PART I – FINANCIAL INFORMATION [Item 1. Financial Statements](index=3&type=section&id=Item%201.%20Financial%20Statements) The unaudited consolidated financial statements for June 30, 2022, detail financial position, operations, and cash flows, showing decreased assets and equity but increased net income [Consolidated Statements of Financial Condition](index=3&type=section&id=Consolidated%20Statements%20of%20Financial%20Condition) As of June 30, 2022, total assets decreased to **$1.386 billion**, with stockholders' equity significantly reduced due to increased comprehensive loss Consolidated Balance Sheet Highlights (in thousands) | Account | June 30, 2022 | Dec 31, 2021 | | :--- | :--- | :--- | | **Total Assets** | **$1,386,461** | **$1,425,479** | | Total Cash and Due From Banks | $81,121 | $119,674 | | Loans, Net | $1,015,136 | $1,009,214 | | Total Securities | $213,505 | $224,974 | | **Total Liabilities** | **$1,272,689** | **$1,292,355** | | Total Deposits | $1,215,190 | $1,226,613 | | **Total Stockholders' Equity** | **$113,772** | **$133,124** | | Accumulated Other Comprehensive Loss | ($17,428) | ($927) | [Consolidated Statements of Income (Loss)](index=5&type=section&id=Consolidated%20Statements%20of%20Income%20%28Loss%29) For the six months ended June 30, 2022, net income increased to **$3.165 million**, despite a significant provision for loan losses in the quarter Key Income Statement Data (in thousands, except per share data) | Metric | Three Months Ended June 30, 2022 | Three Months Ended June 30, 2021 | Six Months Ended June 30, 2022 | Six Months Ended June 30, 2021 | | :--- | :--- | :--- | :--- | :--- | | Net Interest Income | $10,163 | $9,934 | $20,056 | $19,911 | | Provision (Recovery) For Loan Losses | $3,784 | ($1,200) | $3,784 | ($1,200) | | Total Noninterest Income | $2,105 | $2,219 | $4,718 | $5,393 | | Total Noninterest Expense | $8,410 | $13,722 | $17,066 | $23,117 | | **Net Income (Loss)** | **$118** | **($223)** | **$3,165** | **$2,622** | | **Diluted EPS** | **$0.02** | **($0.04)** | **$0.61** | **$0.48** | [Consolidated Statements of Comprehensive (Loss) Income](index=7&type=section&id=Consolidated%20Statements%20of%20Comprehensive%20%28Loss%29%20Income) For the six months ended June 30, 2022, the company reported a total comprehensive loss of **$13.336 million**, driven by unrealized losses on securities Comprehensive (Loss) Income Summary (in thousands) | Metric | Six Months Ended June 30, 2022 | Six Months Ended June 30, 2021 | | :--- | :--- | :--- | | Net Income | $3,165 | $2,622 | | Other Comprehensive (Loss) Income, Net of Tax | ($16,501) | ($1,693) | | **Total Comprehensive (Loss) Income** | **($13,336)** | **$929** | [Consolidated Statements of Changes In Stockholders' Equity](index=8&type=section&id=Consolidated%20Statements%20of%20Changes%20In%20Stockholders%27%20Equity) Stockholders' equity decreased to **$113.8 million** by June 30, 2022, primarily due to other comprehensive loss and treasury stock purchases Reconciliation of Stockholders' Equity (Six Months Ended June 30, 2022, in thousands) | Description | Amount | | :--- | :--- | | **Beginning Equity (Dec 31, 2021)** | **$133,124** | | Net Income | $3,165 | | Other Comprehensive Loss | ($16,501) | | Treasury stock purchased, at cost | ($3,988) | | Dividends Paid | ($2,474) | | Stock-Based Compensation & Options | $446 | | **Ending Equity (June 30, 2022)** | **$113,772** | [Consolidated Statements of Cash Flows](index=10&type=section&id=Consolidated%20Statements%20of%20Cash%20Flows) Cash and cash equivalents decreased by **$38.6 million** for the six months ended June 30, 2022, due to investing and financing activities Summary of Cash Flows (Six Months Ended June 30, in thousands) | Activity | 2022 | 2021 | | :--- | :--- | :--- | | Net Cash Provided by Operating Activities | $5,260 | $2,028 | | Net Cash Used in Investing Activities | ($19,007) | ($35,300) | | Net Cash (Used in) Provided by Financing Activities | ($24,806) | $44,371 | | **(Decrease) Increase in Cash and Cash Equivalents** | **($38,553)** | **$11,099** | [Notes to the Consolidated Financial Statements](index=12&type=section&id=Notes%20to%20the%20Consolidated%20Financial%20Statements) The