UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended June 30, 2023 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☐ For the Transition Period From __________________ To __________________ Commission File Number 1-35593 HOMETRUST BANCSHARES, INC. (Exact name of registrant as specified in its charter) Maryland 45-5 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ________ Commission file number: 001-35593 HOMETRUST BANCSHARES, INC. (Exact name of registrant as specified in its charter) Maryland 45-5055422 (State or other jurisdiction ...

☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2022 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ________ Commission file number: 001-35593 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q HOMETRUST BANCSHARES, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation ...

For the quarterly period ended September 30, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ________ Commission file number: 001-35593 HOMETRUST BANCSHARES, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporatio ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period From __________________ To __________________ Commission File Number 1-35593 HOMETRUST BANCSHARES, INC. (Exact name of registrant as specified in its charter) Maryland 45-5 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ________ Commission file number: 001-35593 HOMETRUST BANCSHARES, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation of ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2021 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ________ Commission file number: 001-35593 HOMETRUST BANCSHARES, INC. (Exact name of registrant as specified in its charter) Maryland 45-5055422 (State or other jurisdict ...

PART I FINANCIAL INFORMATION [Financial Statements](index=5&type=section&id=Item%201.%20Financial%20Statements) This section presents HomeTrust Bancshares' unaudited consolidated financial statements for September 30, 2021, and the three months then ended [Consolidated Balance Sheets](index=5&type=section&id=Consolidated%20Balance%20Sheets) Total assets decreased slightly to **$3.48 billion** as of September 30, 2021, driven by reduced cash and debt securities and lower borrowings Consolidated Balance Sheet Highlights (Unaudited) | (In thousands) | Sep 30, 2021 | Jun 30, 2021 | | :--- | :--- | :--- | | **Assets** | | | | Cash and cash equivalents | $42,573 | $50,990 | | Net loans | $2,685,236 | $2,697,799 | | Total Assets | $3,481,360 | $3,524,723 | | **Liabilities & Equity** | | | | Deposits | $2,987,284 | $2,955,541 | | Borrowings | $40,000 | $115,000 | | Total Liabilities | $3,084,849 | $3,128,204 | | Total Stockholders' Equity | $396,511 | $396,519 | [Consolidated Statements of Income](index=6&type=section&id=Consolidated%20Statements%20of%20Income) Net income for the three months ended September 30, 2021, increased **83%** to **$10.5 million**, driven by higher net interest income and noninterest income Consolidated Income Statement Highlights (Unaudited, Three Months Ended Sep 30) | (In thousands, except per share data) | 2021 | 2020 | | :--- | :--- | :--- | | Net interest income | $27,707 | $25,509 | | Provision (benefit) for credit losses | $(1,460) | $950 | | Net interest income after provision | $29,167 | $24,559 | | Total noninterest income | $10,352 | $8,639 | | Total noninterest expense | $26,016 | $26,000 | | Net income | $10,527 | $5,753 | | Diluted EPS | $0.65 | $0.35 | [Consolidated Statements of Cash Flows](index=9&type=section&id=Consolidated%20Statements%20of%20Cash%20Flows) Net cash used in operating activities was **$3.5 million** for the three months ended September 30, 2021, resulting in an **$8.4 million** net decrease in cash Cash Flow Summary (Unaudited, Three Months Ended Sep 30) | (In thousands) | 2021 | 2020 | | :--- | :--- | :--- | | Net cash used in operating activities | $(3,521) | $(55,783) | | Net cash provided by investing activities | $49,440 | $150,172 | | Net cash used in financing activities | $(54,336) | $(44,867) | | Net (decrease) increase in cash | $(8,417) | $49,522 | [Notes to Consolidated Financial Statements](index=11&type=section&id=Notes%20to%20Consolidated%20Financial%20Statements) The notes detail significant accounting policies, including COVID-19 impacts, debt securities, loans, and the allowance for credit losses (ACL) - The company highlights two critical accounting policies: the determination of the **provision and allowance for credit losses (ACL)** and the **valuation of goodwill and other intangible assets**[30](index=30&type=chunk) - The company has offered **loan modifications**, including **payment deferrals**, in response to the **COVID-19 pandemic** under the provisions of the **CARES Act**, which allows for suspension of **Troubled Debt Restructuring (TDR)** accounting for eligible modifications[31](index=31&type=chunk)[32](index=32&type=chunk)[87](index=87&type=chunk) - As of September 30, 2021, the company had **$67.8 million** in commercial loans on **interest-only payment deferrals** and **$1.0 million** in **full principal and interest payment deferrals** related to **COVID-19**[89](index=89&type=chunk)[173](index=173&type=chunk) [Management's Discussion and Analysis of Financial Condition and Results of Operations](index=36&type=section&id=Item%202.