UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Common Stock, no par value CVCY NASDAQ Capital Market (Title of Each Class) (Trading Symbol) (Name of Each Exchange on which Registered) FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO COMMISSION FILE N ...

Financial Performance - Net income for the six months ended June 30, 2023, was $13,252 thousand, compared to the previous period [72]. - Net income for Q2 2023 was $6,282,000, compared to $6,542,000 in Q2 2022, reflecting a decrease of 3.97% [81]. - Total interest income for Q2 2023 was $25,987,000, a 27.5% increase from $20,465,000 in Q2 2022 [80]. - Total non-interest income increased to $1,594,000 in Q2 2023 from $770,000 in Q2 2022, representing a significant increase of 106.5% [80]. - The company reported a net cash provided by operating activities of $15,474,000 for the six months ended June 30, 2023, compared to $5,524,000 for the same period in 2022 [86]. - Basic earnings per share for the three months ended June 30, 2023, was $0.54, down from $0.56 in the same period of 2022 [204]. - Diluted earnings per share (EPS) for the three months ended June 30, 2023, was $0.54, compared to $0.56 for the same period in 2022 [223]. Assets and Liabilities - Total average assets for the period were $2,501,524 thousand, compared to $2,441,962 thousand in the previous period, reflecting an increase of approximately 2.4% [41]. - Total assets increased to $2,489,807 thousand as of June 30, 2023, up from $2,422,519 thousand at December 31, 2022, representing a growth of 2.77% [64]. - Total liabilities increased to $2,302,447 thousand from $2,247,859 thousand, reflecting a growth of 2.43% [64]. - Total deposits rose to $2,200,294 thousand, an increase of 4.79% from $2,099,649 thousand at the end of 2022 [64]. - Cash and cash equivalents significantly increased to $128,658 thousand from $31,170 thousand, marking a substantial rise [64]. - Interest-earning deposits in other banks surged to $100,333 thousand from $5,685 thousand, indicating a strong liquidity position [64]. Interest Income and Expenses - Total interest-earning assets amounted to $2,387,046 thousand, generating interest income of $26,361 thousand at an average interest rate of 4.43% [41]. - Net interest income was reported at $20,579 thousand, with a net interest margin of 3.46% [41]. - Total interest expense on other borrowed funds was $2,468,000 for the six months ended June 30, 2023, compared to $757,000 for the same period in 2022 [52]. - The cost of interest-bearing liabilities rose by 156 basis points to 1.76% for the three months ended June 30, 2023, compared to 0.20% for the same period in 2022 [48]. - Cash paid for interest increased significantly to $8,621,000 in Q2 2023 from $1,159,000 in Q2 2022, representing a growth of 642% [87]. Credit Quality and Allowance for Credit Losses - The allowance for credit losses was $15,317 thousand, an increase from $9,870 thousand in the previous period, reflecting a more cautious approach to credit risk [41]. - The allowance for credit losses on loans is $15,463,000, deemed adequate to absorb current expected credit losses in the loan portfolio [51]. - The allowance for credit losses increased to $15,463,000 from $10,848,000, indicating a rise in provisions for potential loan defaults [136]. - The provision for credit losses was $(343) million, including a $(228) million credit for held-to-maturity securities, reflecting expected credit losses in the loan portfolio as of June 30, 2023 [140]. - The company believes the allowance for credit losses appropriately reflects expected credit losses in the loan portfolio as of June 30, 2023 [140]. Loans and Securities - The company reported a total of $1,257,984 thousand in loans, with interest income of $17,382 thousand at an average interest rate of 5.54% [41]. - Loans acquired from Folsom Lake Bank, Sierra Vista Bank, and Visalia Community Bank totaled $67,523,000 as of June 30, 2023 [56]. - The total available-for-sale securities were valued at $619,759,000, down from $648,825,000 as of December 31, 2022, primarily due to unrealized losses [131]. - The total held-to-maturity securities amounted to $304,332,000 with gross unrecognized losses of $30,560,000 as of June 30, 2023 [105]. - The total loan portfolio as of June 30, 2023, was $1,256,304 million, with commercial and industrial loans accounting for $141,662 million [166]. Regulatory and Market Environment - The banking operating environment remains correlated with public trading prices, which could impact the trading prices of the company's common stock [28]. - Regulatory assessments increased by 83.5% to $356,000 in 2023 compared to $194,000 in 2022 [50]. - The Company is subject to various risks including competitive pressure, interest rate changes, and economic conditions in the Central Valley and Greater Sacramento Region [215]. Non-Interest Expenses - Non-interest expenses increased by $1,722,000 or 14.25% to $13,805,000 for the three months ended June 30, 2023, compared to $12,083,000 for the same period in 2022 [54]. - Total non-interest expenses rose to $13,805,000 in Q2 2023, up from $12,083,000 in Q2 2022, an increase of 14.2% [80]. - Total other non-interest expense for the three months ended June 30, 2023, was $4,565,000, an increase from $3,682,000 in the same period of 2022 [181].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO CENTRAL VALLEY COMMUNITY BANCORP (Exact name of registrant as specified in its charter) California 77-0539125 (State or other jurisdiction of incorporation or ...

