UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Title of each class Trading symbol(s) Name of each exchange on which registered Common Stock, $0.001 par value EVRI New York Stock Exchange For the quarterly period ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-32622 EVERI HOLDINGS INC. (Exact name of registrant as specified in its charter) Delaware 20-0723270 (State or other jurisdiction of ...

Everi Holdings Inc. (NYSE:EVRI) Q3 2019 Results Earnings Conference Call November 5, 2019 5:00 PM ET Company Participants William Pfund - Vice President, Investor Relations Michael Rumbolz - President and CEO Randy Taylor - CFO Dean Ehrlich - Games Business Leader Darren Simmons - FinTech Business Leader Conference Call Participants John Davis - Raymond James Brad Boyer - Stifel David Katz - Jefferies Group Chad Beynon - Macquarie George Sutton - Craig-Hallum Barry Jonas - SunTrust ' Ricardo Chichizola - De ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Title of each class Trading symbol(s) Name of each exchange on which registered Common Stock, $0.001 par value EVRI New York Stock Exchange For the quarterly period ended September 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission ...

Everi Holdings Inc. (NYSE:EVRI) Q2 2019 Results Earnings Conference Call August 6, 2019 5:00 PM ET Company Participants Mark Labay - SVP of Finance, IR Mike Rumbolz - President and CEO Randy Taylor - CFO Dean Ehrlich - Games Business Leader Darren Simmons - FinTech Business Leader Harper Ko - Chief Legal Officer, General Counsel Bill Pfund - VP of IR Conference Call Participants John Davis - Raymond James Barry Jonas - SunTrust George Sutton - Craig-Hallum Brad Boyer - Stifel Brian McGill - Telsey Advisory ...

| --- | --- | --- | --- | --- | |-------|-------|-------|-------|-------| | | | | | | | | | | | | | | | | | | | | | | | | SAFE HARBOR DISCLAIMER Forward-Looking Statements This presentation contains "forward-looking" statements within the meaning of Section 27A of the Securities Act of 1933, as amended (the "Securities Act"), Section 21E of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), and the Private Securities Litigation Reform Act of 1995. From time to time, we also provide forwar ...

Everi Holdings Inc. (NYSE:EVRI) Q1 2019 Earnings Conference Call May 7, 2019 5:00 PM ET Company Representatives Mike Rumbolz - President, Chief Executive Officer Randy Taylor - Chief Financial Officer Dean Ehrlich - Games Business Leader Darren Simmons - FinTech Business Leader Harper Ko - Chief Legal Officer, General Counsel Mark Labay - Senior Vice President of Finance, Investor Relations Conference Call Participants David Katz - Jefferies Barry Jonas - SunTrust John Davis - Raymond James Brad Boyer - Sti ...

