UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2023 Commission file number: 001-38726 CNFinance Holdings Limited (Exact Name of Registrant as Specified in Its Charter) 44/F, Tower G, No. 16 Zhujiang Dong Road Tianhe District, Guangzhou City, Guangdong Province 510620 People's Republic of China +86-20-62316688 (Address of Principal Executive Offices) Indic ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 American depositary shares, each ADS representing 20 ordinary shares, par value US$0.0001 per share CNF The New York Stock Exchange FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022. OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) ...

CNFinance Holdings Ltd (NYSE:CNF) Q4 2022 Earnings Conference Call March 22, 2023 8:00 AM ET Company Participants Qian Jun - VP & Director Jing Li - Acting CFO, Assistant President and Head of Department, Finance & Internal Control Conference Call Participants William Gregozeski - Greenridge Global Operator Good day, and welcome to the CNFinance Fourth Quarter and Fiscal Year 2022 Unaudited Financial Results Conference Call. [Operator Instructions]. I would now like to turn the conference over to Ms. [indis ...

CNFinance Holdings Limited (NYSE:CNF) Q3 2022 Earnings Conference Call November 22, 2022 8:00 AM ET Company Participants Matthew Lou - IR Jun Qian - VP Jing Li - Acting CFO Conference Call Participants William Gregozeski - Greenridge Global Operator Good day, and welcome to the CNFinance’s Third Quarter of 2022 Unaudited Financial Results Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operat ...

Financial Data and Key Metrics Changes - In Q1 2022, the company facilitated loans of RMB 2.3 billion, with revenue and net income recorded at approximately RMB 417 million and RMB 43 million, respectively [6][7] - Total interest and fees income decreased by 1.9% year-over-year to RMB 417 million from RMB 425 million [16] - Net income dropped by 50% from RMB 86 million in Q1 2021 to RMB 43 million in Q1 2022 [18] Business Line Data and Key Metrics Changes - The average daily outstanding loan principal increased by over 20% year-on-year to RMB 10 billion, while revenue under the collaboration model also saw a year-on-year increase of over 20% to RMB 40 million [7] - Collaboration costs for sales partners decreased by 19% to RMB 80 million compared to RMB 98 million in the previous year [17] Market Data and Key Metrics Changes - The delinquency ratio for loans increased from 24% to 26% compared to the end of 2021, while the NPL ratio rose from 9.4% to 10.4% [19][20] - The economic downturn in China, with GDP growth slowing to 1.3% compared to Q4 2021, impacted the company's operations [7] Company Strategy and Development Direction - The company plans to focus on diversifying its product profile and helping sales partners expand their business scale while reducing funding costs [10] - A shift towards an operation-oriented and asset-light model is underway, aiming to act as a service provider and manager of loans [11] - The company aims to achieve 20% to 30% of its lending from the commercial bank model by the end of the year, supported by government policies encouraging banks to assist MSEs [29] Management's Comments on Operating Environment and Future Outlook - Management acknowledged the challenges posed by COVID-19 lockdowns but expressed confidence in overcoming these obstacles and capitalizing on future opportunities [26][27] - The government’s increasing support for MSEs is expected to drive demand for capital, with a surge anticipated by the end of June [31] Other Important Information - The company is investing in technology, including the development of a mobile app to streamline loan application processes [14] - The weighted average interest rate for loans is currently around 16.4%, influenced by macroeconomic conditions and regulatory policies [23] Q&A Session Summary Question: What is the average interest rate for lending currently? - The weighted average interest rate of loans is around 16.4%, with lower rates due to both voluntary adjustments and macroeconomic conditions [23] Question: How have COVID lockdowns impacted the first quarter? - Lockdowns significantly affected capital demand, particularly in major cities like Shanghai and Shenzhen, leading to a decrease in loan facilitation [26] Question: Is the goal of achieving 30% lending from the commercial model still achievable? - The company remains positive about achieving 20% to 30% of total loans from the commercial bank model by year-end, supported by strong government policies [29] Question: Has there been an increase in demand from SMEs due to government support? - Government support for MSEs is expected to lead to a surge in demand for capital, particularly with new refinancing policies being implemented [31]

CNFinance Holdings Limited (NYSE:CNF) Q4 2021 Earnings Conference Call March 18, 2022 8:00 AM ET Company Participants Matthew Lou - Investor Relations Bin Zhai - Chief Executive Officer Jing Li - Acting Chief Financial Officer Conference Call Participants William Gregozeski - Greenridge Capital Disclaimer*: This transcript is designed to be used alongside the freely available audio recording on this page. Timestamps within the transcript are designed to help you navigate the audio should the corresponding t ...

CNFinance Holdings Limited (NYSE:CNF) Q3 2021 Earnings Conference Call November 23, 2021 8:00 AM ET Company Participants Bin Zhai – CEO Matthew Lou – Investor Relations Ning Li – CFO Conference Call Participants William Gregozeski – Greenridge Global Operator Good morning. And welcome to the CNFinance Third Quarter financial results conference call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instr ...