Financial Overview - As of December 31, 2022, the consolidated total assets of Central Valley Community Bancorp were approximately $2,422,519,000[9]. - The total loans outstanding were $1,256,304,000, with 82.5% of the loan portfolio secured by real estate[10]. - Total commercial and industrial loans outstanding were $141,197,000, including $333,000 in PPP loans[10]. - The Bank operates 19 full-service banking offices across several counties in California[10]. - The legal lending limits for unsecured loans were $37,759,000, and for secured loans combined, $62,931,000 as of December 31, 2022[13]. Market Position - The market share of deposits in Fresno, Madera, San Joaquin, and Tulare counties was 3.66% in 2022, down from 3.83% in 2021[10]. - The Bank's primary business activities are concentrated in Fresno, Madera, Merced, Placer, Sacramento, San Joaquin, Stanislaus, and Tulare Counties[12]. - The competitive environment is influenced by major banks with greater capitalization and technological innovations in financial services[13]. Capital Adequacy and Regulatory Compliance - The Company is required to maintain a common equity Tier 1 capital ratio of at least 4.5% and a total risk-based ratio of 8.0% to be adequately capitalized[25]. - The Company and the Bank exceed the required minimums for capital adequacy, with the Bank classified as a "well capitalized" institution[25]. - The Bank's ability to pay dividends is subject to state and federal regulatory restrictions, with dividends limited to the lesser of the Bank's retained earnings or net income for the latest three fiscal years[22]. - The Company must adhere to Federal Reserve policies regarding dividend payments, which may require the elimination or reduction of dividends if net income is insufficient[22]. - The Bank is eligible to accept brokered deposits without limitations due to its well-capitalized status[21]. - The Company and its subsidiaries are subject to examination by the DFPI and the FDIC, ensuring compliance with various regulatory requirements[19]. - The Company must maintain financial flexibility to support the Bank during periods of financial stress, as mandated by the Dodd-Frank Act[18]. - The Bank's capital ratios are regularly assessed to ensure compliance with regulatory capital requirements, which include maintaining an adequate allowance for credit losses[24]. - The Company is prohibited from engaging in certain tie-in arrangements related to credit extensions and services, ensuring compliance with federal regulations[21]. Consumer Protection and Compliance - The Bank has established policies and procedures to comply with U.S. bank secrecy and anti-money laundering laws, including the adoption of a risk-based approach as mandated by AMLA[28]. - The Bank had a CRA rating of "satisfactory" as of its most recent regulatory examination, reflecting its performance in meeting community credit needs[31]. - The Gramm-Leach Bliley Act and California Consumer Privacy Act require financial institutions to implement privacy policies and provide consumers with control over their personal information[29]. - Dodd-Frank reforms have increased scrutiny on consumer protection laws, potentially leading to changes in pricing, practices, and increased compliance costs for the Bank[42]. - The CFPB has broad authority to enforce federal consumer finance laws, which may impact the Bank's operations and compliance requirements[33]. - The Bank is subject to increased regulatory oversight and potential penalties due to heightened scrutiny of consumer protection compliance[42]. - The Bank's compliance with consumer protection laws may incur additional costs or require investments in local communities[32]. - The FDIC may terminate a depository institution's deposit insurance if it finds the institution's financial