[PART I: FINANCIAL INFORMATION](index=4&type=section&id=PART%20I%3A%20FINANCIAL%20INFORMATION) [Item 1: Financial Statements](index=4&type=section&id=Item%201%3A%20Financial%20Statements) This section presents Everi Holdings Inc.'s unaudited condensed consolidated financial statements for Q1 2019 and 2018, covering income, balance sheets, cash flows, and notes [Unaudited Condensed Consolidated Statements of Income and Comprehensive Income](index=4&type=section&id=Unaudited%20Condensed%20Consolidated%20Statements%20of%20Income%20and%20Comprehensive%20Income) Total revenues for Q1 2019 increased 11.5% to $123.8 million, with net income rising to $5.9 million and diluted EPS to $0.08 Consolidated Statements of Income (Q1 2019 vs. Q1 2018) | Financial Metric | Q1 2019 (In thousands) | Q1 2018 (In thousands) | Change (%) | | :--- | :--- | :--- | :--- | | **Total Revenues** | **$123,775** | **$111,001** | **+11.5%** | | Games Revenues | $67,427 | $60,217 | +12.0% | | FinTech Revenues | $56,348 | $50,784 | +11.0% | | **Operating Income** | **$25,872** | **$24,491** | **+5.6%** | | **Net Income** | **$5,860** | **$4,609** | **+27.1%** | | **Diluted EPS** | **$0.08** | **$0.06** | **+33.3%** | [Unaudited Condensed Consolidated Balance Sheets](index=6&type=section&id=Unaudited%20Condensed%20Consolidated%20Balance%20Sheets) As of March 31, 2019, total assets increased to $1.63 billion, total liabilities to $1.73 billion, and stockholders' deficit reduced to $95.8 million Consolidated Balance Sheets (As of March 31, 2019 vs. Dec 31, 2018) | Account | March 31, 2019 (In thousands) | Dec 31, 2018 (In thousands) | | :--- | :--- | :--- | | **Total Current Assets** | **$518,568** | **$488,940** | | Cash and cash equivalents | $139,857 | $297,532 | | Goodwill | $673,447 | $640,537 | | **Total Assets** | **$1,632,004** | **$1,548,261** | | **Total Current Liabilities** | **$515,318** | **$471,636** | | Long-term debt, less current portion | $1,153,807 | $1,155,016 | | **Total Liabilities** | **$1,727,806** | **$1,657,156** | | **Total Stockholders' Deficit** | **($95,802)** | **($108,895)** | [Unaudited Condensed Consolidated Statements of Cash Flows](index=7&type=section&id=Unaudited%20Condensed%20Consolidated%20Statements%20of%20Cash%20Flows) For Q1 2019, net cash used in operating activities was $112.2 million, a significant shift from $32.8 million provided in Q1 2018 Consolidated Statements of Cash Flows (Q1 2019 vs. Q1 2018) | Cash Flow Activity | Q1 2019 (In thousands) | Q1 2018 (In thousands) | | :--- | :--- | :--- | | Net cash (used in) provided by operating activities | ($112,188) | $32,751 | | Net cash used in investing activities | ($47,490) | ($30,910) | | Net cash provided by financing activities | $2,621 | $2,000 | | **Net (decrease) increase for the period** | **($157,400)** | **$3,988** | - The significant increase in cash used in operating activities was primarily due to a **$175.7 million** increase in settlement receivables, compared to a **$73.6 million** decrease in the prior-year period[21](index=21&type=chunk) [Notes to Unaudited Condensed Consolidated Financial Statements](index=10&type=section&id=Notes%20to%20Unaudited%20Condensed%20Consolidated%20Financial%20Statements) This section details the company's accounting policies and financial results, including business segments, ASC 842 adoption, and the Atrient acquisition - The company operates through two segments: **Games** (gaming machines, systems, interactive) and **FinTech** (cash access, compliance, loyalty solutions), with the 'Payments' segment renamed to 'FinTech' effective April 1, 2018[29](index=29&type=chunk)[30](index=30&type=chunk)[31](index=31&type=chunk) - On March 8, 2019, the company acquired certain assets of Atrient, Inc. for an expected purchase price of approximately **$50 million**, including **$20 million** paid at closing[89](index=89&type=chunk) - The company adopted the new lease accounting standard **ASC 842** on January 1, 2019, recognizing **$14.1 million** in operating lease Right-of-Use (ROU) assets and corresponding liabilities[72](index=72&type=chunk)[80](index=80&type=chunk)[81](index=81&type=chunk) Segment Performance (Q1 2019 vs Q1 2018) | Segment | Metric | Q1 2019 (In thousands) | Q1 2018 (In thousands) | | :--- | :--- | :--- | :--- | | **Games** | Revenues | $67,427 | $60,217 | | | Operating Income | $3,104 | $4,353 | | **FinTech** | Revenues | $56,348 | $50,784 | | | Operating Income | $22,768 | $20,138 | [Item 2: Management's Discussion and Analysis of Financial Condition and Results of Operations](index=46&type=section&id=Item%202%3A%20Management%27s%20Discussion%20and%20Analysis%20of%20Financial%20Condition%20and%20Results%20of%20Operations) Management discusses Q1 2019 financial results, highlighting a 12% revenue increase to $123.8 million driven by Games and FinTech segment growth Results of Operations Summary (Q1 2019 vs. Q1 2018) | Metric | Q1 2019 (In thousands) | Q1 2018 (In thousands) | Change (%) | | :--- | :--- | :--- | :--- | | **Total Revenues** | **$123,775** | **$111,001** | **+12%** | | Games Revenues | $67,427 | $60,217 | +12% | | FinTech Revenues | $56,348 | $50,784 | +11% | | **Operating Income** | **$25,872** | **$24,491** | **+6%** | | **Net Income** | **$5,860** | **$4,609** | **+27%** | - The increase in **Games revenue** was driven by higher unit sales, a greater average daily win per unit from