notes detail accounting policies, securities, loans, and fair value measurements, including CECL preparation and stable loan portfolio composition - The company is preparing to implement ASU 2016-13 (CECL) on January 1, 2023, and expects to recognize a one-time adjustment to the allowance for loan losses upon adoption, though the magnitude is not yet determined[27](index=27&type=chunk) Loan Portfolio Composition (in thousands) | Loan Type | June 30, 2022 | Dec 31, 2021 | | :--- | :--- | :--- | | Residential Real Estate | $325,138 | $320,798 | | Commercial Real Estate | $426,105 | $392,124 | | Construction | $41,277 | $85,028 | | Commercial and Industrial | $65,907 | $89,010 | | Consumer | $148,921 | $122,152 | | **Total Loans** | **$1,027,969** | **$1,020,796** | Nonperforming Assets (in thousands) | Category | June 30, 2022 | Dec 31, 2021 | | :--- | :--- | :--- | | Total Nonaccrual Loans | $3,895 | $4,963 | | Total Troubled Debt Restructurings, Accruing | $1,941 | $2,303 | | **Total Nonperforming Loans** | **$5,836** | **$7,266** | | Total Other Real Estate Owned | $0 | $36 | | **Total Nonperforming Assets** | **$5,836** | **$7,302** | | Nonperforming Loans to Total Loans | 0.57% | 0.71% | [Management's Discussion and Analysis of Financial Condition and Results of Operations](index=36&type=section&id=Item%202.%20Management%27s%20Discussion%20and%20Analysis%20of%20Financial%20Condition%20and%20Results%20of%20Operations.) Management discusses financial condition and operations, noting a **2.7% decrease in total assets** but increased net income despite a significant loan loss provision - Total assets decreased by **$39.0 million (2.7%)** to **$1.39 billion** at June 30, 2022, from year-end 2021, mainly due to a **$38.6 million** decrease in cash and due from banks[124](index=124&type=chunk) - A provision for loan losses of **$3.8 million** was recorded in Q2 2022, primarily due to a **$2.7 million** charge-off on a single commercial and industrial loan[143](index=143&type=chunk) - Noninterest expense for Q2 2022 decreased by **$5.3 million (38.7%)** year-over-year, driven by the absence of prior-year writedowns and impairments related to branch consolidation initiatives[145](index=145&type=chunk) Key Performance Ratios | Ratio | Three Months Ended June 30, 2022 | Three Months Ended June 30, 2021 | | :--- | :--- | :--- | | Net Interest Margin (GAAP) | 3.12% | 2.84% | | Return on Average Assets | 0.03% | (0.06)% | | Return on Average Equity | 0.40% | (0.66)% | [Quantitative and Qualitative Disclosure about Market Risk](index=50&type=section&id=Item%203.%20Quantitative%20and%20Qualitative%20Disclosure%20about%20Market%20Risk.) The company manages interest rate risk, with models indicating a **+200 basis point rate shock** would increase NII by **9.8%** and decrease EVE by **4.9%** Interest Rate Risk Sensitivity Analysis (as of June 30, 2022) | Change in Interest Rates (Basis Points) | EVE Percent Change | Net Interest Income Percent Change | | :--- | :--- | :--- | | +300 | (7.8)% | +13.0% | | +200 | (4.9)% | +9.8% | | +100 | (2.2)% | +5.5% | | Flat | 0.0% | 0.0% | | (100) | (0.9)% | (5.6)% | [Controls and Procedures](index=51&type=section&id=Item%204.%20Controls%20and%20Procedures.) Management concluded that disclosure controls and procedures were effective as of June 30, 2022, with no material changes to internal control over financial reporting - The principal executive officer and principal financial officer concluded that as of June 30, 2022, the company's disclosure controls and procedures were effective[172](index=172&type=chunk)[175](index=175&type=chunk) - No material changes to the company's internal control over financial reporting occurred during the quarter ended June 30, 2022[176](index=176&type=chunk) PART II - OTHER INFORMATION [Legal Proceedings](index=52&type=section&id=Item%201.%20Legal%20Proceedings.) The company is not involved in any pending legal proceedings expected to materially impact its financial condition or operations - The company reports no material pending legal proceedings[177](index=177&type=chunk) [Risk Factors](index=52&type=section&id=Item%201A.