%20Management%27s%20Discussion%20and%20Analysis%20of%20Financial%20Condition%20and%20Results%20of%20Operations) Management discusses the company's financial condition and results for the quarter ended September 30, 2021, focusing on improved net income and a stable balance sheet [Comparison of Financial Condition](index=41&type=section&id=Comparison%20of%20Financial%20Condition) Total assets decreased slightly by **$43.4 million** to **$3.5 billion** as of September 30, 2021, while asset quality improved significantly - Total assets decreased by **$43.4 million** to **$3.5 billion**, primarily due to a decrease in cash and securities as the company paid down borrowings[176](index=176&type=chunk) - Nonperforming assets decreased by **$6.0 million** (**47.0%**) to **$6.8 million**, or **0.19%** of total assets, mainly due to the payoff of two commercial real estate loan relationships totaling **$5.1 million**[182](index=182&type=chunk) - Deposits increased by **$31.7 million** (**1.1%**), driven by growth in core deposits, while borrowings decreased by **$75.0 million** (**65.2%**)[192](index=192&type=chunk)[194](index=194&type=chunk) Allowance for Credit Losses (ACL) to Loan Ratios | Ratio | Sep 30, 2021 | Jun 30, 2021 | | :--- | :--- | :--- | | ACL / Total Loans | 1.27% | 1.30% | | ACL / Total Loans (ex-PPP) | 1.28% | 1.32% | [Comparison of Results of Operations](index=45&type=section&id=Comparison%20of%20Results%20of%20Operations) Net income increased **83.0%** to **$10.5 million** for the quarter ended September 30, 2021, driven by higher net interest income and a credit loss benefit - Net income increased by **$4.8 million** (**83.0%**) to **$10.5 million** for Q1 FY2022 compared to Q1 FY2021[201](index=201&type=chunk) - Net interest income increased by **$2.2 million** (**8.6%**), driven by a **$3.3 million** decrease in interest expense, primarily from lower borrowing costs[202](index=202&type=chunk) - A net benefit for credit losses of **$1.5 million** was recorded, compared to a provision of **$950,000** in the prior-year quarter, reflecting an improving economic outlook[207](index=207&type=chunk) - Noninterest income increased by **$1.7 million** (**19.8%**), mainly from higher gains on sale of loans and increased loan income and fees[209](index=209&type=chunk) [Liquidity and Capital Resources](index=46&type=section&id=Liquidity%20and%20Capital%20Resources) The company maintains a strong liquidity position and was 'well-capitalized' as of September 30, 2021, with stable stockholders' equity - As of September 30, 2021, the Bank had available borrowing capacity of **$278.7 million** with the **FHLB of Atlanta** and **$100.0 million** in lines of credit with three other banks[213](index=213&type=chunk) - During the quarter, the company repurchased **376,435 shares** of common stock for approximately **$10.4 million** and paid **$1.3 million** in cash dividends[195](index=195&type=chunk) Regulatory Capital Ratios (HomeTrust Bancshares, Inc.) - Sep 30, 2021 | Ratio | Actual | Minimum to Be Well Capitalized | | :--- | :--- | :--- | | CET1 Capital Ratio | 11.25% | 6.50% | | Tier I Capital Ratio | 11.25% | 8.00% | | Total Risk-based Capital Ratio | 11.92% | 10.00% | | Tier I Leverage Ratio | 10.75% | 5.00% | [Quantitative and Qualitative Disclosures about Market Risk](index=49&type=section&id=Item%203.%20Quantitative%20and%20Qualitative%20Disclosures%20about%20Market%20Risk) There have been no material changes in the company's market risk disclosures from its Annual Report on Form 10-K for June 30, 2021 - There has not been any **material change** in the market risk disclosures contained in the Company's 2021 Form 10-K[226](index=226&type=chunk) [Controls and Procedures](index=49&type=section&id=Item%204.%20Controls%20and%20Procedures) Management concluded the company's disclosure controls and procedures were effective as of September 30, 2021, with no other material changes to internal control - The CEO and CFO concluded that the Company's disclosure controls and procedures were **effective** as of September 30, 2021[227](index=227&type=chunk) - **No changes** in internal control over financial reporting occurred during the quarter that **materially affected**, or are reasonably likely to materially affect, the company's internal control over financial reporting[227](index=227&type=chunk) PART II OTHER INFORMATION [Legal Proceedings](index=49&type=section&id=Item%201.%20Legal%20Proceedings) The company is not a party to any pending legal proceedings that management believes would materially affect its financial condition or operations - The company is **not party to any pending legal proceedings** that management believes would have a **material adverse effect** on its financial condition or operations[105](index=105&type=chunk)[229](index=229&type=chunk) [Risk Factors](index=49&type=section&id=Item%201A.%20Risk%20Factors) There have been no material changes in the risk factors previously disclosed in the company's 2021 Form 10-K - There have been **no material changes** in the Risk Factors previously disclosed in the Company's 2021 Form 10-K[230](index=230&type=chunk) [Unregistered Sales of Equity Securities and Use of Proceeds](index=50&type=section&id=Item%202.%20Unregistered%20Sales%20of%20Equity%20Securities%20and%20Use%20of%20Proceeds) During the quarter ended September 30, 2021, the company repurchased **376,435 shares** of common stock at an average price of **$27.71** per share Share Repurchase Activity (July 1 - Sep 30, 2021) | Period | Total Shares Purchased | Average Price Paid per Share | | :--- | :--- | :--- | | July 2021 | 117,657 | $27.81 | | August 2021 | 70,737 | $27.67 | | September 2021 | 188,041 | $27.67 | | **Total** | **376,435** | **$27.71** | - On July 28, 2021, a new stock repurchase plan was authorized for **825,941 shares**. As of September 30, 2021, **567,163 shares** were still available for repurchase under this plan[232](index=232&type=chunk) [Exhibits](index=52&type=section&id=Item%206.%20Exhibits) This section lists exhibits filed with the Form 10-Q, including CEO and CFO certifications and XBRL financial data - Exhibits filed include **CEO and CFO certifications** (Exhibits 31.1, 31.2, 32) and **XBRL data** (Exhibit 101)[239](index=239&type=chunk)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended June 30, 2021 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period From __________________ To __________________ Commission File Number 1-35593 HOMETRUST BANCSHARES, INC. (Exact Name of Registrant as Specified in its Charter) (State or Other ...

For the quarterly period ended March 31, 2021 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 10 Woodfin Street, Asheville, North Carolina 28801 (Address of principal executive offices; Zip Code) (828) 259-3939 For the transition period from _______ to ________ (Registrant's telephone number, including area ...