the installed base, and growth in interactive revenue[215](index=215&type=chunk) - The increase in **FinTech revenue** was due to higher transaction volumes from cash access services and increased equipment sales at higher average selling prices[216](index=216&type=chunk) - Research and development costs increased by **75%** to **$7.5 million**, primarily due to higher payroll and related expenses in both Games and FinTech segments[222](index=222&type=chunk) Net Cash Position (Non-GAAP) | Component | March 31, 2019 (In thousands) | Dec 31, 2018 (In thousands) | | :--- | :--- | :--- | | Cash and cash equivalents | $139,857 | $297,532 | | Settlement receivables | $259,288 | $82,359 | | Settlement liabilities | ($354,402) | ($334,198) | | **Net cash position** | **$44,743** | **$45,693** | | Undrawn revolving credit facility | $35,000 | $35,000 | | **Net cash available** | **$79,743** | **$80,693** | [Item 3: Quantitative and Qualitative Disclosures about Market Risk](index=57&type=section&id=Item%203%3A%20Quantitative%20and%20Qualitative%20Disclosures%20about%20Market%20Risk) The company is exposed to market risks, primarily from interest rate fluctuations, with a 1% increase in federal funds rate impacting pre-tax income by $2.7 million - The company is exposed to interest rate risk on its ATM cash funding arrangements, where a **1%** increase in the federal funds rate would impact income before tax by approximately **$2.7 million** annually, based on **$267.0 million** of ATM cash utilized[265](index=265&type=chunk) - A **1%** increase in LIBOR would impact interest expense by **$8.1 million** annually, based on the **$805.7 million** outstanding variable-rate debt from Credit Facilities[266](index=266&type=chunk) - Exposure to foreign currency exchange risk from foreign operations is considered **not material**, and the company does not currently hedge this risk[264](index=264&type=chunk) [Item 4: Controls and Procedures](index=58&type=section&id=Item%204%3A%20Controls%20and%20Procedures) Management, including the CEO and CFO, concluded that the company's disclosure controls and procedures were effective as of March 31, 2019 - The CEO and CFO concluded that the company's disclosure controls and procedures were **effective** as of the end of the period covered by the report[268](index=268&type=chunk) - Changes were made to internal control over financial reporting to address the adoption of **ASC 842** (Leases), but these did **not materially affect** the overall internal control structure[269](index=269&type=chunk)[270](index=270&type=chunk) [PART II: OTHER INFORMATION](index=59&type=section&id=PART%20II%3A%20OTHER%20INFORMATION) [Item 1: Legal Proceedings](index=59&type=section&id=Item%201%3A%20Legal%20Proceedings) The company is involved in various legal proceedings but does not expect a material adverse impact on its financial position or operations - Information regarding legal proceedings is referenced in 'Note 13 — Commitments and Contingencies', stating the company does not expect any **material adverse impact** from current legal matters[272](index=272&type=chunk)[155](index=155&type=chunk) [Item 1A: Risk Factors](index=59&type=section&id=Item%201A%3A%20Risk%20Factors) There have been no material changes to the risk factors previously disclosed in the company's Annual Report on Form 10-K for FY2018 - The risk factors included in the Annual Report on Form 10-K for the fiscal year ended December 31, 2018 have **not materially changed**[273](index=273&type=chunk) [Item 2: Unregistered Sales of Equity Securities and Use of Proceeds](index=59&type=section&id=Item%202%3A%20Unregistered%20Sales%20of%20Equity%20Securities%20and%20Use%20of%20Proceeds) During the quarter, the company withheld 2,100 shares of common stock at an average price of $7.02 per share to satisfy tax withholding requirements Issuer Purchases of Equity Securities (Q1 2019) | Period | Total Shares Purchased (in thousands) | Average Price per Share | | :--- | :--- | :--- | | Jan 2019 | 0.5 | $5.39 | | Feb 2019 | 0.5 | $6.83 | | Mar 2019 | 1.1 | $7.83 | | **Total** | **2.1** | **$7.02** | - The shares were withheld from vested restricted stock awards to satisfy **minimum statutory tax withholding requirements**[275](index=275&type=chunk) [Item 6: Exhibits](index=60&type=section&id=Item%206%3A%20Exhibits) This section lists the exhibits filed with the Form 10-Q, including employment agreements, CEO and CFO certifications, and XBRL data files - The report includes **certifications** from the CEO and CFO as required by **Sections 302 and 906 of the Sarbanes-Oxley Act**[285](index=285&type=chunk)

Everi Holdings Inc. (NYSE:EVRI) Q4 2018 Results Earnings Conference Call March 12, 2019 5:00 PM ET Company Participants Mark Labay - SVP, Strategic Development and IR Michael Rumbolz - President and CEO Randy Taylor - CFO Dean Ehrlich - Games Business Leader Darren Simmons - FinTech Business Leader Harper Ko - General Counsel and Chief Legal Officer Conference Call Participants John Davis - Raymond James Barry Jonas - SunTrust George Sutton - Craig-Hallum. David Katz - Jefferies Brian McGill - Telsey Operat ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10‑K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number: 001-32622 EVERI HOLDINGS INC. (Exact name of registrant as specified in its charter) | --- | --- | |------------------------------------ ...