%20Risk%20Factors.) No material changes to the risk factors previously disclosed in the Annual Report on Form 10-K for 2021 have occurred - The report refers to the risk factors discussed in the Annual Report on Form 10-K for the year ended December 31, 2021, indicating no material updates[178](index=178&type=chunk) [Unregistered Sales of Equity Securities and Use of Proceeds](index=52&type=section&id=Item%202.%20Unregistered%20Sales%20of%20Equity%20Securities%20and%20Use%20of%20Proceeds.) During Q2 2022, the company repurchased **27,439 shares** of common stock at **$22.06** per share, with **$9.4 million** remaining in the program Common Stock Purchases (Q2 2022) | Period | Total Shares Purchased | Average Price Paid per Share | Approx. Dollar Value Remaining in Program | | :--- | :--- | :--- | :--- | | April 2022 | 0 | N/A | $10,000,000 | | May 2022 | 9,609 | $22.46 | $9,784,144 | | June 2022 | 17,830 | $21.84 | $9,394,786 | | **Total** | **27,439** | **$22.06** | **$9,394,786** | [Exhibits](index=53&type=section&id=Item%206.%20Exhibits) This section lists exhibits filed with the Form 10-Q, including CEO/CFO certifications and XBRL financial statements - Exhibits filed include CEO and CFO certifications (31.1, 31.2, 32.1) and XBRL interactive data files (101, 104)[182](index=182&type=chunk)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission file number: 001-36706 CB FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission file number: 001-36706 CB FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) Pennsylvania 51-0534721 | --- | ...

PART I – FINANCIAL INFORMATION [Financial Statements](index=3&type=section&id=Item%201.%20Financial%20Statements) The unaudited consolidated financial statements for Q3 and nine months ended September 30, 2021, reflect a balance sheet shift and a net income recovery from a prior-year loss [Consolidated Statements of Financial Condition](index=3&type=section&id=CONSOLIDATED%20STATEMENTS%20OF%20FINANCIAL%20CONDITION) Total assets increased to $1.47 billion, driven by cash and securities, while loans decreased and stockholders' equity slightly declined Consolidated Balance Sheet Highlights (in thousands) | Account | Sep 30, 2021 | Dec 31, 2020 | | :--- | :--- | :--- | | **Assets** | | | | Total Cash and Due From Banks | $173,523 | $160,911 | | Total Securities | $221,351 | $145,400 | | Loans, Net | $990,018 | $1,031,982 | | **Total Assets** | **$1,474,818** | **$1,416,720** | | **Liabilities & Equity** | | | | Total Deposits | $1,185,156 | $1,224,569 | | Deposits Held for Sale | $102,647 | $0 | | Total Borrowings | $48,623 | $49,055 | | **Total Liabilities** | **$1,343,831** | **$1,282,190** | | **Total Stockholders' Equity** | **$130,987** | **$134,530** | [Consolidated Statements of Income (Loss)](index=5&type=section&id=CONSOLIDATED%20STATEMENTS%20OF%20INCOME%20(LOSS)) Q3 2021 net income was $2.0 million, a turnaround from a $17.4 million loss, with nine-month net income at $4.6 million due to reduced impairment and loan loss recovery Income Statement Summary (in thousands, except per share data) | Metric | Q3 2021 | Q3 2020 | Nine Months 2021 | Nine Months 2020 | | :--- | :--- | :--- | :--- | :--- | | Net Interest Income | $10,010 | $10,416 | $29,921 | $31,270 | | Provision (Recovery) For Loan Losses | $0 | $1,200 | ($1,200) | $4,000 | | Total Noninterest Income | $2,198 | $2,173 | $7,591 | $6,693 | | Total Noninterest Expense | $9,773 | $28,968 | $32,890 | $47,042 | | Net Income (Loss) | $1,983 | ($17,395) | $4,605 | ($13,719) | | Diluted EPS | $0.37 | ($3.22) | $0.85 | ($2.54) | [Consolidated Statements of Comprehensive Income (Loss)](index=7&type=section&id=CONSOLIDATED%20STATEMENTS%20OF%20COMPREHENSIVE%20INCOME%20(LOSS)) Nine-month total comprehensive income was $2.3 million, comprising net income offset by other comprehensive loss, contrasting with a $12.3 million loss in 2020 Comprehensive Income (Loss) (in thousands) | Metric | Q3 2021 | Q3 2020 | Nine Months 2021 | Nine Months 2020 | | :--- | :--- | :--- | :--- | :--- | | Net Income (Loss) | $1,983 | ($17,395) | $4,605 | ($13,719) | | Other Comprehensive (Loss) Income, Net | ($575) | ($516) | ($2,268) | $1,425 | | **Total Comprehensive Income (Loss)** | **$1,408** | **($17,911)** | **$2,337** | **($12,294)** | [Consolidated Statements of Changes in Stockholders' Equity](index=8&type=section&id=CONSOLIDATED%20STATEMENTS%20OF%20CHANGES%20IN%20STOCKHOLDERS%27%20EQUITY) Stockholders' equity decreased to $131.0 million, driven by dividends, treasury stock purchases, and other comprehensive loss, partially offset by net income - For the nine months ended September 30, 2021, key activities affecting stockholders' equity included net income of **$4.6 million**, dividends paid of **$3.9 million**, and treasury stock purchases of **$2.5 million**[15](index=15&type=chunk) [Consolidated Statements of Cash Flows](index=10&type=section&id=CONSOLIDATED%20STATEMENTS%20OF%20CASH%20FLOWS) Nine-month net cash from operating activities was $2.6 million, investing used $46.5 million, and financing provided $56.5 million, leading to a $12.6 million net cash increase Cash Flow Summary (Nine Months Ended Sep 30, in thousands) | Activity | 2021 | 2020 | | :--- | :--- | :--- | | Net Cash from Operating Activities | $2,578 | $9,198 | | Net Cash from Investing Activities | ($46,473) | ($60,539) | | Net Cash from Financing Activities | $56,507 | $83,293 | | **Net Increase in Cash** | **$12,612** | **$31,952** | [Notes to the Consolidated Financial Statements](index=12&type=section&id=Notes%20to%20the%20Consolidated%20Financial%20Statements) The notes detail accounting policies and financial statement items, including branch optimization, loan portfolio composition, and fair value measurements - The company implemented branch optimization and operational efficiency initiatives, resulting in the consolidation of six branches and an agreement to sell two others. This led to restructuring-related expenses of **$6.3 million** for the nine months ended September 30, 2021, including a **$2.3 million** writedown on fixed assets and a **$1.2 million** impairment of intangible assets[33](index=33&type=chunk) - As of September 30, 2021, assets held for sale related to the branch divestiture included **$6.5 million** in loans, **$0.8 million** in premises and equipment, and **$102.6 million** in deposits[36](index=36&type=chunk) - Nonperforming loans decreased to **$10.9 million** (**1.09%** of total loans) at September 30, 2021, from **$14.5 million** (**1.39%** of total loans) at December 31, 2020. All loans under COVID-19 forbearance programs had concluded by September 30, 2021[61](index=61&type=chunk)[64](index=64&type=chunk) [Management's Discussion and Analysis of Financial Condition and Results of Operations](index=44&type=section&id=Item%202.%20Management%27s%20Discussion%20and%20Analysis%20of%20Financial%20Condition%20and%20Results%20of%20Operations.) Management discusses financial condition and operations, highlighting branch optimization, 4.1% asset growth to $1.47 billion, Q3 net income of $2.0 million (up from a $17.4 million loss), and net interest margin compression - The company's branch optimization and operational efficiency initiatives are expected to incur **$7.9 million** in non-recurring expenses in 2021, with **$6.3 million** incurred as of September 30. These initiatives are anticipated to generate annual pre-tax cost savings of **$3.0 million** beginning in 2022, in addition to a **$5.1 million** estimated premium from the branch sale expected in Q4 2021[141](index=141&type=chunk) - Total assets increased by **$58.1 million** (**4.1%**) to **$1.47 billion** at September 30, 2021, from December 31, 2020, primarily due to a **$76.0 million** increase in securities and a **$12.6 million** increase in cash, while total loans decreased by **$43.2 million**[147](index=147&type=chunk) - Net income for Q3 2021 was **$2.0 million**, compared to a net loss of **$17.4 million** in Q3 2020. The prior-year period was negatively impacted by an **$18.7 million** goodwill impairment and an **$884,000** writedown on fixed assets[160](index=160&type=chunk) Key Performance Ratios | Metric | Q3 2021 | Q3 2020 | | :--- | :--- | :--- | | Net Interest Margin (GAAP) | 2.88% | 3.19% | | Return on Average Assets | 0.54% | (4.90)% | | Return on Average Equity | 5.93% | (45.13)% | [Quantitative and Qualitative Disclosure about Market Risk](index=60&type=section&id=Item%203.