Q1 2023 INVESTOR CONFERENCE CALL May 11, 2023 Fulfilling the Unique Needs of Specialty Insurance Markets as a Long-Term Partner SAFE HARBOR STATEMENT CONIFER'S INFRASTRUCTURE Conifer Insurance Company • Founded in 2009 • Licensed & Admitted in 4 States (MI, IL, IN, SD) • E&S in 49 States (Exc. NY) PROGRAM PORTFOLIO 3 Q1 2023 HIGHLIGHTS STRATEGIC INITIATIVES CONTINUE TO DRIVE GROWTH Focused Expertise in Niche Specialty Insurance Markets Our Lines Of Business 6 • Partner with retail and select wholesale agenc ...

| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |----------------------------------------------------|-------|-------|----------------------------|-------|---------------------|-------|-------------|-------|------------------------| | Debt Securities: | | | Cost or Amortized \nCost | Gains | Gross Unrealized \n | | \nLosses | | Estimated \nFair Value | | U.S. Government | $ | | 7,220 | $ | — | $ | (249 ) | $ | 6,971 | | State and local government | | | 26,063 | | 1 | | (3,866 ) | | 22,198 | | ...

SECURITIES AND EXCHANGE COMMISSION (248) 559-0840 (Registrant's telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, no par value CNFR The Nasdaq Stock Market LLC Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☐ No ☑ Indicate by check mark if the registrant is not required to file reports pursu ...

Conifer Holdings, Inc. (NASDAQ:CNFR) Q4 2022 Earnings Conference Call March 9, 2023 8:30 AM ET Company Participants Brian Roney - President James G. Petcoff - Executive Chairman and Co-CEO Nicholas J. Petcoff - Co-CEO Harold Meloche - CFO Conference Call Participants Unidentified Analyst - Private Investor Operator Hello and welcome to Conifer Holdings’ Fourth Quarter 2022 Investor Call. All participants will be in listen-only mode. [Operator Instructions]. After today’s presentation there will be an opport ...

STRATEGIC INITIATIVES CONTINUE TO DRIVE GROWTH 1 Attractive Entry Point Valuation Based on Operating Trajectory 3 INVESTMENT THESIS Focused Expertise in Niche Specialty Insurance Markets GWP Q4 2022: $34.5M +4.6% over Q4 2021 GWP for full year 2022: $138.0 +4.5% over full year 2021 Focus is on expanding profitable core premium within select key verticals STRATEGIC INITIATIVES EXECUTED Balance sheet protection from future impact of legacy reserve drag from 2019 and prior accident years Q4 2022 INVESTOR CONFE ...

Conifer Holdings, Inc. (NASDAQ:CNFR) Q3 2022 Earnings Conference Call November 10, 2022 8:30 AM ET Company Participants Brian Roney - President Jim Petcoff - Executive Chairman and Co-Chief Executive Officer Nick Petcoff - Co-Chief Executive Officer Harold Meloche - Chief Financial Officer Conference Call Participants Paul Newsome - Piper Sandler Operator Good morning, and welcome to Conifer Holdings’ Third Quarter 2022 Investor Call. [Operator Instructions] Please note, this event is being recorded. I woul ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37536 Conifer Holdings, Inc. (Exact name of registrant as specified in its charter) Michigan 27-1298795 (State or other jurisdiction of ...

Conifer Holdings, Inc. (NASDAQ:CNFR) Q2 2022 Earnings Conference Call August 11, 2022 8:30 AM ET CompanyParticipants Jim Petcoff - Chairman and Co-CEO Harold Meloche - CFO Brian Roney - President Nick Petcoff - EVP and Director Conference Call Participants Paul Newsome - Piper Sandler Operator Good morning, and welcome to Conifer Holdings Second Quarter 2022 Investor Conference Call. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation, there will be an opportuni ...

Conifer Holdings Inc. Q2 2022 INVESTOR CONFERENCE CALL August 11, 2022 Nasdaq: CNFR Fulfilling the Unique Needs of Specialty Insurance Markets as a Long-Term Partner 2 SAFE HARBOR STATEMENT | --- | --- | |------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37536 Conifer Holdings, Inc. (Exact name of registrant as specified in its charter) Michigan 27-1298795 (State or other jurisdiction of inco ...