MoneyLion Inc. (ML) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.Over the past month, shares of this company have returned +3.2%, compared to the Zacks S&P 500 composite's +2.9% change. During this period, the Zacks Financial Transaction Services industry, which MoneyLion falls in, has lost 2.2%. The key question now is: What could be the stock's future directio ...

For those looking to find strong Business Services stocks, it is prudent to search for companies in the group that are outperforming their peers. Has MoneyLion Inc. (ML) been one of those stocks this year? By taking a look at the stock's year-to-date performance in comparison to its Business Services peers, we might be able to answer that question.MoneyLion Inc. is one of 315 individual stocks in the Business Services sector. Collectively, these companies sit at #3 in the Zacks Sector Rank. The Zacks Sector ...

MoneyLion Inc. (ML) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.Shares of this company have returned +48.5% over the past month versus the Zacks S&P 500 composite's +4.3% change. The Zacks Financial Transaction Services industry, to which MoneyLion belongs, has lost 2.6% over this period. Now the key question is: Where could the stock be headed in the near term ...

The underperformance of the Russell 2000 Small-Cap Index relative to the rest of the market has been weighing on investors’ minds for the better part of a year now. While some think the index is destined for long-term underperformance, others think that it will play catchup sometime this year.Although nothing is certain, I do think there will be some sort of convergence between the performance of the S&P 500 and the Russell 2000 in the near future. Bullish Catalysts for Small-Cap StocksWhile persistently el ...

When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important?Before we discuss the reliability of brokerage recommendations and how to use them to your advantage, let's see what these Wall Street heavyweights think about MoneyLion Inc. (ML) .MoneyLion currently has an average brokerage recommendation (ABR) of 1.20, ...

Company Performance - MoneyLion Inc. shares have increased by 32.3% over the past month and reached a new 52-week high of $97.47 [1] - The stock has gained 49.7% since the beginning of the year, outperforming the Zacks Business Services sector (6.1%) and the Zacks Financial Transaction Services industry (4.2%) [1] Earnings and Revenue Expectations - MoneyLion reported an EPS of $0.6 in its last earnings report, significantly exceeding the consensus estimate of -$0.29, although it missed the revenue estimate by 0.47% [2] - For the current fiscal year, the company is expected to post earnings of $1.45 per share on revenues of $524.8 million, reflecting a 131.32% increase in EPS and a 23.94% increase in revenues [2] - For the next fiscal year, earnings are projected to be $5.51 per share on revenues of $636.7 million, indicating a year-over-year change of 280% in EPS and 21.32% in revenues [2] Valuation Metrics - MoneyLion's stock trades at 64.7X current fiscal year EPS estimates, which is a premium compared to the peer industry average of 14.9X [4] - On a trailing cash flow basis, the stock trades at 140.2X versus the peer group's average of 9.6X, suggesting it is not positioned in the top echelon from a value perspective [4] Zacks Rank and Style Scores - MoneyLion holds a Zacks Rank of 1 (Strong Buy) due to favorable earnings estimate revisions from analysts [5] - The company has a Value Score of C, a Growth Score of A, and a Momentum Score of B, resulting in a combined VGM Score of A [3][5] Industry Comparison - The Financial Transaction Services industry is performing well, ranking in the top 17% of all industries, providing a favorable environment for both MoneyLion and its peer, Paysafe Limited [6] - Paysafe Limited has a Zacks Rank of 2 (Buy) and is expected to post earnings of $2.47 per share on revenues of $1.7 billion for the current fiscal year [6]

Momentum investing revolves around the idea of following a stock's recent trend in either direction. In the 'long' context, investors will be essentially be "buying high, but hoping to sell even higher." With this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving that way. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades.Even though momentum is a popular stock char ...

MoneyLion Inc. (ML) closed the last trading session at $81.95, gaining 1.8% over the past four weeks, but there could be plenty of upside left in the stock if short-term price targets set by Wall Street analysts are any guide. The mean price target of $104.40 indicates a 27.4% upside potential.The mean estimate comprises five short-term price targets with a standard deviation of $19.19. While the lowest estimate of $80 indicates a 2.4% decline from the current price level, the most optimistic analyst expect ...

Investors might want to bet on MoneyLion Inc. (ML) , as it has been recently upgraded to a Zacks Rank #1 (Strong Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change.The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.The power of a changi ...

Financial Data and Key Metrics Changes - MoneyLion achieved record quarterly revenue of $121 million, representing a 29% year-over-year growth, up from 19% in Q4 2023 [7][24] - Adjusted EBITDA reached $23 million for the quarter, reflecting a 19.4% adjusted EBITDA margin, up from 14.6% in Q4 2023, indicating approximately 480 basis points of margin expansion [8][25] - GAAP net income was $7 million with diluted earnings per share of $0.60, marking a significant profitability milestone [8][25] Business Line Data and Key Metrics Changes - Total customers increased to 15.5 million, reflecting a 98% year-over-year growth, with strong conversions on the consumer side offsetting lower conversions on the enterprise side [8][24] - Total products consumed on the platform reached 25.3 million, compared to 14.7 million in the prior-year quarter, with 49% of products consumed being third-party [9][10] Market Data and Key Metrics Changes - The enterprise business saw a quarter-over-quarter growth in marketplace revenue, with personal loans comprising around 55% of total marketplace revenues, down from over 80% historically [46] - The company reported approximately 80 million total customer inquiries in Q1 2024, up over 130% from roughly 34 million in Q1 2023 [18][19] Company Strategy and Development Direction - MoneyLion is focused on a marketplace-first strategy, enhancing its product offerings and deepening relationships with both consumers and enterprise partners [11][12] - The company aims to expand into new verticals such as credit cards, auto insurance, and mortgages, while optimizing its customer acquisition funnel [28][29] Management's Comments on Operating Environment and Future Outlook - Management noted stabilization in the underwriting environment for personal loans and expressed optimism about future growth opportunities across various product verticals [16][46] - The company expects revenue for Q2 2024 to be between $125 million to $130 million, representing 17% to 22% year-over-year growth [26] Other Important Information - MoneyLion's cash position increased to $93 million, up from $92 million in Q4 2023, indicating strong cash generation capabilities [25] - The company is transitioning to a forward flow financing arrangement, which will improve cash efficiency and lighten the balance sheet [23][42] Q&A Session Summary Question: Insights on Q1 performance and AI initiatives - Management highlighted strong consumer business performance in Q1 and discussed ongoing AI initiatives aimed at personalizing consumer experiences and enhancing monetization strategies [32][33][36] Question: Update on EY partnership and WOW offering - The EY partnership is progressing well, with expectations for growth contributions starting in late Q4 2024. The WOW offering is being refined for market launch, aimed at increasing product adoption and recurring revenue [37][39] Question: Impact of forward flow arrangement on balance sheet - The forward flow arrangement will allow for real-time sales of receivables, increasing cash on hand and eliminating provisions for those receivables [42][43] Question: Trends in the enterprise segment - Management noted mixed trends in the enterprise segment, with personal loans facing macroeconomic headwinds but opportunities for growth in new verticals [45][46] Question: Future profitability expectations - Management confirmed that the GAAP profitability achieved in Q1 is expected to continue, driven by operational leverage and effective cost management [50][51] Question: Clarification on EBITDA margin guidance - Management clarified that the Q2 EBITDA margin guidance reflects seasonal factors and remains consistent with long-term targets, indicating confidence in maintaining strong margins [59][60]