HomeStreet, Inc. (NASDAQ:HMST) Q3 2023 Earnings Conference Call October 31, 2023 1:00 PM ET Company Participants Mark Mason - Chief Executive Officer, President & Chairman of the Board John Michel - Chief Financial Officer Conference Call Participants Matthew Clark - Piper Sandler Woody Lay - KBW Timothy Coffey - Janney Montgomery Scott Operator Good afternoon, and thank you for attending today’s Third Quarter 2023 Analyst Earnings Call for HomeStreet Bank. Joining us on this call is Mark Mason, CEO, Presid ...

HomeStreet eet Important Disclosures Forward-Looking Statements Non-GAAP Financial Measures Highlights and Developments • Net income of $2.3 million, or $0.12 per share • Net interest margin of 1.74% • Excluding broker deposits, total deposits decreased $137 million to $5.8 billion • Book value per share of $26.74 and tangible book value per share of $26.18(1) on September 30, 2023 • Net loss of $24.1 million, or $1.28 per share • Core net income of $10.5 million(1), or $0.56 per share • Net interest margin ...

FORM 10-Q ________________________________ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 HOMESTREET, INC. (Exact Name of Registrant as Specified in its Charter) 91-0186600 Washington 91-0186600 (State of Incorporation) (I.R.S. Employer Identification Number) 601 Union Street, Suite 2000 Seattle, Washington 98101 98101 (Address of principal executive offices) (Z ...

HomeStreet, Inc. (NASDAQ:HMST) Q2 2023 Earnings Conference Call July 31, 2023 1:00 PM ET Company Participants Mark Mason - Chairman, Chief Executive Officer and President John Michel - Executive Vice President and Chief Financial Officer Conference Call Participants Matthew Clark - Piper Sandler Woody Lay - KBW Timothy Coffey - Janney Operator Good afternoon. Thank you for attending today’s Second Quarter 2023 Analyst Earnings Call for HomeStreet Bank. Joining us on this call is Mark Mason, CEO, President, ...

HomeStreet meStreet Important Disclosures Forward-Looking Statements Non-GAAP Financial Measures Highlights and Developments • Net loss of $31.4 million, or $1.67 per share • Recorded $39.9 million goodwill impairment charge • Net interest margin of 1.93% • Uninsured deposits decreased to $495 million as of June 30, 2023 (7% of total deposits) from $1.0 billion as of March 31, 2023 (14% of total deposits • Nonperforming assets to total assets 0.44% on June 30, 2023 • Book value per share of $28.10 and tangi ...

Washington, D.C. 20549 ________________________________ FORM 10-Q ________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION For the quarterly period ended: March 31, 2023 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from _____ to _____ Commission file number: 001-35424 ________________________________ HOMESTREET, INC. (Ex ...

Loans Held for Investment Balance Trend | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |---------------------------------------|----------------------|-------|----------------------|-------|----------------------|--------|----------------------|-------|----------------------|-------| | $ Millions \nNon-owner Occupied CRE | Mar. 31, 2023 \n$652 | \n9% | Dec. 31, 2022 \n$658 | \n9% | Sep. 30, 2022 \n$666 | \n9% | June 30, 2022 \n$711 | \n11% | Mar. 31, 2022 \n$699 | 12% | | Multifamily | ...

HomeStreet, Inc. (NASDAQ:HMST) Q1 2023 Earnings Conference Call April 25, 2023 1:00 PM ET Company Participants Mark Mason - Chief Executive Officer, President, and Chairman John Michel - Chief Financial Officer Conference Call Participants Matthew Clark - Piper Sandler Woody Lay - KBW Operator Good afternoon and thank you for attending today’s First Quarter 2023 Earnings Release Call for HomeStreet Bank. Joining us on this call is Mark Mason, CEO, President, and Chairman of the Board. I would now like to pa ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ____________________________ FORM 10-K ____________________________ (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35424 ____________________________ HOMESTREET, INC. (Exact name of registr ...

HomeStreet Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, about our industry, our future financial performance, business plans and expectations. These statements are, in essence, attempts to anticipate or forecast future events, and thus subject to many risks and uncertainties. These forward-looking statements are based on our management's current expectations, beliefs, projections, and related to future p ...