UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the quarterly period ended March 31, 2022 ☐ Transition Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the transition period from to Commission file number 001-31940 F.N.B. CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 25-1255406 (State or other jurisdictio ...

| --- | --- | |------------------------------------------|-------| | | | | Earnings Presentation F.N.B. Corporation | | | | | | First Quarter 2022 | | | April 19, 2022 | | | | | Cautionary Statement Regarding Forward-Looking Information 2 This document may contain statements regarding F.N.B. Corporation's outlook for earnings, revenues, expenses, tax rates, capital and liquidity levels and ratios, asset quality levels, financial position and other matters regarding or affecting our current or future busines ...

F.N.B. Corporation (NYSE:FNB) Q1 2022 Earnings Conference Call April 19, 2022 8:30 AM ET Company Participants Vince Delie - Chairman, President and Chief Executive Officer Lisa Constantine - Investor Relations Vince Calabrese - Chief Financial Officer Gary Guerrieri - Chief Credit Officer Conference Call Participants Frank Schiraldi - Piper Sandler Daniel Tamayo - Raymond James Michael Young - Truist Securities Timur Braziler - Wells Fargo Tyler Marks - Jefferies Michael Perito - Keefe, Bruyette & Woods Rus ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 F.N.B. CORPORATION FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the fiscal year ended December 31, 2021 ☐ Transition Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the transition period from to Commission file number 001-31940 Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Secti ...

| --- | --- | |-------------------------|-------| | | | | Earnings Presentation | | | Fourth Quarter 2021 | | | January 20, 2022 | | | | | Cautionary Statement Regarding Forward-Looking Information This document may contain statements regarding F.N.B. Corporation's outlook for earnings, revenues, expenses, tax rates, capital and liquidity levels and ratios, asset quality levels, financial position and other matters regarding or affecting our current or future business and operations. These statements can be ...

F.N.B. Corporation (NYSE:FNB) Q4 2021 Earnings Conference Call January 20, 2022 8:30 AM ET Company Participants Vince Delie - Chairman, President and Chief Executive Officer Lisa Constantine - Investor Relations Vince Calabrese - Chief Financial Officer Gary Guerrieri - Chief Credit Officer Conference Call Participants Michael Young - Truist Securities Frank Schiraldi - Piper Sandler Timur Braziler - Wells Fargo Michael Perito - KBW Daniel Tamayo - Raymond James Russell Gunther - D. A. Davidson Samuel Varga ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the quarterly period ended September 30, 2021 ☐ Transition Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the transition period from to Commission file number 001-31940 F.N.B. CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 25-1255406 (State or other jurisdi ...

F.N.B. Corporation (NYSE:FNB) Q3 2021 Earnings Conference Call October 19, 2021 8:30 AM ET Company Participants Lisa Constantine - Investor Relations Vince Delie - Chairman, President and Chief Executive Officer Vince Calabrese - Chief Financial Officer Gary Guerrieri - Chief Credit Officer Conference Call Participants Frank Schiraldi - Piper Sandler Timur Braziler - Wells Fargo Michael Perito - KBW Russell Gunther - D. A. Davidson Samuel Varga - Stephens, Inc. Brian Martin - Janney Montgomery Operator Good ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the quarterly period ended June 30, 2021 ☐ Transition Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the transition period from to Commission file number 001-31940 F.N.B. CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 25-1255406 (State or other jurisdiction ...

F.N.B. Corporation (NYSE:FNB) Q2 2021 Earnings Conference Call July 20, 2021 8:30 AM ET Company Participants Lisa Constantine - Investor Relations Vincent Delie - Chairman, President and Chief Executive Officer Gary Guerrieri - Chief Credit Officer Vincent Calabrese - Chief Financial Officer Conference Call Participants Frank Schiraldi - Piper Sandler & Co. Michael Perito - Keefe, Bruyette, & Woods, Inc. Timur Braziler - Wells Fargo Securities, LLC David Bishop - Seaport Research Partners Samuel Varga - Ste ...