 Results Conference Call May 25, 2022 8:15 AM ET Company Participants Christine Viau - Investor Relations Darryl White - Chief Executive Officer Tayfun Tuzun - Chief Financial Officer Pat Cronin - Chief Risk Officer Ernie Johannson - Head, Canadian P&C Dave Casper - Chief Executive Officer, U.S. P&C Dan Barkley - Chief Executive Officer, BMO Capital Markets Deland Kamanga - Head, BMO Wealth Management Conference Call Participants Ebrahim Poonawala - Bank of America Meny Gr ...