Financial Data and Key Metrics Changes - The company reported a 91% combined ratio in Q2 and a 94.2% for the first half of the year, indicating strong financial performance [7] - Adjusted net operating return on tangible common equity was 19.9% for Q2 and 15.5% year-to-date, reflecting consistent underwriting profits [8][26] - Operating income increased approximately 44% from the previous quarter and over 6% from the same quarter last year [25] Business Line Data and Key Metrics Changes - In the E&S segment, gross premiums increased by 24.6% and net premiums grew by 22.8%, driven by a 14.1% positive renewal rate change [14] - The E&S combined ratio was 83.8%, with underwriting income of $22 million, marking the third consecutive quarter of segment underwriting profit greater than $20 million [19] - Specialty Admitted segment saw a decline in workers' compensation premiums by approximately 14% during Q2, while the remainder of the fronting and program business experienced solid growth [20][21] Market Data and Key Metrics Changes - The company has experienced renewal rate increases for 22 consecutive quarters, totaling 58.1% [12] - The excess and surplus lines marketplace continues to benefit from industry dislocation, leading to sustained pricing improvement [12] - Submission activity remains robust, particularly in the renewal portfolio, with a higher conversion ratio [15][59] Company Strategy and Development Direction - The company is focused on building out its enterprise risk management framework and optimizing portfolios to enhance profitability [6][10] - There is a strong emphasis on maintaining high renewal retention levels and producing positive rate changes well above loss cost trends [11][12] - The company aims to continue investing in its platform to generate attractive long-term returns for shareholders [23][34] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the near-term growth outlook, citing healthy market conditions and strong balance sheet [11] - The company anticipates that pricing momentum in the E&S sector will persist through at least the end of the year [13] - Management remains cautious about the workers' compensation market, particularly in California, where rates have softened [20][65] Other Important Information - The company reported cash flow from operations of $73.9 million for the quarter and approximately $140 million year-to-date [30] - Realized losses were about $17 million, primarily due to the senior secured bank loan portfolio [31] - The company ended the quarter with tangible common equity of $376.7 million, impacted by rising interest rates [32] Q&A Session Summary Question: Pricing and Loss Cost Trends - Management noted an increase in the view of loss cost trend for 2022, with mid-single-digit expectations and certain lines potentially higher [39] Question: Economic Conditions Impact on SME Clients - Despite broader macro concerns, insureds are experiencing solid economic fundamentals, with no negative trends observed [44] Question: Changes in New Money Yields - New money yields are approximately 100 basis points higher compared to the previous quarter [48] Question: Ceding Commission Rates - No significant changes in ceding commission rates were reported [49] Question: Growth in Excess Casualty - The company is a first excess player, with over 90% of limit profiles at $5 million or less, indicating a manageable tail risk [51] Question: Tax Rate Guidance - The effective tax rate is expected to be around 21% for the year, influenced by losses in Bermuda [56] Question: Submission Activity Trends - There has been a positive increase in renewal submissions, with a 16-point rise quarter-over-quarter [59] Question: Workers' Compensation Loss Picks - The company has been conservative in adjusting loss picks due to ongoing rate erosion in the California market [65]

James River Group Holdings Ltd (NASDAQ:JRVR) Q1 2022 Earnings Conference Call May 10, 2022 8:30 AM ET Company Participants Brett Shirreffs - IR Frank D’Orazio - CEO Sarah Doran - CFO Conference Call Participants Mark Hughes - Truist Securities Brian Meredith - UBS Meyer Shields - KBW Casey Alexander - Compass Point Operator Good day and thank you for standing by. Welcome to the James River Group Q1 2022 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being rec ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2022 or Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from _______ to _______ Commission File Number: 001-36777 JAMES RIVER GROUP HOLDINGS, LTD. (Exact name of registrant as specified in its charter) Bermuda 98-0585280 (State or oth ...

JAMES RIVER GROUP HOLDINGS, LTD. Strategic Actions Frequently Asked Questions February 28, 2022 Forward-Looking Statements This presentation contains forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. In some cases, such forwardlooking statements may be identified by terms such as believe, expect, seek, may, will, intend, project, anticipate, plan, estimate, guidance or similar words. Forward-looking statements involve risks and uncertainties that cou ...

James River Group Holdings Ltd (NASDAQ:JRVR) Q4 2021 Earnings Conference Call March 1, 2022 8:30 AM ET Company Participants Brett Shirreffs - IR Frank D’Orazio - CEO Sarah Doran - CFO Conference Call Participants Cullen Johnson - B. Riley Securities Matthew Carletti - JMP Securities Mark Hughes - Truist Tracy Benguigui - Barclays Brian Meredith - UBS Meyer Shields - KBW Operator Good day, and thank you for standing by. Welcome to the James River Group Q4 2021 Earnings Conference Call. [Operator Instructions ...

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2021 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 001-36777 JAMES RIVER GROUP HOLDINGS, LTD. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organiza ...

James River Group Holdings, Ltd. (NASDAQ:JRVR) Q3 2021 Earnings Conference Call November 3, 2021 9:00 AM ET Company Participants Brett Shirreffs - Head of IR Sarah Doran - CFO Frank D'Orazio - CEO Conference Call Participants Mark Hughes - Truist Matt Carletti - JMP Brian Meredith - UBS Cullen Johnson - B. Riley Derek Han - KBW Operator Thank you for standing by and welcome to the James River Group Holdings Third Quarter 2021 Earnings Call. [Operator Instructions] As a reminder today's program is being reco ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2021 or (I.R.S. Employer Identification No.) Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to fi ...

James River Group Holdings Ltd (NASDAQ:JRVR) Q2 2021 Results Conference Call August 5, 2021 8:00 AM ET Company Participants Sarah Doran - CFO Frank D’Orazio - CEO Conference Call Participants Cullen Johnson - B. Riley Securities Matt Carletti - JMP Securities Casey Alexander - Compass Point Meyer Shields - KBW Brian Meredith - UBS Mark Hughes - Truist Securities Operator Good day, and thank you for standing by. Welcome to James River Group 2021 Second Quarter Earnings Call. At this time, all participants ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2021 or Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from _______ to _______ Commission File Number: 001-36777 JAMES RIVER GROUP HOLDINGS, LTD. (Exact name of registrant as specified in its charter) Bermuda 98-0585280 (State or othe ...