UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to ___________ Commission file number: 1-7945 DELUXE CORPORATION (Exact name of registrant as specified in its charter) MN (State or other jurisdiction ...

Deluxe Corporation (NYSE:DLX) Q1 2022 Earnings Conference Call May 5, 2022 8:30 AM ET Company Participants Tom Morabito - VP of IR Barry McCarthy - President and CEO Scott Bomar - CFO Conference Call Participants Charles Strauzer - CJS Securities Christine Karout - Sidoti Charles Nabhan - Stephens Operator Ladies and gentlemen, thank you for standing by, and welcome to the Deluxe First Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. And today's call is bein ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to ___________ Commission file number: 1-7945 DELUXE CORPORATION (Exact name of registrant as specified in its charter) MN (State or other jurisdictio ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2021 Commission file number: 1-7945 DELUXE CORPORATION (Exact name of registrant as specified in its charter) MN (State or other jurisdiction of incorporation or organization) 801 S. Marquette Ave. Minneapolis MN (Address of principal executive offices) | --- | |--------------------------------------| | ...

Deluxe Corporation (NYSE:DLX) Q4 2021 Earnings Conference Call February 3, 2022 8:30 AM ET Company Participants Tom Morabito - Vice President, Investor Relations Barry McCarthy - President & Chief Executive Officer Scott Bomar - Chief Financial Officer Conference Call Participants Lance Vitanza - Cowen Charlie Strauzer - CJS Chris McGinnis - Sidoti & Company Disclaimer*: This transcript is designed to be used alongside the freely available audio recording on this page. Timestamps within the transcript are d ...

Deluxe Corporation (NYSE:DLX) Q3 2021 Earnings Conference Call November 4, 2021 8:30 AM ET Company Participants Tom Morabito - Vice President, Investor Relations Barry McCarthy - President & Chief Executive Officer Scott Bomar - Chief Financial Officer Conference Call Participants Lance Vitanza - Cowen Charlie Strauzer - CJS Chris McGinnis - Sidoti & Company Operator Ladies and gentlemen, thank you for standing by, and welcome to the Deluxe Third Quarter 2021 Earnings Conference Call. At this time, all part ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to ___________ Commission file number: 1-7945 DELUXE CORPORATION (Exact name of registrant as specified in its charter) MN (State or other jurisdi ...

Financial Data and Key Metrics Changes - Total revenue for the second quarter was $478 million, representing a 16.5% year-over-year increase. Excluding the impact of First American, revenues increased by 10% [14][31] - Adjusted EBITDA margin was 20.4%, and adjusted EPS improved nearly 9% [15][32] - The company ended the quarter with $456 million in liquidity and a cash balance of $163 million [15][41] Business Line Data and Key Metrics Changes - Payments segment revenue grew 43% year-over-year to $103.3 million, driven by the acquisition of First American and sales-driven growth [12][33] - Cloud Solutions revenue increased 26.3% year-over-year to $68.1 million, benefiting from data-driven marketing solutions [23][36] - Promotional Solutions revenue was $135 million, up 14.5% year-over-year, supported by branded merchandise and business essentials [25][39] - Checks segment revenue increased 3.2% year-over-year to $171.8 million, primarily due to growth in business checks [27][40] Market Data and Key Metrics Changes - The company reported strong sales momentum, closing 10 of the 12 largest deals in the last decade over the past seven quarters [16][17] - The acquisition of First American has led to increased customer inquiries and opportunities for cross-selling [52][54] Company Strategy and Development Direction - The company is executing its "One Deluxe" strategy, focusing on becoming a payments company and leveraging the acquisition of First American to enhance its offerings [12][28] - The strategy includes cross-selling products across different business segments and expanding into new markets [21][54] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the recovery of the economy and the company's ability to navigate challenges posed by the Delta variant and inflation [60][79] - The company anticipates revenue growth of 10% to 12% for the full year, with adjusted EBITDA margins between 20% and 21% [47][71] Other Important Information - The company ended the quarter with a net debt level of $1.67 billion due to the First American acquisition, with a long-term target to reduce the net debt to adjusted EBITDA ratio to three times [42] - Free cash flow for the first half of 2021 was $37.2 million, a decrease of 55% from the previous year [43] Q&A Session Summary Question: How has the acquisition of First American changed customer conversations? - Management noted that customers are pleased with the company's commitment to becoming a payments company, leading to new opportunities and inquiries [50][51] Question: What is the outlook for the full year considering the Delta variant and inflation? - Management remains confident in their outlook, expecting a stable macroeconomic environment despite concerns [60][61] Question: How much growth in the Checks segment is driven by new wins versus existing customers? - Management indicated that growth was driven by both new wins and increased consumption of checks due to economic recovery [62][64]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to ___________ Commission file number: 1-7945 DELUXE CORPORATION (Exact name of registrant as specified in its charter) MN (State or other jurisdiction ...

Deluxe Corporation (NYSE:DLX) Q1 2021 Earnings Conference Call May 6, 2021 8:30 PM ET Company Participants Tom Morabito - VP, IR Barry McCarthy - President & Chief Executive Officer Keith Bush - Chief Financial Officer Conference Call Participants Charles Strauzer - CJS Chris McGinnis - Sidoti & Company Operator Ladies and gentlemen, thank you for standing by and welcome to the Deluxe First Quarter 2021 Earnings Conference Call. [Operator Instructions] At this time, I would like to turn the conference over ...