International Money Express, Inc. (NASDAQ:IMXI) Q2 2022 Earnings Conference Call August 3, 2022 9:00 AM ET Company Participants Mike Gallentine - Vice President, Investor Relations Bob Lisy - Chairman, Chief Executive Officer & President Andras Bende - Chief Financial Officer Joseph Aguilar - Chief Operating Office Randy Nilsen - Chief Revenue Officer Chris Hunt - Chief Information Officer. Conference Call Participants David Scharf - JMP Securities Mike Grondahl - Northland Securities Alex Markgraff - KeyBa ...

Financial Performance Highlights - Transactions increased to 11.9 million, up by 18.1% compared to Q2 2021[7] - Revenue reached $136.9 million, showing a 17.3% increase compared to Q2 2021[7] - Net income increased to $16.0 million, up by 20.8% compared to Q2 2021[7] - Adjusted EBITDA reached $27.7 million, reflecting a 19.3% increase compared to Q2 2021[7] - Net free cash generated was $17.3 million in Q2 2022[31] Growth Metrics - Active customers reached 3.0 million by the end of Q2 2022[16] - Principal sent totaled $5,327.1 million in Q2 2022[21] - Digital transactions accounted for 26.3% of total transactions in Q2 2022[19] Market Position - The company has more than 20% market share in the top 5 LACA markets for all remittance dollars from the US[15] - Tier I and Tier II market share was 21.0% in Q2 2022[22] Future Outlook - The company projects revenue of $542 million - $551 million, up 18% - 20% for 2022[33] - The company projects net income of $60 million - $61 million, up 28% - 30% for 2022[33] - The company projects Adjusted EBITDA of $104 million - $106 million, up 20% - 22% for 2022[33]

International Money Express, Inc. (NASDAQ:IMXI) Q1 2022 Earnings Conference Call May 4, 2022 9:00 AM ET Company Participants Mike Gallentine - Vice President, Investor Relations Bob Lisy - Chairman, Chief Executive Officer & President Andras Bende - Chief Financial Officer Randy Nilsen - Chief Revenue Officer Conference Call Participants David Scharf - JMP Securities Mark Palmer - BTIG Michael Grondahl - Northland Securities Alex Markgraff - KeyBanc Capital Markets Tim Chiodo - Credit Suisse Operator Greeti ...

For the quarterly period ended March 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-37986 INTERNATIONAL MONEY EXPRESS, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of inco ...

(Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____________ to Commission File No. 001-37986 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K INTERNATIONAL MONEY EXPRESS, INC. (Exact name of registrant as specified in its charter) Delaware 47-4219082 (State ...

International Money Express, Inc. (NASDAQ:IMXI) Q4 2021 Earnings Conference Call March 7, 2022 9:00 AM ET Company Participants Michael Gallentine - Vice President of Investor Relations Robert Lisy - Chairman, President & Chief Executive Officer Andras Bende - Chief Financial Officer Randall Nilsen - Chief Revenue Officer Conference Call Participants David Scharf - JMP Securities Mark Palmer - BTIG Alex Markgraff - KeyBanc Capital Markets Mike Grondahl - Northland Securities Timothy Chiodo - Credit Suisse Op ...

Fourth Quarter 2021 Earnings Presentation March 7, 2022 Safe Harbor Statement / Non-GAAP Financial Measures This press release contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended, which reflect our current views concerning certain events that are not historical facts but could affect our future performance, including but without limitation, statements regarding our plans, objectives, financial performance, business strategies, projecte ...

International Money Express, Inc. (NASDAQ:IMXI) Q3 2021 Earnings Conference Call November 3, 2021 9:00 AM ET Company Participants Michael Gallentine – VP of IR Robert Lisy – Chairman, President & CEO Andras Q. Bende – CFO Randall D. Nilsen – Chief Revenue Officer Conference Call Participants David Scharf - JMP Securities Mark Palmer - BTIG Timothy Chiodo - Credit Suisse Alexander Markgraff - KeyBanc Capital Markets Michael Grondahl - Northland Capital Operator Greetings. Welcome to the International Money E ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-37986 INTERNATIONAL MONEY EXPRESS, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of ...

International Money Express, Inc. (NASDAQ:IMXI) Q2 2021 Earnings Conference Call August 4, 2021 9:00 AM ET Company Participants Mike Gallentine – Vice President of Investor Relations Bob Lisy – Chairman, Chief Executive Officer and President Andras Bende – Chief Financial Officer Conference Call Participants David Scharf – JMP Securities Timothy Chiodo – Credit Suisse Mike Grondahl – Northland Securities Operator Thank you for standing by. This is the conference operator. Welcome to the International Money ...