| --- | --- | --- | |-----------------------------------|-------|-------| | | | | | | | | | | | | | Hunt Companies Finance Trust | | | | Q3 2020 Earnings Supplemental | | | | | | | | | | | | November 2020 | | | | | | | | www.huntcompaniesfinancetrust.com | | | Disclaimer This presentation, any related webcast/conference call, and other oral statements made by our representatives from time to time may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as am ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Commission File No. 001-35845 ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 HUNT COMPANIES FINANCE TRUST, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification Number) For the quarterly period ended September 30, 2020 Maryland 45-4966519 230 Park Avenue, 19th Floor, New York, New York ...

Financial Data and Key Metrics Changes - For Q2 2020, the company reported net income to common stockholders of $1.9 million, or $0.08 per share, compared to $1.5 million, or $0.06 per share in the prior quarter and $1.4 million, or $0.06 per share in Q2 2019, driven by an increase in net interest income [17][18] - Core earnings attributed to common stockholders for the quarter were $2.2 million or $0.09 per share, consistent with the prior quarter and Q2 2019 [18] - The book value at June 30 was $114 million or $4.57 per share, unchanged from Q1 2020 [19] Business Line Data and Key Metrics Changes - The portfolio consists of over 99% senior mortgage loans, with no exposure to mezzanine loans, construction loans, or loans backed by hotels, focusing primarily on multifamily assets [10][11] - During the quarter, the company made future funding advances on 11 loans totaling $3.4 million, all secured by multifamily assets, while experiencing $32.9 million in loan payoffs [24] Market Data and Key Metrics Changes - The company noted that bridge lending activity has shown positive movement with less transition risk and more moderate leverage compared to pre-COVID periods [9] - The overall loan portfolio at quarter end was over 90% multifamily, reflecting resilience during downturns [25] Company Strategy and Development Direction - The company is focused on proactive asset management and evaluating new investment opportunities, particularly in the multifamily sector, while remaining cautious due to market uncertainties [24][30] - The management expressed a desire to grow and expand financing sources, despite the challenges posed by the COVID-19 pandemic [46] Management's Comments on Operating Environment and Future Outlook - Management acknowledged the significant impact of COVID-19 on the economy and the lending market, but noted improvements in liquidity and credit market volatility [8][30] - The company remains optimistic about the future, actively monitoring its portfolio and the broader economic environment [30] Other Important Information - The company has not experienced any material adverse liquidity events due to COVID-19 and believes its liquidity position is sufficient [13] - The Q2 2020 dividend of $0.075 per share was paid on July 15, with a decision on Q3 2020 dividends expected in September [14] Q&A Session Summary Question: Plans for cash from repayments and distributions - Management clarified that repayments are being used to sequentially pay down bonds, resulting in a slight reduction in overall leverage [35][36] Question: Expectation of asset volume decline in H2 - Management indicated that a decline in asset volumes is more likely than not due to de-leveraging [54] Question: Impact of rent regulations on landlords - Management acknowledged pressures from rent regulations in various states and emphasized the need for balance between property owners and tenants [59] Question: New opportunities in Q3 - Management confirmed ongoing discussions with borrowers about financing needs and identified opportunities in the bridge space despite current market conditions [65][66]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ____________ Commission File No. 001-35845 HUNT COMPANIES FINANCE TRUST, INC. (Exact name of registrant as specified in its charter) Maryland 45-4966519 (Stat ...

| --- | --- | --- | --- | |-------------------------------|-------|-------|-------| | | | | | | | | | | | Hunt Companies Finance Trust | | | | | | | | | | Q1 2020 Earnings Supplemental | | | | | | | | | | May 2020 | | | | | | | | | | | | | | www.huntcompaniesfinancetrust.com Disclaimer This presentation, any related webcast/conference call, and other oral statements made by our representatives from time to time may constitute forward-looking statements within the meaning of Section 27A of the Securities Act ...

Hunt Companies Finance Trust, Inc (HCFT) Q1 2020 Earnings Conference Call May 12, 2020 8:30 AM ET Company Participants Brendan Gover – Investor Relations, OREC Investment Management Jim Flynn – Chief Executive Officer Jim Briggs – Chief Financial Officer Mike Larsen – President Precilla Torres – Head-Real Estate Debt Strategies Conference Call Participants Christopher Nolan – Ladenburg Thalmann Lee Zulch – Overcap Operator Good morning and thank you for joining the Hunt Companies Finance Trust First Quarter ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Commission File No. 001-35845 HUNT COMPANIES FINANCE TRUST, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification Number) Maryland 45-4966519 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ...

Company Overview and Strategy - Hunt Companies Finance Trust (HCFT) is a real estate investment trust (REIT) focused on transitional multifamily and other commercial real estate loans or securitizations[4] - The company emphasizes floating-rate investments and has a strong focus on the middle-market multifamily sector[4] - HCFT is externally managed by OREC Investment Management, a subsidiary of ORIX Corporation USA[4] ORIX Transaction - On January 6, 2020, HCFT announced a new management agreement with OREC Investment Management, LLC, a subsidiary of ORIX Corporation USA[6] - ORIX Corporation's assets exceed $110 billion, and it has approximately $400 billion of assets under management[7] - In connection with the transaction, an affiliate of ORIX USA purchased 1,246,719 shares of HCFT's common stock at $4.61 per share, resulting in an aggregate capital raise of $5,747,375[10] - The purchase price per share represented a 43% premium over the HCFT common share price on January 2, 2020[10] Q4 2019 Financial Results - Q4 2019 GAAP Net Income was $1.22 million, or $0.05 per share; FY19 GAAP Net Income was $2.66 million, or $0.11 per share[19] - Q4 2019 Core Earnings were $1.32 million, or $0.06 per share; FY19 Core Earnings were $7.55 million, or $0.32 per share[19] - Q4 2019 Book Value Per Share was $4.59[19] Investment Portfolio - As of December 31, 2019, 99.6% of HCFT's investment portfolio consisted of floating-rate CRE loans[19] - The $635.3 million CRE loan portfolio had a weighted average remaining term of 21 months and a weighted average coupon of L + 3.60%[19] - 94% of the portfolio was multifamily[19]

Hunt Companies Finance Trust, Inc (HCFT) Q4 2019 Earnings Conference Call March 17, 2020 8:30 AM ET Company Participants Brendan Gover - Investor Relations Jim Flynn - Chief Executive Officer Mike Larsen - President Jim Briggs - Chief Financial Officer Precilla Torres - Head, Real Estate Debt Strategies Conference Call Participants Steve Delaney - JMP Securities Christopher Nolan - Ladenburg Thalmann Operator Good morning, everyone and thank you for joining the Hunt Companies Finance Trust Fourth Quarter 20 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES HUNT COMPANIES FINANCE TRUST, INC. (Exact name of registrant as specified in its charter) Maryland 45-4966519 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 230 Park Avenue, ...