Central Pacific Financial Corp (NYSE:CPF) Q1 2023 Earnings Conference Call April 26, 2023 1:00 PM ET Company Participants David Morimoto - Senior Executive VP & CFO Arnold Martines - President, CEO & Director Anna Hu - EVP & Chief Credit Officer Conference Call Participants David Feaster - Raymond James & Associates Andrew Liesch - Piper Sandler & Co. Operator Good afternoon, ladies and gentlemen. Thank you for standing by, and welcome to the Central Pacific Financial Corp. First Quarter 2023 Conference Cal ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRAL PACIFIC FINANCIAL CORP. (Exact name of registrant as specified in its charter) (State or other j ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2022 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number: 001-31567 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 99-0212597 (State or other jurisdiction of incorporation or organi ...

Forward-Looking Statements Central Pacific Financial Corp. 2 3.3% • Japanese visitors to Hawaii expected to increase with travel restrictions lifted and strengthening yen Continued housing strength and development Financial Highlights • Net interest income grew by $0.9 million from the prior quarter * Excludes $0.1 Mil, $0.7 Mil and $3.6 Mil in net PPP interest and fees in 4Q22, 3Q22 and 2022Y respectively. Also excludes $3.6 Mil, $12.4 Mil and $29.2 Mil in average PPP balances from interest earning assets ...

Central Pacific Financial Corp. (NYSE:CPF) Q4 2022 Earnings Conference Call January 25, 2023 1:00 PM ET Company Participants David Morimoto - Senior Executive Vice President and Chief Financial Officer Arnold Martines - President and Chief Executive Officer Anna Hu - Executive Vice President and Chief Credit Officer Conference Call Participants David Feaster - Raymond James Andrew Liesch - Piper Sandler Laurie Hunsicker - Compass Point Operator Good afternoon, ladies and gentlemen. Thank you for standing by ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRAL PACIFIC FINANCIAL CORP. (Exact name of registrant as specified in its charter) Hawaii 99-0212597 (State or oth ...

Central Pacific Financial Corp. (NYSE:CPF) Q3 2022 Results Conference Call October 21, 2022 1:00 PM ET Company Participants David Morimoto - Senior Executive Vice President, Chief Financial Officer Paul Yonamine - Chairman & CEO, CPF; Executive Chairman Catherine Ngo - Executive Vice Chair, CPF & CPB Arnold Martines - President & Chief Operating Officer Anna Hu - Executive Vice President and Chief Credit Officer Conference Call Participants Andrew Leach - Piper Sandler David Feaster - Raymond James Laurie H ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRAL PACIFIC FINANCIAL CORP. (Exact name of registrant as specified in its charter) Hawaii 99-0212597 (State or other ju ...

CENTRAL PACIFIC FINANCIAL 2nd Quarter 2022 Earnings Supplement July 27, 2022 Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; statements of plans, objectives and expectations of Central Pacific Financial Corp. or its management or Board of Directors ...

Central Pacific Financial Corp. (NYSE:CPF) Q2 2022 Earnings Conference Call July 27, 2022 1:00 PM ET Company Participants David Morimoto - Senior Executive Vice President, Chief Financial Officer Paul Yonamine - Chairman & CEO, CPF; Executive Chairman Catherine Ngo - Executive Vice Chair, CPF & CPB Arnold Martines - President & Chief Operating Officer Anna Hu - Executive Vice President and Chief Credit Officer Conference Call Participants David Feaster - Raymond James Andrew Leach - Piper Sandler Laurie Hun ...