Civista Bancshares (CIVB) came out with quarterly earnings of $0.62 per share, beating the Zacks Consensus Estimate of $0.56 per share. This compares to earnings of $0.77 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 10.71%. A quarter ago, it was expected that this bank holding company would post earnings of $0.60 per share when it actually produced earnings of $0.66, delivering a surprise of 10%.Over the last four quarters, ...

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Ohio 34-1558688 (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) 100 East Water Street, Sandusky, Ohio 44870 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (419) 625-4121 N/A (Former name, former address and former fiscal year, if changed since last report) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1) has filed all reports required to be ...

Civista Bancshares, Inc. (NASDAQ:CIVB) Q3 2023 Earnings Conference Call October 27, 2023 1:00 PM ET Company Participants Dennis Shaffer - President and Chief Executive Officer Rich Dutton - Senior Vice President and Chief Operating Officer Chuck Parcher - Senior Vice President and Chief Lending Officer Conference Call Participants Nick Cucharale - Hovde Terry McEvoy - Stephens Tim Switzer - KBW Manuel Navas - D.A. Davidson Daniel Cardenas - Janney Operator [Starts Abruptly] Before we begin, I would like to ...

Page 5 Page 6 Page 7 The above companies together are referred to as the "Company." Intercompany balances and transactions are eliminated in consolidation. Management considers the Company to operate primarily in one reportable segment, banking. The Consolidated Financial Statements have been prepared by the Company without audit. In the opinion of management, all adjustments (which include only normal recurring adjustments) necessary to present fairly the Company's financial position as of June 30, 2023 an ...

Civista Bancshares, Inc. (NASDAQ:CIVB) Q2 2023 Earnings Conference Call July 28, 2023 7:30 PM ET Company Participants Dennis Shaffer - President and Chief Executive Officer Charles Parcher - Senior Vice President and Chief Lending Officer Richard Dutton - Senior Vice President Chief Operating Officer Paul Stark - Senior Vice President Conference Call Participants Terry McEvoy - Stephens Nick Cucharale - Hovde Tim Switzer - KBW Manuel Navas - D.A. Davidson Daniel Cardenas - Janney Operator Good afternoon. Be ...

| --- | --- | --- | --- | --- | --- | --- | |---------------------------------------------------------|-------|-----------------------------------------------|-------|-----------------------------------------------|-------|-----------| | March 31, 2023 \nAllowance for credit losses: | | Loans individually evaluated for impairment | | Loans collectively evaluated for impairment | | Total | | Commercial & Agriculture | $ | 12 | $ | 3,304 | $ | 3,316 | | Commercial Real Estate: | | | | | | | | Owner Occupied | ...

Civista Bancshares, Inc. (NASDAQ:CIVB) Q1 2023 Results Conference Call April 28, 2023 1:00 PM ET Company Participants Dennis Shaffer - President and CEO Rich Dutton - SVP and COO Chuck Parcher - SVP and Chief Lending Officer Paul Stark - SVP Conference Call Participants Terry McEvoy - Stephens Tim Switzer - KBW Manuel Navas - D.A. Davidson Ben Gerlinger - Hovde Group Dan Cardenas - Janney Montgomery Scott Operator Good day, and welcome to the Civista Bancshares First Quarter 2023 Earnings Conference Call. [ ...

Other-Than-Temporary Impairment of Investment Securities: The Company performs a quarterly valuation to determine if a decline in the value of an investment security is other than temporary. Although the term "other than temporary" is not intended to indicate that the decline is permanent, it does indicate that the prospects for a near-term recovery of value are not necessarily favorable, or that there is lack of evidence to support fair values equal to or greater than the carrying value of the investment. ...

Civista Bancshares, Inc. (NASDAQ:CIVB) Q4 2022 Earnings Conference Call February 7, 2023 1:00 PM ET Company Participants Dennis Shaffer - President, CEO & Vice Chairman Paul Stark - SVP Richard Dutton - SVP & COO Charles Parcher - SVP Conference Call Participants Terence McEvoy - Stephens Inc. Manuel Navas - D.A. Davidson & Co. Timothy Switzer - KBW Daniel Cardenas - Janney Montgomery Scott Operator Good day, and welcome to the Civista Bancshares year-end 2022 Earnings Conference Call. [Operator Instruction ...