4Q22 રે दे 403 42 28 447 458 discount of acquired loans (non-GAAP) $ 32,323 $ 30,673 discount of acquired loans / total loans and leases (non-GAAP) 1.48 % Allowance for credit losses on loans and leases / total loans and 1.32 % leases Net loan charge-offs Cautionary Statement Regarding Forward-Looking Information FNB's forward-looking statements are subject to the following principal risks and uncertainties: • Our business, financial results and balance sheet values are affected by business, economic and po ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the quarterly period ended September 30, 2023 ☐ Transition Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the transition period from to Commission file number 001-31940 F.N.B. CORPORATION (Exact name of registrant as specified in its charter) | Pennsylvania | | | | 25-1255406 | | --- | --- ...

F.N.B. Corporation (NYSE:FNB) Q3 2023 Earnings Conference Call October 19, 2023 8:30 AM ET Company Participants Lisa Hajdu - IR Vincent Delie - Chairman, President & CEO Gary Guerrieri - Chief Credit Officer Vincent Calabrese - CFO Conference Call Participants Daniel Tamayo - Raymond James Michael Perito - KBW Manuel Navas - DA Davidson Frank Schiraldi - Piper Sandler Brian Martin - Janney Montgomery Operator Good morning, and welcome to the F.N.B. Corporation Third Quarter 2023 Earnings Call. All participa ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the quarterly period ended June 30, 2023 ☐ Transition Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the transition period from to Commission file number 001-31940 F.N.B. CORPORATION (Exact name of registrant as specified in its charter) | Pennsylvania | | | | 25-1255406 | | --- | --- | -- ...

F.N.B. Corporation (NYSE:FNB) Q2 2023 Earnings Conference Call July 20, 2023 8:30 AM ET Company Participants Lisa Constantine - Investor Relations Vince Delie - Chairman, President and Chief Executive Officer Vince Calabrese - Chief Financial Officer Gary Guerrieri - Chief Credit Officer Conference Call Participants Daniel Tamayo - Raymond James Timur Braziler - Wells Fargo Frank Schiraldi - Piper Sandler Michael Perito - KBW Russell Gunther - Stephens Manuel Navas - DA Davidson Brian Martin - Janney Montgo ...

$ 23 | --- | --- | --- | --- | --- | --- | --- | |-----------------------------------------------------------------------------------|-------|---------|-------|------------------------------|-------|---------| | Tangible book value per common share (dollars in millions, except per share data) | | 2Q23 | | For the Quarter Ended \n1Q23 | | 2Q22 | | Total stockholders' equity | $ | 5,818 | $ | 5,787 | ട് | 5,436 | | Less: Preferred stockholders' equity | | (107) | | (107) | | (107) | | Less: Intangible assets ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 For the quarterly period ended March 31, 2023 ☐ Transition Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the transition period from to Commission file number 001-31940 F.N.B. CORPORATION (Exact name of registrant as specified in its charter) FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 | Pennsylvania | | | | 25-1255406 | | --- | --- | - ...

F.N.B. Corporation (NYSE:FNB) Q1 2023 Earnings Conference Call April 20, 2023 8:30 AM ET Company Participants Lisa Hajdu - Manager of IR Vince Delie - Chairman, President and CEO Gary Guerrieri - Chief Credit Officer Vince Calabrese - CFO Scott Free - SVP and Treasurer Conference Call Participants Frank Schiraldi - Piper Sandler Daniel Tamayo - Raymond James Timur Braziler - Wells Fargo Securities Michael Perito - KBW Russell Gunther - Stephens Brian Martin - Janney Operator Good morning, and welcome to th ...

7 FNB Continues to Serve All its Stakeholders (1) A non-GAAP measure, refer to Non-GAAP to GAAP Reconciliation for further information. Maintain Efficiency and Expense Control Build a Durable, Scalable Infrastructure Promote Core Values including Diversity & Inclusion | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the fiscal year ended December 31, 2022 ☐ Transition Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 For the transition period from to Commission file number 001-31940 F.N.B. CORPORATION (Exact name of registrant as specified in its charter) | Pennsylvania | | 25-1255406 | | --- | --- | --- ...