condition unsafe, which could adversely affect the Bank's operations[43]. Employee and Workforce Management - As of December 31, 2022, the company had approximately 262 total employees, including 253 full-time and 9 part-time employees[47]. - Approximately 73% of the current workforce is female, while 27% is male, with an average tenure of 6.37 years[47]. - The company offers market competitive total rewards programs, including annual bonuses, Employee Stock Ownership Plan, and matched 401(k) Plan[47]. - The company emphasizes the importance of an inclusive workforce and aims to attract and retain talent from diverse backgrounds[47]. - The company has a commitment to employee health, safety, and wellness, encouraging participation in regular wellness challenges[47]. - None of the employees are represented by a collective bargaining agreement, indicating a generally good relationship with employees[47]. - The company provides various benefits, including healthcare, insurance, paid time off, and education reimbursement programs[47]. - The company seeks to fill positions through promotion and transfer from within the organization whenever possible[47]. - Employees are expected to adhere to a Code of Business Conduct and Ethics, which includes training on preventing discrimination[47]. - The company’s success is fundamentally connected to the well-being of its employees, highlighting the importance of a supportive workplace culture[47]. Regulatory Changes and Impact - The SEC's new regulations on executive compensation require disclosure of the relationship between compensation and financial performance, effective for fiscal years ending on or after December 16, 2022[44].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Large accelerated filer ☐ Accelerated filer ☐ Non-accelerated filer ☒ Small reporting company ☒ Emerging growth company ☐ FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED September 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO COMMISSION FILE NUMBER: 000-3197 ...

Financial Performance - Net income for the three months ended June 30, 2022, was $6,542 thousand, a decrease of 13.4% from $7,563 thousand in the same period of 2021[16]. - Net income for the six months ended June 30, 2022, was $12,628,000, compared to $15,042,000 for the same period in 2021, representing a decrease of 16.8%[25]. - Basic earnings per share for the three months ended June 30, 2022, was $0.56, down from $0.61 in the same period of 2021, a decrease of about 8.2%[16]. - Basic earnings per share for the six months ended June 30, 2022, was $1.08, a decrease from $1.20 for the same period in 2021[104]. - Consolidated net income for Q2 2022 was $6,542,000, a decrease of 13.48% from $7,563,000 in Q2 2021[120]. Assets and Liabilities - Total assets decreased to $2,353,592 thousand as of June 30, 2022, down from $2,450,139 thousand at December 31, 2021, representing a decline of approximately 3.9%[12]. - Total deposits decreased to $2,105,997 thousand as of June 30, 2022, down from $2,122,797 thousand at December 31, 2021, indicating a reduction of approximately 0.8%[12]. - Total shareholders' equity decreased to $170,253 thousand as of June 30, 2022, down from $247,845 thousand at December 31, 2021, a decline of approximately 31.2%[12]. - Cash and cash equivalents at the end of the period were $27,233,000, down from $120,666,000 at the end of June 30, 2021, indicating a decrease of 77.6%[25]. - Total average assets increased by $284,707,000 or 13.14% to $2,450,903,000 for the six months ended June 30, 2022 compared to $2,166,196,000 for the same period in 2021[141]. Income and Expenses - Net interest income before provision for credit losses increased to $19,810 thousand for the three months ended June 30, 2022, compared to $18,081 thousand for the same period in 