Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _______________________________________________________________________________ FORM 10-K _______________________________________________________________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period f ...

Financial Performance - Full Year 2021 - Full year 2021 revenue reached $193 million, a 19% increase year-over-year on a reported basis, and a 48% increase for the U S only[5] - Gross profit for full year 2021 was $185 million, with a gross margin rate of 96%, reflecting a 61bps margin expansion year-over-year[5] - Adjusted EBITDA for full year 2021 was $32 million, resulting in a 16% adjusted EBITDA margin rate[5] Financial Performance - Q4 2021 - Q4 2021 revenue was $54 million, a 22% increase year-over-year on a reported basis, and a 39% increase for the U S only[5] - Gross profit for Q4 2021 was $52 million, with a gross margin rate of 96%, reflecting a 70bps margin expansion year-over-year[5] - Adjusted EBITDA for Q4 2021 was $4 million, resulting in a 7% adjusted EBITDA margin rate[5] Key Metrics - Q4 2021 - Monthly Active Users grew by 57% year-over-year and 13% from the prior quarter[5] - Average Monthly Revenue per Paying Client declined by 1% year-over-year on a reported basis but grew by 9% year-over-year for the U S only[5] - Average Monthly Paying Clients grew by 23% year-over-year on a reported basis and 27% year-over-year for the U S only[5] Full Year 2022 Guidance - Full year 2022 revenue guidance is $255 million to $265 million, implying a 32% to 37% growth[26] - Full year 2022 Adjusted EBITDA guidance is $15 million to $20 million, implying a 6% to 8% margin[26]

WM Technology, Inc. (NASDAQ:MAPS) Q4 2021 Earnings Conference Call February 23, 2022 5:00 PM ET Company Participants Greg Stolowitz - VP, IR Chris Beals - CEO Arden Lee - CFO Conference Call Participants Andrew Carter - Stifel Matthew Baker - Cantor Fitzgerald Operator Good afternoon, everyone. And welcome to the WM Technology, Inc.'s Fourth Quarter 2021 Earnings Conference Call. I'd now like to turn the call over to your host, Greg Stolowitz, Vice President and Investor Relations and Corporate Development. ...

Financial Performance - Q3 revenue reached $51 million, a 9% year-over-year increase on a reported basis, and a 46% year-over-year increase for the U S only[5] - Gross profit for Q3 was $49 million, with a 96% implied gross margin rate[6] - Adjusted EBITDA for Q3 was $10 million, representing a 20% adjusted EBITDA margin rate[6] - Year-to-date revenue totaled $139 million, reflecting a 52% increase compared to the previous year for U S only[8] User and Client Metrics - Monthly Active Users (MAU) grew by 37% year-over-year[5] - Average Monthly Revenue per Paying Client increased by 7% year-over-year on a reported basis and 18% year-over-year for the U S only[5] - Average Monthly Paying Clients grew by 2% year-over-year on a reported basis and 24% year-over-year for the U S only[5] Expenses - Non-GAAP Sales & Marketing expenses for the year-to-date were $33 million, a 52% increase[8] - Non-GAAP Product Development costs for the year-to-date were $22 million, an 8% increase[8] - Non-GAAP General & Administrative expenses for the year-to-date were $50 million, a 34% increase[8] Balance Sheet and Cash Flow - Cash balance increased from $20 million to $78 million[17] - Net cash from operations was $25 million year-to-date[18]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _______________________________________________________________________________ FORM 10-Q _______________________________________________________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition ...

WM Technology, Inc. (NASDAQ:MAPS) Q3 2021 Results Conference Call November 11, 2021 5:00 PM ET Company Participants Greg Stolowitz - Vice President, Investor Relations Chris Beals - Chief Executive Officer Arden Lee - Chief Financial Officer Conference Call Participants Andrew Carter - Stifel DJ Hynes - Canaccord Tom Champion - Piper Sandler Connor Passarella - Truist Securities Operator Good afternoon, everyone, and welcome to the WM Technology's Inc. Third Quarter 2021 Earnings Conference Call. At this ti ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _______________________________________________________________________________ FORM 10-Q _______________________________________________________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition peri ...

Financial Data and Key Metrics Changes - Q2 2021 revenue reached $47 million, representing a 21% year-over-year growth, and a 55% growth when excluding Canadian revenue from last year [7][50] - Gross profit for Q2 was $45 million, reflecting a 96% margin rate, with a slight margin expansion of 70 basis points year-over-year [61] - Adjusted EBITDA for Q2 was $9 million, showing a decline compared to the previous year due to operational expense investments [61][62] Business Line Data and Key Metrics Changes - The Weedmaps marketplace and WM business software offerings both contributed to revenue growth, with the featured listings product accounting for 55% of Q2 gross revenue [51][53] - Average monthly revenue per paying client in the US increased by 21% year-over-year, with a 28% growth in paying clients [54] Market Data and Key Metrics Changes - The company has over 4,300 paying clients, with an average spend of approximately $3,600 per month [17] - There are over 12 million monthly active users, with 90% consuming cannabis at least once a week [18] Company Strategy and Development Direction - The company aims to establish the Weedmaps marketplace as the center of commerce for cannabis consumers and WM business as the preferred software solution for cannabis businesses [15][24] - Focus on expanding client acquisition through promotional offers and targeted outreach, while enhancing product offerings to drive cross-product adoption [20][23] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the cannabis market's growth, citing the legalization momentum and the potential for new market openings [39][40] - The company anticipates total revenue growth of $205 million for the full year, with a focus on Q4 for significant growth [72][74] Other Important Information - The company ended Q2 with $92 million in cash and no financial debt, providing flexibility for future investments [69] - The DOJ has withdrawn a subpoena related to a previous investigation, which management views positively for future compliance and growth [38] Q&A Session Summary - No specific questions or answers were documented in the provided content [77]

wm technology WM Technology, Inc. Q2 2021 Quarterly Results August 12, 2021 Disclaimer This presentation is crowided for firomational purposes only and has been presenced to askist interested paysist interested partibles with researcts WMT gehoplaces ("W) Tr nopresentations or warranties, exquess or inqtification givenin, or in respect of this presentation T other ulast extent perinted by liew in no circumstances will WM, any o diverton, offices, en produces, advisor or agents be responsibleon liables or an ...

Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 001-39021 Silver Spike Acquisition Corp. (Exact name of registrant as specified in its charter) UNITED STATES SECURITIES AND EXCHANGE COMMISSION New York, New York 10065 (Address ...