%20Quantitative%20and%20Qualitative%20Disclosure%20about%20Market%20Risk.) The company's primary market risk is interest rate risk, managed via simulation, showing EVE and Net Interest Income sensitivity to hypothetical rate shocks Interest Rate Risk Sensitivity Analysis (as of Sep 30, 2021) | Change in Interest Rates (bps) | EVE Percent Change | Net Interest Income Percent Change | | :--- | :--- | :--- | | +300 | +0.7% | +17.8% | | +200 | +1.8% | +12.6% | | +100 | +1.7% | +5.5% | | Flat | 0.0% | 0.0% | | -100 | (4.0)% | (7.7)% | [Controls and Procedures](index=62&type=section&id=Item%204.%20Controls%20and%20Procedures.) Management concluded that disclosure controls and procedures were effective as of September 30, 2021, with no material changes to internal control over financial reporting during the quarter - The principal executive officer and principal financial officer concluded that as of September 30, 2021, the company's disclosure controls and procedures were effective[202](index=202&type=chunk) - No material changes to the internal control over financial reporting occurred during the quarter ended September 30, 2021[203](index=203&type=chunk) PART II - OTHER INFORMATION [Legal Proceedings](index=62&type=section&id=Item%201.%20Legal%20Proceedings.) The company is not a party to any pending legal proceedings expected to materially adversely affect its financial condition or results - The company reports no material pending legal proceedings[204](index=204&type=chunk) [Risk Factors](index=62&type=section&id=Item%201A.%20Risk%20Factors.) No material changes to risk factors previously disclosed in the Annual Report on Form 10-K for the year ended December 31, 2020 - The report refers investors to the risk factors discussed in the Annual Report on Form 10-K for the year ended December 31, 2020[205](index=205&type=chunk) [Unregistered Sales of Equity Securities and Use of Proceeds](index=62&type=section&id=Item%202.%20Unregistered%20Sales%20of%20Equity%20Securities%20and%20Use%20of%20Proceeds.) During Q3 2021, the company repurchased 81,676 shares of common stock at an average price of $23.15 per share under its repurchase program Common Stock Repurchases (Q3 2021) | Period | Total Shares Purchased | Average Price Paid per Share | | :--- | :--- | :--- | | July 2021 | 24,170 | $22.84 | | August 2021 | 26,137 | $23.43 | | September 2021 | 31,369 | $23.16 | | **Total** | **81,676** | **$23.15** | [Defaults Upon Senior Securities](index=63&type=section&id=Item%203.%20Defaults%20Upon%20Senior%20Securities.) The company reports no defaults upon senior securities [Mine Safety Disclosures](index=63&type=section&id=Item%204.%20Mine%20Safety%20Disclosures.) Not applicable [Other Information](index=63&type=section&id=Item%205.%20Other%20Information.) No other information was reported for the period [Exhibits](index=63&type=section&id=Item%206.%20Exhibits) The report lists filed exhibits, including XBRL data files and CEO/CFO certifications under the Sarbanes-Oxley Act - Exhibits filed with the report include financial statements in XBRL format and CEO/CFO certifications under Sarbanes-Oxley Sections 302 and 906[212](index=212&type=chunk)[213](index=213&type=chunk)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission file number: 001-36706 CB FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission file number: 001-36706 CB FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR | --- | --- | |------------------------------------------------------------------------------|--------------------------------------------| | | | | Pennsylvania | 51-0534721 | | (State or other jurisdiction of incorporation or organization) | (IRS Employer Identification Number) | | 1 ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission file number: 001-36706 | --- | --- | --- | |-------------------------------------------------------- ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission file number: 001-36706 CB FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission file number: 001-36706 CB FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) | --- | --- | -- ...