2021, reflecting a growth of about 9.6%[16]. - Non-interest income for the three months ended June 30, 2022, was $770 thousand, significantly lower than $2,077 thousand in the same period of 2021, a decline of about 62.9%[16]. - Total non-interest expenses increased to $12,083 thousand for the three months ended June 30, 2022, compared to $11,630 thousand for the same period in 2021, an increase of approximately 3.9%[16]. - Non-interest income decreased by $1,472,000 or 36.11% to $2,604,000 for the six months ended June 30, 2022, compared to $4,076,000 for the same period in 2021[129]. - Non-interest expenses increased by $510,000 or 2.22% to $23,528,000 for the six months ended June 30, 2022, driven by increases in information technology and regulatory assessments[156]. Loans and Credit Quality - Total gross loans as of June 30, 2022, amounted to $1,135,964,000, an increase from $1,039,111,000 as of December 31, 2021[72]. - The allowance for credit losses was $9,873,000 as of June 30, 2022, compared to $9,600,000 at December 31, 2021, indicating a slight increase in provisions[73]. - Total past due loans were $207,000, with $145,000 in equity loans and lines of credit and $62,000 in consumer and installment loans[81]. - The total recorded investment for loans greater than 90 days accruing was $271,000, indicating a low level of non-accrual loans[81]. - The company had no loans past due more than 90 days and still accruing interest as of June 30, 2022[190]. Investment Portfolio - The investment portfolio had a net unrealized loss of $(80,011,000) as of June 30, 2022, compared to an unrealized gain of $10,835,000 at December 31, 2021[54]. - Total available-for-sale securities amounted to $790,492,000 with gross unrealized losses of $(80,237,000) as of June 30, 2022[56]. - The fair value of the available-for-sale investment portfolio reflected a net unrealized loss of $80,011,000 at June 30, 2022, compared to a net unrealized gain of $10,835,000 at December 31, 2021[183]. - The fair value of U.S. Treasury securities was $8,931,000 as of June 30, 2022, with an amortized cost of $9,989,000[56]. - The fair value of corporate debt securities was $45,000,000 as of June 30, 2022, with an amortized cost of $45,932,000[56]. Regulatory and Compliance - The Company has established an internal task force for compliance with the new CECL standard, focusing on potential loan pool segmentation and economic loss drivers[31]. - The Company is evaluating the provisions of ASU 2020-04 regarding reference rate reform, believing it will not materially impact consolidated financial statements[34]. - The Company is currently assessing the impact of ASU 2022-02 on its disclosures and control structure, but does not expect a material impact on consolidated financial statements[34]. - The Company applied guidance from the CARES Act to loan modifications related to COVID-19, which reduced the number of reported troubled debt restructurings (TDRs)[35]. - The effective income tax rate was 23.39% for the six months ended June 30, 2022, down from 24.77% for the same period in 2021, with an income tax provision of $3,855,000[161]. Shareholder Information - The Board of Directors declared a cash dividend of $0.12 per share, payable on August 20, 2022, to shareholders of record as of August 5, 2022[116]. - The Company repurchased 300,761 shares at an average cost of $22.63 per share, totaling $6,814,000 during the first half of 2022[204]. - The intrinsic value of restricted common stock awards was $3,517,000 at June 30, 2022[109]. - The Company recognized share-based compensation costs of $181,000 for the six months ended June 30, 2022, down from $210,000 in 2021[106]. - The Company had $39,526,000 in total subordinated debentures as of June 30, 2022, compared to $39,454,000 at December 31, 2021[98].

