Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____. Commission file number 1-34682 Eagle Bancorp Montana, Inc. (Exact name of small business issuer as specified in its charter) Delaware 27-14 ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____. Commission file number 1-34682 Eagle Bancorp Montana, Inc. (Exact name of small business issuer as specified in its charter) Delaware 27-1 ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 | --- | --- | |---------------------------------------------------------------------|-----------------------------------| | For the transition period from \nCommission file num ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q [X] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____. Commission file number 1-34682 Eagle Bancorp Montana, Inc. Website address: www.opportunitybank.com | --- | --- | |--------------- ...

Financial Performance - Net interest income for the three months ended June 30, 2019, was $9,694 thousand, compared to $7,810 thousand for the same period in 2018, reflecting a year-over-year increase of 24.1%[24] - Noninterest income for the three months ended June 30, 2019, totaled $5,503 thousand, significantly higher than $2,715 thousand for the same period in 2018, marking an increase of 102.5%[24] - Net income for the three months ended June 30, 2019, was $3,247,000, compared to $1,333,000 for the same period in 2018, representing a 143.5% increase[30] - Basic and diluted earnings per share for the three months ended June 30, 2019, were both $0.51, up from $0.24 in the same period of 2018, reflecting a 112.5% increase[30] - Comprehensive income for the three months ended June 30, 2019, was $4,401,000, compared to $1,265,000 for the same period in 2018, indicating a significant increase[30] - Net income for June 2019 was $4,430,000, a significant increase from $1,906,000 in 2018, representing a growth of approximately 132%[39] Asset Growth - Total assets increased to $1,007,725 thousand as of June 30, 2019, up from $853,903 thousand at December 31, 2018, representing a growth of approximately 17.9%[18] - Total assets reached $1,000,701 thousand in 2019, up from $823,916 thousand in 2018, marking a growth of 21.5%[210] - Total loans receivable amounted to $753.649 million, an increase from $618.031 million as of December 31, 2018, representing a growth of approximately 21.9%[88] - Loans receivable increased by $134.35 million, or 22.0%, to $744.68 million at June 30, 2019, from $610.33 million at December 31, 2018[186] Deposit Growth - Total deposits rose to $748,388 thousand, an increase of 19.4% from $626,611 thousand at the end of 2018[21] - The net increase in deposits was $29,071,000 in June 2019, up from $10,421,000 in 2018, indicating strong deposit growth[44] - Total deposits increased by $121.78 million, or 19.4%, to $748.39 million at June 30, 2019, from $626.61 million at December 31, 2018[201] Loan Loss Provisions - The provision for loan losses was $697 thousand for the three months ended June 30, 2019, compared to $24 thousand for the same period in 2018, indicating a substantial increase in provisions[24] - The allowance for loan losses increased to $7,750 thousand as of June 30, 2019, compared to $6,600 thousand at December 31, 2018, reflecting a rise of 17.4%[18] - The total allowance for loan loss to nonperforming loans ratio improved to 206.39% at June 30, 2019, compared to 175.21% at December 31, 2018[199] Noninterest Expenses - Total noninterest expense for the three months ended June 30, 2019, was $10,473,000, an increase of 18% from $8,875,000 in the same period of 2018[30] - Salaries and employee benefits increased to $6,510,000 for the three months ended June 30, 2019, from $5,461,000 in the same period of 2018, a rise of 19.2%[30] - Advertising expenses decreased to $212,000 for the three months ended June 30, 2019, down from $298,000 in the same period of 2018, a decline of 28.9%[30] Acquisition and Merger - The total consideration paid for the merger with Big Muddy Bancorp was $16,436,000, which included $1,000 in cash and $16,435,000 in common stock issued[53] - The company completed the acquisition of Big Muddy Bancorp for a total consideration of $16.44 million, primarily in common stock[182] Investment and Securities - The fair value of total investment securities as of June 30, 2019, was $124,065,000[75] - The total fair value of available-for-sale securities was $14,161,000 as of June 30, 2019, including U.S. government and agency securities[149] - The company’s management continues to evaluate securities for impairment at least quarterly, ensuring proactive risk management in its investment portfolio[82] Financial Ratios and Metrics - The net interest margin, which is the difference between interest income and interest expense, is a key component of the bank's earnings[177] - The interest rate spread and the relative amounts of loans and investments significantly affect net interest income, which is the largest component of operating income[206] - The average yield on investment securities was 2.72% in 2019, compared to 2.65% in 2018[210] Future Outlook - Future outlook and guidance were not explicitly mentioned in the provided content, indicating a potential area for further inquiry in the earnings call[30]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q [X] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____. Commission file number 1-34682 Eagle Bancorp Montana, Inc. (Exact name of small business issuer as specified in its charter) Delaware ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 or [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |-----------------------------------------------------------------------|------------------------- ...