Financial Data and Key Metrics Changes - The company reported a significant loss this quarter, primarily due to the unprofitable Uber account, marking the largest loss in its 17-year history [6][7] - Net earned premium grew over 16% in the E&S segment this quarter and 30% in the core E&S business alone [23] - Operating cash flow was $145.7 million for the quarter, with a year-to-date total of $213.8 million, reflecting strong growth in core E&S gross written premium [27] Business Line Data and Key Metrics Changes - The core E&S business grew by 72% compared to the same period last year, with submissions up by 22% year-to-date [15][16] - The Specialty Admitted business reported a 94.1% combined ratio, with underwriting profits of $837,000 for the quarter [21][22] - The company expects to write approximately $500 million in core E&S this year, with a loss ratio above 70% [16][24] Market Data and Key Metrics Changes - Rates in the core E&S segment have increased for 10 consecutive quarters, with a 3.2% increase in the third quarter [15] - The company noted significant rate increases in habitational risk liability, with some policies seeing increases over 500% [18][19] - The Allied Health division experienced strength in smaller nursing home accounts, with increases exceeding 50% [20] Company Strategy and Development Direction - The company has decided to focus on its core E&S business and Specialty Admitted segment, moving away from the Uber account due to evolving risks and profitability concerns [14][8] - Management aims to resume producing low-double-digit annual returns on tangible equity in 2020 [8][23] - The company plans to actively manage expenses while transitioning away from the commercial auto book [31] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the pricing for 2018 and 2019, despite the losses from the Uber account [10][11] - The company anticipates that the core E&S business will generate attractive returns, supported by strong pricing and historical performance [24][30] - Management is aware of potential social inflation but has not observed it affecting the core E&S business to date [89][90] Other Important Information - The company has brought approximately $1.2 billion of assets onto its balance sheet from a collateralized trust related to the Uber account, which will generate investment income [28] - The collateral is invested in short-term government securities, and the company is entitled to request additional collateral if necessary [28] Q&A Session Summary Question: Can you provide insight into the reserve charge this quarter? - Management indicated that the reserve charge was based on losses exceeding expectations, particularly concentrated on the 2017 underwriting year [39][40] Question: Are you considering any reinsurance protection for the commercial auto book? - Management acknowledged the potential value of such options and stated they are continuously evaluating them [44] Question: How will the core E&S segment look in terms of loss and expense ratios moving forward? - Management expects to maintain a mid-to-high 20s expense ratio for the core E&S business, with some additional expenses initially due to claims management [46][47] Question: What is the timeline for paying down the $1.2 billion claims-related collateral? - Management indicated that it is difficult to predict, but they assume it will be utilized over the next year [72] Question: Are you seeing any social inflation affecting your core E&S business? - Management has not observed social inflation impacting the core E&S book but remains vigilant [89][90]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION FORM 10-Q Washington, D.C. 20549 ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2019 or Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from _______ to _______ Commission File Number: 001-36777 JAMES RIVER GROUP HOLDINGS, LTD. (Exact name of registrant as specified in its charter) (State or other jurisdicti ...

James River Group Holdings, Ltd. (NASDAQ:JRVR) Q2 2019 Results Earnings Conference Call August 1, 2019 8:30 AM ET Company Participants Kevin Copeland - Head, IR and CIO Robert Myron - CEO Sarah Doran - CFO Adam Abram - Conference Call Participants Randy Binner - B. Riley FBR Matthew Carletti - JMP Mark Hughes - SunTrust Meyer Shields - KBW Brian Meredith - UBS Operator Good day, ladies and gentlemen, and welcome to the James River Second Quarter 2019 Earnings Conference Call. [Operator instructions] As a r ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2019 or Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from _______ to _______ Commission File Number: 001-36777 JAMES RIVER GROUP HOLDINGS, LTD. (Exact name of registrant as specified in its charter) (State or other jurisdiction of ...

James River Group Holdings (NASDAQ:JRVR) Q1 2019 Earnings Conference Call May 2, 2019 8:00 AM ET Company Participants Kevin Copeland - Head, IR & CIO Robert Myron - CEO Sarah Doran - CFO Conference Call Participants Mark Hughes - SunTrust Matthew Carletti - JMP Securities Seth Rosenberg - UBS Randy Binner - B. Riley FBR Operator Good day, ladies and gentlemen and welcome to the James River Q1 2019 Results Call. At this time all participants are in a listen-only mode. Later we will conduct a question-and-ans ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2019 or Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from _______ to _______ Commission File Number: 001-36777 JAMES RIVER GROUP HOLDINGS, LTD. (Exact name of registrant as specified in its charter) (State or other jurisdiction of ...

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K FOR ANNUAL AND TRANSITIONAL REPORTS PURSUANT TO SECTIONS 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2018 or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 001-36777 JAMES RIVER GROUP HOLDINGS, LTD. (Exa ...

James River Group Holdings (NASDAQ:JRVR) Q4 2018 Results Earnings Conference Call February 22, 2019 8:00 AM ET Company Participants Kevin Copeland - Head, IR & CIO Robert Myron - CEO Sarah Doran - CFO Conference Call Participants Randy Binner - FBR Capital Markets & Co Mark Hughes - SunTrust Bijan Moazami - Compass Point Research Meyer Shields - KBW Seth Rosenberg - UBS Operator Good day, ladies and gentlemen, and welcome to the Q4 2018 James River Group Holdings Ltd. Earnings Conference Call. At this time ...