Financial Performance - Net income for the three months ended March 31, 2022, was $6,086 thousand, down from $7,479 thousand for the same period in 2021, reflecting a decrease of about 18.6%[13] - Basic earnings per share decreased to $0.51 for the three months ended March 31, 2022, from $0.60 in the same period of 2021, reflecting a decline of 15%[13] - Non-interest income totaled $1,834 thousand for the three months ended March 31, 2022, down from $1,999 thousand in the same period of 2021, a decrease of about 8.3%[13] - Other comprehensive loss for the three months ended March 31, 2022, was $(56,919) thousand, compared to $(9,594) thousand in the same period of 2021, indicating a significant increase in losses[16] - The company declared a cash dividend of $0.12 per common share for the three months ended March 31, 2022, compared to $0.11 in the same period of 2021, reflecting a 9.1% increase[13] Assets and Liabilities - Total assets decreased to $2,423,030 thousand as of March 31, 2022, from $2,450,139 thousand at December 31, 2021, representing a decline of approximately 1.1%[9] - Total liabilities increased to $2,231,370 thousand as of March 31, 2022, from $2,202,294 thousand at December 31, 2021, an increase of approximately 1.3%[9] - Cash and cash equivalents decreased to $88,837 thousand as of March 31, 2022, from $163,467 thousand at December 31, 2021, a decline of approximately 45.6%[9] - Total deposits rose to $2,162,360 thousand as of March 31, 2022, compared to $2,122,797 thousand at December 31, 2021, indicating an increase of approximately 1.9%[9] Income and Expenses - Total interest income increased to $18,182 thousand for the three months ended March 31, 2022, compared to $17,847 thousand in the prior year, marking a growth of approximately 1.9%[13] - The provision for income taxes for the three months ended March 31, 2022, was $1,900 thousand, compared to $2,487 thousand in the same period of 2021, a decrease of about 23.5%[13] - Net cash used in operating activities was $(635,000) for the three months ended March 31, 2022, compared to $6,379,000 for the same period in 2021[21] - Net cash used in investing activities was $(107,836,000), compared to $(60,189,000) for the same period in 2021, indicating increased investment activity[21] - The Company recognized interest expense of $333,000 for the three months ended March 31, 2022, compared to $24,000 for the same period in 2021, indicating a significant increase of 1,287.5%[82] Investment and Securities - The company reported unrealized holding losses of $80,603 thousand during the period, compared to $13,621 thousand in the prior year, indicating a significant increase in losses[16] - The investment portfolio had a net unrealized loss of $(69,974,000) as of March 31, 2022, compared to an unrealized gain of $10,835,000 at December 31, 2021[47] - Total available-for-sale securities amounted to $1,098,373,000 with gross unrealized losses of $(9,538,000) as of December 31, 2021[49] - The fair value of U.S. Treasury securities was $9,258,000 with unrealized losses of $(730,000) as of March 31, 2022[49] - Corporate debt securities had an amortized cost of $1,231,730,000 and gross unrealized losses of $(72,359,000) as of March 31, 2022[49] Loans and Credit - Total gross loans as of March 31, 2022, were 1,039,111 thousand, with a total of 20,625 thousand in loans originated under SBA programs[62] - The total loan portfolio amounted to $1,010,963,000, with a past due amount of $39,901,000[66] - The company reported a total of $1,038,240,000 in loans as of December 31, 2021, with $40,845,000 past due[66] - The recorded investment in troubled debt restructurings (TDR) was $3,467,000, down from $7,640,000 as of December 31, 2021[74] - The company had 23 PPP loans totaling 3,554 thousand outstanding as of March 31, 2022[62] Equity and Capital - Shareholders' equity decreased to $191,660 thousand as of March 31, 2022, from $247,845 thousand at December 31, 2021, representing a decrease of about 22.7%[9] - Total subordinated debentures amounted to $39,490,000 as of March 31, 2022, slightly up from $39,454,000 as of December 31, 2021[81] - The company completed a private placement of $35.0 million in subordinated notes on November 12, 2021, which will mature on December 1, 2031[83] - The Company had commitments to extend credit amounting to $346,752,000, an increase from $326,108,000 at December 31, 2021, representing a growth of approximately 4.99%[84] - The Company’s undisbursed lines of credit totaled $346,140,000 as of March 31, 2022, compared to $325,674,000 at December 31, 2021, marking an increase of approximately 6.23%[84]

Financial Overview - As of December 31, 2021, the consolidated total assets of Central Valley Community Bancorp were approximately $2.45 billion[8]. - The Bank's total loans outstanding were $1.04 billion, with 79.3% of the loan portfolio secured by real estate[9]. - The Bank's total market share of deposits in Fresno, Madera, San Joaquin, and Tulare counties was 3.83% in 2021, up from 3.40% in 2020[9]. - The Bank's commercial and industrial loans outstanding included $18,553,000 in PPP loans[9]. - The Bank operates 20 full-service banking offices across nine counties in California's central valley[9]. - As of December 31, 2021, the Bank had consolidated total assets of approximately $2,450,139,000[8]. - The total loans outstanding were $1,039,111,000, with 79.3% secured by real estate[9]. - The Bank's total market share in other counties (El Dorado, Merced, Placer, Sacramento, and Stanislaus) was less than 1.00% in both 2021 and 2020[12]. Regulatory Compliance - The Company is subject to regulation under the Bank Holding Company Act of 1956 and must obtain prior approval from the Federal Reserve for acquisitions exceeding 5% of voting shares of any bank[15]. - The Company is required to act as a source of financial and managerial strength to its subsidiary banks, committing resources even during financial stress[17]. - The Company must maintain certain capital levels as mandated by the Federal Reserve, impacting its financial flexibility[17]. - The Company is subject to potential increases in FDIC insurance premiums, which could adversely affect earnings and stock value[36]. - The Company has not elected to be treated as a financial holding company and currently has no plans to do so[15]. - The Company and the Bank exceed the minimum capital requirements, with a common equity Tier 1 capital ratio of at least 4.5%[24]. - The Tier 1 leverage ratio is maintained at 4.0% or more, and the total risk-based ratio is at least 8.0%[24]. - The Company must adhere to Federal Reserve policies regarding dividend payments, which may be eliminated or reduced if net income is insufficient[21]. - The Company is subject to increased scrutiny from the Consumer Financial Protection Bureau (CFPB) due to the Dodd-Frank Act, which may impact pricing and practices[35]. - The Company is monitoring legislative developments in California regarding privacy and cybersecurity standards that may affect operations[29]. Capital and Dividends - The Company's ability to pay dividends is influenced by its net income and regulatory policies, with the Federal Reserve advising against dividends if net income is insufficient[21]. - Dividends payable by the Bank to the Company are restricted to the lesser of the Bank's retained earnings or net income for the latest three fiscal years, less dividends paid during that period[21]. - The Bank's ability to pay dividends is influenced by its earnings, capital requirements, and the maintenance of an adequate allowance for credit losses[23]. - The Company and the Bank are required to maintain a "conservation buffer" of at least 2.5% above the required minimum capital levels[24]. Employee and Workforce - Approximately 63% of the Bank's employees are employed at banking centers and loan production offices, with a total of 247 employees as of December 31, 2021[39]. - The average tenure of employees increased to six and one-half years as of December 31, 2021, reflecting a commitment to employee retention[39]. - The Bank's workforce is approximately 72% female, indicating a commitment to diversity and inclusion[39]. - The company aims to create an inclusive workforce with diversified backgrounds and experiences[39]. - The company offers market competitive total rewards programs, including annual bonuses and a matched 401(k) Plan[39]. Risk Management and Security - The Bank is insured by the FDIC, which currently insures deposits up to $250,000 for each deposit insurance ownership category[18]. - The Bank is eligible to accept brokered deposits without limitations, while adequately capitalized institutions face restrictions[20]. - The Bank's loans to directors and insiders must adhere to strict regulatory requirements, including terms comparable to those offered to non-affiliated individuals[20]. - The Bank has adopted a customer information security program to safeguard confidential customer information as required by federal guidelines[29]. - The Company has implemented extensive controls to comply with anti-money laundering regulations, including the USA PATRIOT Act and the Bank Secrecy Act[25]. - The Bank is required to report all blocked transactions to the Office of Foreign Assets Control (OFAC) within 10 business days[28]. - The Company has established policies to comply with the California Consumer Privacy Act (CCPA), enhancing consumer control over personal information[29]. - The Bank's compliance with consumer protection laws may incur additional costs due to heightened regulatory scrutiny[33]. Market Environment - The Bank's primary service area is highly competitive, with numerous banking and credit union offices impacting market dynamics[12]. - The competitive environment is intensified by technological innovations and mergers among financial institutions, affecting operational strategies[12]. - The Bank's business activities are concentrated in California's central valley, exposing it to regional economic trends[11].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED September 30, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO COMMISSION FILE NUMBER: 000-31977 CENTRAL VALLEY COMMUNITY BANCORP (Exact name of registrant as specified in its charter) California 77-0539125 (State or ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED June 30, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO COMMISSION FILE NUMBER: 000-31977 CENTRAL VALLEY COMMUNITY BANCORP (Exact name of registrant as specified in its charter) California 77-0539125 (State or other ...